The Payne County Bank

Headquarters: Perkins, Oklahoma
Charter: Bank
Assets: $313.2M
Fed district: Kansas City

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
The Payne County Bank: $30
The Payne County Bank: $30
U.S. median: no median
Stop Payment
The Payne County Bank: $30
The Payne County Bank: $30
U.S. median: no median
Cashier's Check
The Payne County Bank: $3
The Payne County Bank: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Payne County Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Closure of Account (w/in 90 days of opening)$10
Account Balancing$15
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (1 hr min.)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Charge$30
per item
Overdraft Charge or a Return Item Charge$30

ATM & Card

Replacement ATM/Debit Card$10
per item

Check Services

Cashier's Check$3
Money Order$1
Stop Payment Order$30
Temporary Checks (minimum 3)$0.25
per item
Collection Item Processing$10
per item
Incoming Collection Items$10

Cash & Deposit

Chargeback Check Fee$5

Account Services

Notary Public Fee (non-customer)$5
Garnishment or Levy Processing Fee$30

Other Fees

Document Copies$0.25
per item
Fax Transmissions$1
per item · Per page

Fee	Amount	Basis	Note
Account Maintenance
Early Closure of Account (w/in 90 days of opening)	$10	Not stated	None
Account Balancing	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (1 hr min.)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Charge	$30	per item	None
Overdraft Charge or a Return Item Charge	$30	Not stated	None
ATM & Card
Replacement ATM/Debit Card	$10	per item	None
Check Services
Cashier's Check	$3	Not stated	None
Money Order	$1	Not stated	None
Stop Payment Order	$30	Not stated	None
Temporary Checks (minimum 3)	$0.25	per item	None
Collection Item Processing	$10	per item	None
Incoming Collection Items	$10	Not stated	None
Cash & Deposit
Chargeback Check Fee	$5	Not stated	None
Account Services
Notary Public Fee (non-customer)	$5	Not stated	None
Garnishment or Levy Processing Fee	$30	Not stated	None
Other Fees
Document Copies	$0.25	per item	None
Fax Transmissions	$1	per item	Per page

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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