15 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 11, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
ACCOUNT & OVERDRAFT SERVICES $5 to $10
Compared at $7.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Louisiana, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Caldwell Bank & Trust Company’s own schedules, with a source for each figure.
per month
per month
per month
per quarter
per hour · Research (Per Hour-One Hour Minimum) | $25.00
per transaction
per item
per year
per year
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge | $5 | per month | None |
| Monthly Service Charge | $10 | per month | None |
| Early Account Closing (Within 90 Days of Opening) | $20 | Not stated | None |
| Dormant Account Charges-Checking Accounts-Per Month (After 12 Months) | $5 | per month | None |
| Dormant Account Charges-Savings Accounts-Per Quarter (After 12 Months) | $5Not compared: Quarterly charge, not monthly | per quarter | None |
| Research (Per Hour-One Hour Minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Research (Per Hour-One Hour Minimum) | $25.00 |
Overdraft & NSF | |||
| Overdraft fee | $30 | per item | None |
| Returned Item Fee/Overdraft Fee (Per Item) | $30 | per item | None |
ATM & Card | |||
| Electronic Banking-Foreign ATM Transactions (Per Withdrawal-ATM Owner Charges Also Apply) | $1 | per transaction | None |
Check Services | |||
| Cashiers Check (Per Item) | $3 | per item | None |
| Money Order (Per Item) | $2 | per item | None |
| Stop Payment (Per Item) | $30 | per item | None |
| Collection Item-Per Item for Customer (May Include Additional Charges) | $15 | per item | None |
| Collection Item-Per Item for Non-Customer (May Include Additional Charges) | $20 | per item | None |
Digital & Electronic | |||
| Bill Payment (Online) | No charge | Not stated | None |
Cash & Deposit | |||
| Cash Advance Over $100 | $10 | per item | None |
| Cash Advance Over $100 (Per Transaction) | $10 | per transaction | None |
| Cash Advance Under $100 | $5 | per item | None |
| Cash Advance Under $100 (Per Transaction) | $5 | per transaction | None |
| Chargeback Fee-Per Item (Personal and Commercial) | $1 | per item | None |
| Night Depository Key Replacement (Per Key) | $10 | per item | None |
Account Services | |||
| Safe Deposit Box Drilling (Plus Additional Costs) | $100Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Lost Key (Per Key) | $10Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box Rental 10 X 10 (Per Year) | $85 | per year | None |
| Safe Deposit Box Rental 2 X 4 (Per Year) | $8 | per year | None |
| Safe Deposit Box Rental 3 X 10 (Per Year) | $35 | per year | None |
| Safe Deposit Box Rental 3 X 5 (Per Year) | $20 | per year | None |
| Safe Deposit Box Rental 5 X 10 (Per Year) | $50 | per year | None |
| Safe Deposit Box Rental 5 X 5 (Per Year) | $25 | per year | None |
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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