First National Bank Of Commerce

Headquarters: Walnut Ridge, Arkansas
Charter: Bank
Assets: $296.6M
Fed district: St. Louis

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
First National Bank Of Commerce: $0 to $10
First National Bank Of Commerce: $0 to $10
U.S. median: no median
Overdraft (OD)
Compared at $37.50, its standard fee, the highest of its prices
First National Bank Of Commerce: $0 to $37.50
First National Bank Of Commerce: $0 to $37.50
U.S. median: no median
NSF / Returned Item
First National Bank Of Commerce: $37.50
First National Bank Of Commerce: $37.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First National Bank Of Commerce’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$10
per month
Monthly Service ChargeNo charge
per month
Simply First Checking Monthly Service Charge$5
per month · Waived if customer receives direct deposit or ACH
Dormant Account Fee$5
per month
Account Balancing Assistance (Per Hour)$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (Per Hour)$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (Monthly)$5
per month
Simply First Paper Statement Fee (monthly)$2
per month

Overdraft & NSF

Overdraft (Per Item)$37.50
per item
Simply First Overdraft or NonsufficientNo charge
Nonsufficient Fund (Per Item)$37.50
per item
Overdraft Protection Transfer Sweep (Authorization Required)No charge

ATM & Card

ATM Card, Debit Card or Credit Card Replacement$10
ATM Card, Debit Card or Credit Card Replacement (each)$10
per item
Simply First ATM Card, Debit Card ReplacementNo charge

Wire Transfers

Wire Transfers (Customer Outgoing - Each)$25
per item
Wire Transfers (Customer Incoming - Each)No charge
Wire Transfers (Outgoing International - Each)$65
per item

Check Services

Cashiers Checks$7
Cashiers Checks (Each)$7
per item
Money Orders$3
Money Orders (Each)$3
per item
Stop Payments (Each)$37.50
per item
Temporary Checks (Per Page)$2
Not compared: Charged per page; comparison unavailable
per page
Check Cashing (Non-Customer – Per Check)$10
per item
Check Cashing Checks Drawn on This BankNo charge
Copies of Check or Statement (Per Page)$1
Not compared: Charged per page; comparison unavailable
per page

Account Services

Notary (Per Document)$5
Not compared: Charged per document; comparison unavailable
per document
Safety Deposit Box Key Replacement (Each)$100
Not compared: Box drilling or key fee
per item
Safety Deposit Box Lock Drilling (Each)$200
Not compared: Box drilling or key fee
per item
Levies$100
Levies (Each)$100
per item

Other Fees

Copies (Per Page)$1
Not compared: Charged per page; comparison unavailable
per page
Fax – Outgoing (Per Page)$5
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$10	per month	None
Monthly Service Charge	No charge	per month	None
Simply First Checking Monthly Service Charge	$5	per month	Waived if customer receives direct deposit or ACH
Dormant Account Fee	$5	per month	None
Account Balancing Assistance (Per Hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (Per Hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (Monthly)	$5	per month	None
Simply First Paper Statement Fee (monthly)	$2	per month	None
Overdraft & NSF
Overdraft (Per Item)	$37.50	per item	None
Simply First Overdraft or Nonsufficient	No charge	Not stated	None
Nonsufficient Fund (Per Item)	$37.50	per item	None
Overdraft Protection Transfer Sweep (Authorization Required)	No charge	Not stated	None
ATM & Card
ATM Card, Debit Card or Credit Card Replacement	$10	Not stated	None
ATM Card, Debit Card or Credit Card Replacement (each)	$10	per item	None
Simply First ATM Card, Debit Card Replacement	No charge	Not stated	None
Wire Transfers
Wire Transfers (Customer Outgoing - Each)	$25	per item	None
Wire Transfers (Customer Incoming - Each)	No charge	Not stated	None
Wire Transfers (Outgoing International - Each)	$65	per item	None
Check Services
Cashiers Checks	$7	Not stated	None
Cashiers Checks (Each)	$7	per item	None
Money Orders	$3	Not stated	None
Money Orders (Each)	$3	per item	None
Stop Payments (Each)	$37.50	per item	None
Temporary Checks (Per Page)	$2Not compared: Charged per page; comparison unavailable	per page	None
Check Cashing (Non-Customer – Per Check)	$10	per item	None
Check Cashing Checks Drawn on This Bank	No charge	Not stated	None
Copies of Check or Statement (Per Page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Account Services
Notary (Per Document)	$5Not compared: Charged per document; comparison unavailable	per document	None
Safety Deposit Box Key Replacement (Each)	$100Not compared: Box drilling or key fee	per item	None
Safety Deposit Box Lock Drilling (Each)	$200Not compared: Box drilling or key fee	per item	None
Levies	$100	Not stated	None
Levies (Each)	$100	per item	None
Other Fees
Copies (Per Page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Fax – Outgoing (Per Page)	$5Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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