Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

First National Bank Of Commerce

Walnut Ridge, ArkansasBankSt. Louis Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing Assistance (Per Hour)$20Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Nonsufficient Fund (Per Item)$37.50Above the typical range ($25–$31 nationally)
$7.50 above the national median
per item · Source
Overdraft (Per Item)$37.50Above the typical range ($25–$32 nationally)
$7.50 above the national median
per item · Source
Overdraft Protection Transfer Sweep (Authorization Required)$0Below the typical range ($3–$5 nationally)
$5 below the national median
Source
Simply First Overdraft or Nonsufficient$0Below the typical range ($25–$32 nationally)
$30 below the national median
Source

Wire TransfersVerified

Wire Transfers (Customer Incoming - Each)$0Below the typical range ($5–$15 nationally)
$10 below the national median
Source
Wire Transfers (Customer Outgoing - Each)$25Within the typical range ($20–$25 nationally)
At the national median
Source
Wire Transfers (Outgoing International - Each)$65Above the typical range ($40–$50 nationally)
$15 above the national median
Source

Check ServicesVerified

Cashiers Checks$7Above the typical range ($3–$6 nationally)
$2 above the national median
Source
Check Cashing (Non-Customer – Per Check)$10Within the typical range ($5–$10 nationally)
$5 above the national median
per item · Source
Check Cashing Checks Drawn on This Bank$0Below the typical range ($5–$10 nationally)
$5 below the national median
Source
Copies of Check or Statement (Per Page)$1Below the typical range ($2–$5 nationally)
$2 below the national median
Source
Money Orders$3Within the typical range ($1.50–$3 nationally)
$1 above the national median
Source
Stop Payments (Each)$37.50Above the typical range ($20–$30 nationally)
$11.50 above the national median
Source
Temporary Checks (Per Page)$2Within the typical range ($1–$4 nationally)
At the national median
Source

Account ServicesVerified

Garnishments$100Above the typical range ($30–$75 nationally)
$50 above the national median
Source
Notary (Per Document)$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Source
Safety Deposit Box Key Replacement (Each)$100Above the typical range ($30–$70 nationally)
$55 above the national median
Source
Safety Deposit Box Lock Drilling (Each)$200Above the typical range ($30–$70 nationally)
$155 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing Assistance (Per Hour)	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Paper Statement Fee (Monthly)	$5Above the typical range ($2–$4 nationally)	$2 above the national median	per month	—	Source
Simply First Paper Statement Fee (monthly)	$2Within the typical range ($2–$4 nationally)	$1 below the national median	per month	—	Source
Overdraft & NSFVerified
Nonsufficient Fund (Per Item)	$37.50Above the typical range ($25–$31 nationally)	$7.50 above the national median	per item	—	Source
Overdraft (Per Item)	$37.50
ATM & CardVerified
Simply First ATM Card, Debit Card Replacement	$0Below the typical range ($5–$10 nationally)	$10 below the national median	—	—	Source
Wire TransfersVerified
Wire Transfers (Customer Incoming - Each)	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	—	Source
Wire Transfers (Customer Outgoing - Each)	$25
Check ServicesVerified
Cashiers Checks	$7Above the typical range ($3–$6 nationally)	$2 above the national median	—	—	Source
Check Cashing (Non-Customer – Per Check)	$10
Account ServicesVerified
Garnishments	$100Above the typical range ($30–$75 nationally)	$50 above the national median	—	—	Source
Notary (Per Document)	$5

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$37.50

Overdraft fee: $37.50

25% above the national median overdraft fee

Total fees: 23 — leaner than most institutions

Headline fees published

10 of 15

Published fees

Under review

Assets

$296.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$296.6M

Total deposits

$268.8M

Service charge income

$171K

Fee income ratio

5.2%

Return on assets

1.64%

Branches

Service charge income by quarter

Q2 2026$171K

Q1 2026$158K

Q4 2025$161K

Q3 2025$166K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,468 published fee entries from 2,882 institutions

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