Unity Bank of Mississippi

Headquarters: Holly Springs, Mississippi
Charter: Bank
Assets: $281.8M
Fed district: St. Louis

4 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6, the middle of its prices. Leaves out 1 fee charged on a different basis filed under this fee.
Unity Bank of Mississippi: $0 to $10
Unity Bank of Mississippi: $0 to $10
U.S. median: no median
Non-Network ATM
Unity Bank of Mississippi: $3
Unity Bank of Mississippi: $3
U.S. median: no median
Minimum Balance
Compared at $4, the middle of its prices
Unity Bank of Mississippi: $1 to $7
Unity Bank of Mississippi: $1 to $7
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Unity Bank of Mississippi’s own schedules, with a source for each figure.

Account Maintenance

Account Fees: A maintenance fee$8
Not compared: Annual charge, not monthly
per year
Account Fees: A service charge fee$7
per month
Maintenance fee$3
Monthly Maintenance$10
per month
Monthly maintenance fee$1
per month
Net Service ChargeNo charge
Now Account Maintenance fee$8
per month
PERSONAL CHECKING: Monthly Cycle Service Charge$6
per month
PREMIER CHECKING: Account Fees: A maintenance fee$6
Regular Checking Monthly maintenance fee$7
per month
Maintenance fee (daily balance of the account falls below $25.00)$3
per month
Monthly maintenance fee (daily balance of the account falls below $10.00)$1
per month
Monthly maintenance fee (daily balance of the account falls below $600.00) (audience not stated, treated as personal)$7
per month
Excess Debit Fee$8
per item

ATM & Card

ATM are unlimited. maintenance fee$3

Fee	Amount	Basis	Note
Account Maintenance
Account Fees: A maintenance fee	$8Not compared: Annual charge, not monthly	per year	None
Account Fees: A service charge fee	$7	per month	None
Maintenance fee	$3	Not stated	None
Monthly Maintenance	$10	per month	None
Monthly maintenance fee	$1	per month	None
Net Service Charge	No charge	Not stated	None
Now Account Maintenance fee	$8	per month	None
PERSONAL CHECKING: Monthly Cycle Service Charge	$6	per month	None
PREMIER CHECKING: Account Fees: A maintenance fee	$6	Not stated	None
Regular Checking Monthly maintenance fee	$7	per month	None
Maintenance fee (daily balance of the account falls below $25.00)	$3	per month	None
Monthly maintenance fee (daily balance of the account falls below $10.00)	$1	per month	None
Monthly maintenance fee (daily balance of the account falls below $600.00) (audience not stated, treated as personal)	$7	per month	None
Excess Debit Fee	$8	per item	None
ATM & Card
ATM are unlimited. maintenance fee	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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