First Federal Savings and Loan Association

Headquarters: Newark, Ohio
Charter: Bank
Assets: $293.5M
Fed district: Cleveland

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7, the middle of its prices
First Federal Savings and Loan Association: $0 to $12
First Federal Savings and Loan Association: $0 to $12
U.S. median: no median
Overdraft (OD)
First Federal Savings and Loan Association: $32
First Federal Savings and Loan Association: $32
U.S. median: no median
NSF / Returned Item
First Federal Savings and Loan Association: $32
First Federal Savings and Loan Association: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Federal Savings and Loan Association’s own schedules, with a source for each figure.

Account Maintenance

Basic Checking service charge$8
per month
Monthly service charge$6
per month
Monthly Service ChargeNo charge
per month
Monthly Service Charge$7
per month
WePayU service charge$12
per month
DORMANT/INACTIVE ACCOUNT INFORMATION. A dormant account fee$5
per month
Checkbook balancing - hourly rate (minimum $10.00 charge)$10
Not compared: Charged per hour; comparison unavailable
per hour
Research fee - hourly rate (minimum $20.00 charge)$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft fee$32
per item
Items returned for insufficient funds per check or other electronic means$32
per item

ATM & Card

ATM Check Card per transaction processed at a non-First Federal ATM$3
per item
ATM Check Card replacement per card$5
per item

Wire Transfers

Outgoing wire transfer per request$15
per item

Check Services

Stop payment request fee per check or other electronic means$20
per item
Check photocopy per check$2
per item

Cash & Deposit

Deposited check returned per item$15
per item

Account Services

Levy/Garnishment or Subpoena$25

Other Fees

Copies per page$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Basic Checking service charge	$8	per month	None
Monthly service charge	$6	per month	None
Monthly Service Charge	No charge	per month	None
Monthly Service Charge	$7	per month	None
WePayU service charge	$12	per month	None
DORMANT/INACTIVE ACCOUNT INFORMATION. A dormant account fee	$5	per month	None
Checkbook balancing - hourly rate (minimum $10.00 charge)	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Research fee - hourly rate (minimum $20.00 charge)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft fee	$32	per item	None
Items returned for insufficient funds per check or other electronic means	$32	per item	None
ATM & Card
ATM Check Card per transaction processed at a non-First Federal ATM	$3	per item	None
ATM Check Card replacement per card	$5	per item	None
Wire Transfers
Outgoing wire transfer per request	$15	per item	None
Check Services
Stop payment request fee per check or other electronic means	$20	per item	None
Check photocopy per check	$2	per item	None
Cash & Deposit
Deposited check returned per item	$15	per item	None
Account Services
Levy/Garnishment or Subpoena	$25	Not stated	None
Other Fees
Copies per page	$2	per item	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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