Grant County Bank

Headquarters: Ulysses, Kansas
Charter: Bank
Assets: $298.3M
Fed district: Kansas City
Regulator: FDIC
Holding company: Resource One Inc.

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 16, 2026

How these figures are measured

Call-report figures are for Grant County Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Grant County Bank's published fee schedule; Bank Fee Index medians	Current schedule	Oct 16, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: Grant County Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $213K in Q2 2026, 12% above the same quarter a year earlier ($190K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Secure Checking $5.95 · Classic Checking $8
Compared at $6.98, the middle of its prices
Grant County Bank: $5.95 to $8
Grant County Bank: $5.95 to $8
U.S. median: no median
Overdraft (OD)
Grant County Bank: $25
Grant County Bank: $25
U.S. median: no median
NSF / Returned Item
Grant County Bank: $25
Grant County Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income fell 1.4% from Q3 2025 to Q2 2026, to $213K.

Service-charge income, Q2 2026

$213K

$216KQ3 2025

$215KQ4 2025

$205KQ1 2026

$213KQ2 2026

Against the median

Grant County BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Grant County Bank · $298M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$292M to $306M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Grant County Bank(this institution)	Ulysses, KS	$298M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
22nd State Banking Company	Mobile, AL	$292M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Bank of Crockett	Bells, TN	$299M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of Franklin	Meadville, MS	$302M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Caldwell Bank & Trust Company	Columbia, LA	$299M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Castle Rock Bank	Castle Rock, MN	$294M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens Guaranty Bank	Richmond, KY	$304M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Collins State Bank	Collins, WI	$301M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Community Bank and Trust Company	Muscatine, IA	$303M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
DLP Bank	Starke, FL	$301M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Federal Savings and Loan Association	Newark, OH	$294M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First National Bank Of Commerce	Walnut Ridge, AR	$297M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Secure State Bank	Wonder Lake, IL	$306M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Leighton State Bank	Pella, IA	$298M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
McClain Bank	Purcell, OK	$294M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
RNB STATE BANK	Rawlins, WY	$296M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Security First Bank of North Dakota	New Salem, ND	$293M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
SJN Bank of Kansas	Saint John, KS	$303M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
St. Johns Bank and Trust Company	Saint Louis, MO	$297M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
State Bank	Waterloo, IL	$296M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
State Savings Bank	West Des Moines, IA	$292M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Bank of Forest	Forest, MS	$296M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Farmers Bank of Milton	Milton, KY	$305M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The First National Bank of Milaca	Milaca, MN	$293M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Bank	Springdale, AR	$296M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Washington Savings Bank	Lowell, MA	$302M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(monthly maintenance)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $0.78 (10%) below the median of similar-sized banks.

Compared at $6.98, the middle of its two prices, against a peer median of $7.75 among 14 publishing peers.

Its two checking prices are $5.95 and $8.

$6.98 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Grant County Bank: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer medianInclude 2 outliers ($25, $25)Shown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Grant County Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $213K
vs prior quarter: +$8K+3.9%; from Q1 2026
vs a year earlier: +$23K+12.1%; from Q2 2025
vs start of range: +$17K+8.7%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: Grant County Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$213K	+$8K	+3.9%
Q1 2026	$205K	−$10K	−4.7%
Q4 2025	$215K	−$1K	−0.5%
Q3 2025	$216K	+$26K	+13.7%
Q2 2025	$190K	+$2K	+1.1%
Q1 2025	$188K	−$13K	−6.5%
Q4 2024	$201K	+$5K	+2.6%
Q3 2024	$196K	+$4K	+2.1%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Grant County Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$8
per month
Secure Checking Monthly service fee$5.95
per month
Early Account Closing fee (if closed within the first year)$15
Dormant Account Fee Monthly$7
per month
Research fee/hour One hour minimum$35
Not compared: Charged per hour; comparison unavailable
per hour
Statement Reconciliation/hour One hour minimum, first time free$35
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft fee$25
Return Check fee$25

ATM & Card

Replacement ATM/Debit card$15

Wire Transfers

Outgoing Wire Transfer$25
Outgoing Wire Transfer - Non-Customer$40
Incoming Wire fee - CustomerNo charge
Incoming Wire fee - Non-Customer$20
International Wire$60

Check Services

Cashier's check$7
International Money Orders$5
Money Orders$3
International Money Order Stop Payment$40
Counter Checks$5
one time

Digital & Electronic

Non-usage service fee$4.95

Cash & Deposit

Deposit Item Return fee$3

Account Services

Non-Customer Notary$5
10x10 Safe Deposit Box $2 discount/year if auto debit from account$60
per year
3x10 Safe Deposit Box$30
per year
3x5 Safe Deposit Box$12
per year
5x10 Safe Deposit Box$36
per year
5x5 Safe Deposit Box$18
per year
Garnishment/Levy fee$15

Other Fees

Duplicate Statement fee$5
Non-customer Copy fee/page$0.25
per item
Statement Reprint fee (e-Free Checking)$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$8	per month	None
Secure Checking Monthly service fee	$5.95	per month	None
Early Account Closing fee (if closed within the first year)	$15	Not stated	None
Dormant Account Fee Monthly	$7	per month	None
Research fee/hour One hour minimum	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Reconciliation/hour One hour minimum, first time free	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft fee	$25	Not stated	None
Return Check fee	$25	Not stated	None
ATM & Card
Replacement ATM/Debit card	$15	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$25	Not stated	None
Outgoing Wire Transfer - Non-Customer	$40	Not stated	None
Incoming Wire fee - Customer	No charge	Not stated	None
Incoming Wire fee - Non-Customer	$20	Not stated	None
International Wire	$60	Not stated	None
Check Services
Cashier's check	$7	Not stated	None
International Money Orders	$5	Not stated	None
Money Orders	$3	Not stated	None
International Money Order Stop Payment	$40	Not stated	None
Counter Checks	$5	one time	None
Digital & Electronic
Non-usage service fee	$4.95	Not stated	None
Cash & Deposit
Deposit Item Return fee	$3	Not stated	None
Account Services
Non-Customer Notary	$5	Not stated	None
10x10 Safe Deposit Box $2 discount/year if auto debit from account	$60	per year	None
3x10 Safe Deposit Box	$30	per year	None
3x5 Safe Deposit Box	$12	per year	None
5x10 Safe Deposit Box	$36	per year	None
5x5 Safe Deposit Box	$18	per year	None
Garnishment/Levy fee	$15	Not stated	None
Other Fees
Duplicate Statement fee	$5	Not stated	None
Non-customer Copy fee/page	$0.25	per item	None
Statement Reprint fee (e-Free Checking)	$5	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Grant County Bank operates, and what regulators and customers have on file.

Enforcement actions

None on file with the Federal Reserve

The Federal Reserve has no public enforcement action against this bank or its holding company on file.

Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.

Fee change alerts

Get an email when Grant County Bank's ach origination changes in our data

We check once a day and send one email covering every change.