Fee schedule collected Mar 11, 2026 · Financials as of Q1 2026
Verified fees
34
Under review
0
Assets
$313.1M
Fee benchmark score
Not scored
Financials as of
Q1 2026
Headline fees vs. national median
Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.
Overdraft
$30
Fee Schedule
Verified fees power benchmarks; fees under review do not.
per month · Source
per month · After 12 months of no activity · Source
per day · Beginning on 5th business day of account being overdrawn · Source
per day · Maximum per day · Source
per item · Per item; created by check, in-person withdrawal, or other electronic means · Source
per item · Per item returned unpaid, including re-presented items · Source
per item · Source
per item · Source
per item · Additional outside fees may apply · Source
per item · Additional outside fees may apply · Source
per item · Additional outside fees may apply · Source
per item · Additional outside fees may apply · Source
per item · Source
per item · Source
per year · Only available for clients with current Gateway Bank account; annual fee requires auto debit · Source
per year · Only available for clients with current Gateway Bank account; annual fee requires auto debit · Source
per year · Only available for clients with current Gateway Bank account; annual fee requires auto debit · Source
per year · Only available for clients with current Gateway Bank account; annual fee requires auto debit · Source
per item · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Account MaintenanceVerified | ||||
| Account Maintenance | $17 | per month | — | Source |
| Dormant Account Fee | $5 | per month | After 12 months of no activity | Source |
Overdraft & NSFVerified | ||||
| Daily Overdraft Fee | $6 | per day | Beginning on 5th business day of account being overdrawn | Source |
| Overdraft Daily Cap | $150 | per day | Maximum per day | Source |
| Overdraft Fee | $30 | |||
ATM & CardVerified | ||||
| ATM/Debit International Transaction Fee | — | per item | 1% of transaction | Source |
| Non-Network ATM Fee | $1 | per item | — | Source |
Wire TransfersVerified | ||||
| Incoming Domestic Wire Transfer | $15 | per item | — | Source |
| Incoming International Wire Transfer | $15 | per item | — | Source |
| Outgoing Domestic Wire Transfer | $25 | |||
Check ServicesVerified | ||||
| Cashier's Check | $5 | per item | — | Source |
| Stop Payment | $30 | per item | — | Source |
Digital & ElectronicVerified | ||||
| ACH Credits and Debits | $0.13 | per item | Per item in file | Source |
| ACH File Origination | $7 | per item | Per file sent | Source |
| ACH Reversals/File Correction | $25 | |||
Cash & DepositVerified | ||||
| Cash Advance | $8 | per item | — | Source |
| Coin Counting - Non Client | — | per item | 5% of total | Source |
| Coin Purchase | $0.12 | |||
Account ServicesVerified | ||||
| Garnishment/Levy Execution | $100 | per item | — | Source |
| Notary Service - Non Client | $1 | per item | — | Source |
| Safe Deposit Box - 10 x 10 | $130 | |||
Gift & Prepaid CardsVerified | ||||
| MasterCard Prepaid Gift Cards | $4.95 | per item | — | Source |
Other feesVerified | ||||
| Drilling Charges | $30 | per item | Plus drilling cost | Source |
| Lost Key | $25 | per item | — | Source |
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Every fee on this page benchmarked against a verified peer set, in a board-ready document.
Financial Context
Financials as of Q1 2026 · FDIC call report
Total assets
$313.1M
Total deposits
$282.5M
Service charge income
$18K
Fee income ratio
0.67%
Return on assets
0.36%
Branches
2
Service charge income by quarter
| per item |
| Per item; created by check, in-person withdrawal, or other electronic means |
| Source |
| Returned Item Fee | $30 | per item | Per item returned unpaid, including re-presented items | Source |
| per item |
| Additional outside fees may apply |
| Source |
| Outgoing International Wire Transfer | $50 | per item | Additional outside fees may apply | Source |
| Repetitive Outgoing Domestic Wire Transfer | $15 | per item | Additional outside fees may apply | Source |
| Repetitive Outgoing International Wire Transfer | $35 | per item | Additional outside fees may apply | Source |
| per item |
| — |
| Source |
| ACH Setup | $30 | per item | Per file | Source |
| per item |
| Per roll |
| Source |
| Currency Purchase | $0.50 | per item | Per strap | Source |
| Deposit Items - Local | $0.08 | per item | — | Source |
| per year |
| Only available for clients with current Gateway Bank account; annual fee requires auto debit |
| Source |
| Safe Deposit Box - 3 x 10 | $60 | per year | Only available for clients with current Gateway Bank account; annual fee requires auto debit | Source |
| Safe Deposit Box - 3 x 5 | $35 | per year | Only available for clients with current Gateway Bank account; annual fee requires auto debit | Source |
| Safe Deposit Box - 5 x 10 | $80 | per year | Only available for clients with current Gateway Bank account; annual fee requires auto debit | Source |