Five Star Bank

Headquarters: Warsaw, New York
Charter: Bank
Assets: $6.3B
Fed district: New York

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Five Star Bank: $40
Five Star Bank: $40
U.S. median: no median
Non-Network ATM
Five Star Bank: $2
Five Star Bank: $2
U.S. median: no median
Wire Transfer (Domestic Out)
Five Star Bank: $25
Five Star Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Five Star Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closeout Fee$35
Inactive Account Fee$5
per month

Overdraft & NSF

Overdraft Item Fee (Item Paid)$40
per item
Overdraft Transfer from Savings$5
per item

ATM & Card

ATM Withdrawal Fee at a Non-Five Star Bank ATM (Owner of ATM may also charge an ATM Surcharge Fee)$2
per transaction
ATM Card Replacement Fee$5
per item
Debit Card Replacement Fee$5
per item

Wire Transfers

Wire Transfer Outgoing (Domestic)$25
per item
Wire Transfer Outgoing (Foreign)$75
per item
Wire Transfer Incoming (Domestic & Foreign)$20
per item

Check Services

Cashier's Check$6
per item
Money Order$5
per item
Stop Payment (Checks) Fee$35
per item

Account Services

Safe Deposit & Self-Storage Box Force Entry$125
Not compared: Box drilling or key fee
per item
Safe Deposit & Self-Storage Box Lost Key$20
Not compared: Box drilling or key fee
per item
Safe Deposit & Self-Storage Box Rental Fee$40
per year
Levy/Execution$100
Subpoena$100

Other Fees

Fax Machine Services 1st page sent After 1st page sent 1st page received After 1st page received$3
Photocopies$0.25
per item
Statement Copy$1.50

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closeout Fee	$35	Not stated	None
Inactive Account Fee	$5	per month	None
Overdraft & NSF
Overdraft Item Fee (Item Paid)	$40	per item	None
Overdraft Transfer from Savings	$5	per item	None
ATM & Card
ATM Withdrawal Fee at a Non-Five Star Bank ATM (Owner of ATM may also charge an ATM Surcharge Fee)	$2	per transaction	None
ATM Card Replacement Fee	$5	per item	None
Debit Card Replacement Fee	$5	per item	None
Wire Transfers
Wire Transfer Outgoing (Domestic)	$25	per item	None
Wire Transfer Outgoing (Foreign)	$75	per item	None
Wire Transfer Incoming (Domestic & Foreign)	$20	per item	None
Check Services
Cashier's Check	$6	per item	None
Money Order	$5	per item	None
Stop Payment (Checks) Fee	$35	per item	None
Account Services
Safe Deposit & Self-Storage Box Force Entry	$125Not compared: Box drilling or key fee	per item	None
Safe Deposit & Self-Storage Box Lost Key	$20Not compared: Box drilling or key fee	per item	None
Safe Deposit & Self-Storage Box Rental Fee	$40	per year	None
Levy/Execution	$100	Not stated	None
Subpoena	$100	Not stated	None
Other Fees
Fax Machine Services 1st page sent After 1st page sent 1st page received After 1st page received	$3	Not stated	None
Photocopies	$0.25	per item	None
Statement Copy	$1.50	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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