United Bank

Headquarters: Springdale, Arkansas
Charter: Bank
Assets: $296.0M
Fed district: St. Louis

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
United Bank: $31
United Bank: $31
U.S. median: no median
NSF / Returned Item
United Bank: $31
United Bank: $31
U.S. median: no median
Wire Transfer (Domestic Out)
United Bank: $20
United Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from United Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$3
per month
Account Research/Balancing Assistance$35
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Bounce Paid Item Fee$31
Non-Sufficient Funds Returned Item Fee$31
Automatic Sweep to Cover NSF Items$4

ATM & Card

Debit Card/ATM Card (replacement card)$12

Wire Transfers

Outgoing Wire (domestic)$20
Incoming Wire (domestic)$10
International Wire (outgoing)$25

Check Services

Cashier’s Checks$5
Money Orders$4
Stop Payment Fee$30
Collection Items$20
Statement/Check Copy/Acct. Activity Print Out$4
per item

Cash & Deposit

Credit Card Cash Advance (cust./non-cust.)No charge
Returned Deposited Item$4

Account Services

Notary Services$5
Safe Deposit Box 10x10$59
Safe Deposit Box 10x15$65
Safe Deposit Box 3x10$29
Safe Deposit Box 3x5$22
Safe Deposit Box 5x10$39
Safe Deposit Box 5x5$25
Garnishments/Levies$30

Other Fees

Fax (outgoing)$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$3	per month	None
Account Research/Balancing Assistance	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Bounce Paid Item Fee	$31	Not stated	None
Non-Sufficient Funds Returned Item Fee	$31	Not stated	None
Automatic Sweep to Cover NSF Items	$4	Not stated	None
ATM & Card
Debit Card/ATM Card (replacement card)	$12	Not stated	None
Wire Transfers
Outgoing Wire (domestic)	$20	Not stated	None
Incoming Wire (domestic)	$10	Not stated	None
International Wire (outgoing)	$25	Not stated	None
Check Services
Cashier’s Checks	$5	Not stated	None
Money Orders	$4	Not stated	None
Stop Payment Fee	$30	Not stated	None
Collection Items	$20	Not stated	None
Statement/Check Copy/Acct. Activity Print Out	$4	per item	None
Cash & Deposit
Credit Card Cash Advance (cust./non-cust.)	No charge	Not stated	None
Returned Deposited Item	$4	Not stated	None
Account Services
Notary Services	$5	Not stated	None
Safe Deposit Box 10x10	$59	Not stated	None
Safe Deposit Box 10x15	$65	Not stated	None
Safe Deposit Box 3x10	$29	Not stated	None
Safe Deposit Box 3x5	$22	Not stated	None
Safe Deposit Box 5x10	$39	Not stated	None
Safe Deposit Box 5x5	$25	Not stated	None
Garnishments/Levies	$30	Not stated	None
Other Fees
Fax (outgoing)	$5	per item	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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