State Bank of Graymont

Headquarters: Graymont, Illinois
Charter: Bank
Assets: $312.7M
Fed district: Chicago

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 23, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
State Bank of Graymont: $5 to $20
State Bank of Graymont: $5 to $20
U.S. median: no median
Overdraft (OD)
State Bank of Graymont: $30
State Bank of Graymont: $30
U.S. median: no median
NSF / Returned Item
State Bank of Graymont: $30
State Bank of Graymont: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 23, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from State Bank of Graymont’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$20
per month
Monthly service charge$10
per month
Monthly service charge$5
per month
Service charge if daily balance falls below on any day in the monthly statement cycle (audience not stated, treated as personal)$10
per month
Service charge if daily balance is at least but falls below on any day during monthly statement cycle (audience not stated, treated as personal)$5
per month

Overdraft & NSF

Overdraft$30
per item
Return Item$30
per item

ATM & Card

Replace Lost ATM/Debit Card$15

Wire Transfers

Domestic Wire Transfer- In or Out$20
Not compared: Monthly charge, not per item
per month

Check Services

Cashiers Checks$6
per item
Stop Payments$30
per item
Counter Checks$5

Account Services

Safe Deposit Box 3x10$32
Safe Deposit Box 3x5$22
Safe Deposit Box 3x5$12
Safe Deposit Box 5x10$42

Lending Fees

Late charge =$5

Other Fees

Fax$1
per item
Photocopies$0.10
per item
Statement Reprint$4
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$20	per month	None
Monthly service charge	$10	per month	None
Monthly service charge	$5	per month	None
Service charge if daily balance falls below on any day in the monthly statement cycle (audience not stated, treated as personal)	$10	per month	None
Service charge if daily balance is at least but falls below on any day during monthly statement cycle (audience not stated, treated as personal)	$5	per month	None
Overdraft & NSF
Overdraft	$30	per item	None
Return Item	$30	per item	None
ATM & Card
Replace Lost ATM/Debit Card	$15	Not stated	None
Wire Transfers
Domestic Wire Transfer- In or Out	$20Not compared: Monthly charge, not per item	per month	None
Check Services
Cashiers Checks	$6	per item	None
Stop Payments	$30	per item	None
Counter Checks	$5	Not stated	None
Account Services
Safe Deposit Box 3x10	$32	Not stated	None
Safe Deposit Box 3x5	$22	Not stated	None
Safe Deposit Box 3x5	$12	Not stated	None
Safe Deposit Box 5x10	$42	Not stated	None
Lending Fees
Late charge =	$5	Not stated	None
Other Fees
Fax	$1	per item	None
Photocopies	$0.10	per item	None
Statement Reprint	$4	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 23, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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