Kaw Valley Bank

Headquarters: Topeka, Kansas
Charter: Bank
Assets: $339.5M
Fed district: Kansas City

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Lux Checking
Kaw Valley Bank: $4
Kaw Valley Bank: $4
U.S. median: no median
Overdraft (OD)
Kaw Valley Bank: $25
Kaw Valley Bank: $25
U.S. median: no median
Non-Network ATM
Kaw Valley Bank: $1
Kaw Valley Bank: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Kaw Valley Bank’s own schedules, with a source for each figure.

Account Maintenance

$4 monthly service fee$4
per month
Dormant Account$5
per month
Charge for assistance reconciling your account$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdrafts$25

ATM & Card

Non-Kaw Valley Bank ATM Transaction$1
Replacement Card or PIN$5
Cardholder Currency Conversion (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Charge for outgoing wire transfers originating in the U.S.$15
Charge for incoming wire transfers originating in the U.S.$7
Outgoing - International: Charge for outgoing wire transfers originating outside the U.S.$57
Incoming - International: Charge for incoming wire transfers originating outside the U.S.$7

Check Services

Stop Payment$25
Non-Customer Check Cashing (audience not stated, treated as personal)2%($4 minimum)

Cash & Deposit

Deposit Chargeback$4

Account Services

Drilling Box$200
Not compared: Box drilling or key fee
Replacement Key$70
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$75
Safe Deposit Box 14 x 14$125
Safe Deposit Box 2 x 10$27
Safe Deposit Box 2 x 5$15
Safe Deposit Box 3 x 10$30
Safe Deposit Box 3 x 5$18
Safe Deposit Box 4 x 10$32
Safe Deposit Box 5 x 10$37
Safe Deposit Box 5 x 5$28

Fee	Amount	Basis	Note
Account Maintenance
$4 monthly service fee	$4	per month	None
Dormant Account	$5	per month	None
Charge for assistance reconciling your account	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdrafts	$25	Not stated	None
ATM & Card
Non-Kaw Valley Bank ATM Transaction	$1	Not stated	None
Replacement Card or PIN	$5	Not stated	None
Cardholder Currency Conversion (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Charge for outgoing wire transfers originating in the U.S.	$15	Not stated	None
Charge for incoming wire transfers originating in the U.S.	$7	Not stated	None
Outgoing - International: Charge for outgoing wire transfers originating outside the U.S.	$57	Not stated	None
Incoming - International: Charge for incoming wire transfers originating outside the U.S.	$7	Not stated	None
Check Services
Stop Payment	$25	Not stated	None
Non-Customer Check Cashing (audience not stated, treated as personal)	2%($4 minimum)	Not stated	None
Cash & Deposit
Deposit Chargeback	$4	Not stated	None
Account Services
Drilling Box	$200Not compared: Box drilling or key fee	Not stated	None
Replacement Key	$70Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$75	Not stated	None
Safe Deposit Box 14 x 14	$125	Not stated	None
Safe Deposit Box 2 x 10	$27	Not stated	None
Safe Deposit Box 2 x 5	$15	Not stated	None
Safe Deposit Box 3 x 10	$30	Not stated	None
Safe Deposit Box 3 x 5	$18	Not stated	None
Safe Deposit Box 4 x 10	$32	Not stated	None
Safe Deposit Box 5 x 10	$37	Not stated	None
Safe Deposit Box 5 x 5	$28	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Fee	Amount	Basis	Note
Cash & Deposit
Charge for night deposit key for after hours business access	$5	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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