O'Bannon Banking Company

Headquarters: Buffalo, Missouri
Charter: Bank
Assets: $332.6M
Fed district: St. Louis

6 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Regular Checking $7 · Super NOW Account $10
Compared at $8.50, the middle of its prices
O'Bannon Banking Company: $7 to $10
O'Bannon Banking Company: $7 to $10
U.S. median: no median
Overdraft (OD)
O'Bannon Banking Company: $28
O'Bannon Banking Company: $28
U.S. median: no median
NSF / Returned Item
O'Bannon Banking Company: $28
O'Bannon Banking Company: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Among its peers

O'Bannon Banking Company · $333M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$322M to $342M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
O'Bannon Banking Company(this institution)	Buffalo, MO	$333M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Alamosa State Bank	Alamosa, CO	$340M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Bank of Alma	Alma, WI	$340M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bath State Bank	Bath, IN	$338M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Charles River Bank	Medway, MA	$336M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens Savings Bank	Bogalusa, LA	$329M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
City Bank & Trust Co.	Lincoln, NE	$323M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Cumberland Federal Bank, FSB	Cumberland, WI	$342M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Douglas National Bank	Douglas, GA	$327M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Eastern Savings Bank, FSB	Hunt Valley, MD	$336M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Farmers State Bank of Alto Pass, Ill.	Alto Pass, IL	$342M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First State Bank	Lonoke, AR	$328M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Forest Park National Bank and Trust Company	Forest Park, IL	$322M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Heritage Bank	Topeka, KS	$325M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Kaw Valley Bank	Topeka, KS	$340M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Kentucky Farmers Bank Corporation	Catlettsburg, KY	$328M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Northern State Bank	Ashland, WI	$331M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
PCSB Bank	Clarinda, IA	$326M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pinnacle Bank	Marshalltown, IA	$324M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Citizens Bank Company	Beverly, OH	$335M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The First Security Bank	Beaver, OK	$335M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The National Bank of Andrews	Andrews, TX	$341M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Peoples Bank	Brownstown, IN	$324M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The State Bank of Faribault	Faribault, MN	$329M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Traditions First Bank	Erin, TN	$337M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Ultima Bank Minnesota	Winger, MN	$334M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(monthly maintenance)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1.50 (21%) above the median of similar-sized banks.

Compared at $8.50, the middle of its four prices, against a peer median of $7 among 12 publishing peers.

Its four checking prices are $7, $7, $10 and $10.

$8.50 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

O'Bannon Banking Company: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from O'Bannon Banking Company’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$10
per month · avoid the service charge, maintain an average daily balance of $1,000 or more
Monthly Service Charge$7
per month
Regular Checking Monthly Service Charge$7
per month
Super NOW Account Monthly service charge$10
per month
DDA Dormant Fee(s)$1.50
per month
Dormant Account Fee (charged monthly for accounts with balances of $25.00 or less with one year of inactivity)$1.50
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Checkbook Reconcilement$15
Not compared: Charged per hour; comparison unavailable
per hour
Monthly Paper Statement$3
per month

Overdraft & NSF

Overdraft Fee(s)$28
per item
Returned Item Fee$28

Check Services

Stop Payment$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$10	per month	avoid the service charge, maintain an average daily balance of $1,000 or more
Monthly Service Charge	$7	per month	None
Regular Checking Monthly Service Charge	$7	per month	None
Super NOW Account Monthly service charge	$10	per month	None
DDA Dormant Fee(s)	$1.50	per month	None
Dormant Account Fee (charged monthly for accounts with balances of $25.00 or less with one year of inactivity)	$1.50	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Checkbook Reconcilement	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly Paper Statement	$3	per month	None
Overdraft & NSF
Overdraft Fee(s)	$28	per item	None
Returned Item Fee	$28	Not stated	None
Check Services
Stop Payment	$25	per item	None

Account Maintenance

Monthly Maintenance$10
per month · avoid the service charge, maintain an average daily balance of $1,000 or more

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$10	per month	avoid the service charge, maintain an average daily balance of $1,000 or more

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when O'Bannon Banking Company's nsf / returned item changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Regular Checking $7 · Super NOW Account $10
Compared at $8.50, the middle of its prices
O'Bannon Banking Company: $7 to $10
O'Bannon Banking Company: $7 to $10
U.S. median: no median
Overdraft (OD)
O'Bannon Banking Company: $28
O'Bannon Banking Company: $28
U.S. median: no median
NSF / Returned Item
O'Bannon Banking Company: $28
O'Bannon Banking Company: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

O'Bannon Banking Company · $333M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$322M to $342M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
O'Bannon Banking Company(this institution)	Buffalo, MO	$333M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Alamosa State Bank	Alamosa, CO	$340M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Bank of Alma	Alma, WI	$340M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bath State Bank	Bath, IN	$338M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Charles River Bank	Medway, MA	$336M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens Savings Bank	Bogalusa, LA	$329M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
City Bank & Trust Co.	Lincoln, NE	$323M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Cumberland Federal Bank, FSB	Cumberland, WI	$342M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Douglas National Bank	Douglas, GA	$327M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Eastern Savings Bank, FSB	Hunt Valley, MD	$336M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Farmers State Bank of Alto Pass, Ill.	Alto Pass, IL	$342M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First State Bank	Lonoke, AR	$328M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Forest Park National Bank and Trust Company	Forest Park, IL	$322M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Heritage Bank	Topeka, KS	$325M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Kaw Valley Bank	Topeka, KS	$340M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Kentucky Farmers Bank Corporation	Catlettsburg, KY	$328M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Northern State Bank	Ashland, WI	$331M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
PCSB Bank	Clarinda, IA	$326M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pinnacle Bank	Marshalltown, IA	$324M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Citizens Bank Company	Beverly, OH	$335M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The First Security Bank	Beaver, OK	$335M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The National Bank of Andrews	Andrews, TX	$341M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Peoples Bank	Brownstown, IN	$324M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The State Bank of Faribault	Faribault, MN	$329M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Traditions First Bank	Erin, TN	$337M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Ultima Bank Minnesota	Winger, MN	$334M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(monthly maintenance)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1.50 (21%) above the median of similar-sized banks.

Compared at $8.50, the middle of its four prices, against a peer median of $7 among 12 publishing peers.

Its four checking prices are $7, $7, $10 and $10.

$8.50 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

O'Bannon Banking Company: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from O'Bannon Banking Company’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$10
per month · avoid the service charge, maintain an average daily balance of $1,000 or more
Monthly Service Charge$7
per month
Regular Checking Monthly Service Charge$7
per month
Super NOW Account Monthly service charge$10
per month
DDA Dormant Fee(s)$1.50
per month
Dormant Account Fee (charged monthly for accounts with balances of $25.00 or less with one year of inactivity)$1.50
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Checkbook Reconcilement$15
Not compared: Charged per hour; comparison unavailable
per hour
Monthly Paper Statement$3
per month

Overdraft & NSF

Overdraft Fee(s)$28
per item
Returned Item Fee$28

Check Services

Stop Payment$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$10	per month	avoid the service charge, maintain an average daily balance of $1,000 or more
Monthly Service Charge	$7	per month	None
Regular Checking Monthly Service Charge	$7	per month	None
Super NOW Account Monthly service charge	$10	per month	None
DDA Dormant Fee(s)	$1.50	per month	None
Dormant Account Fee (charged monthly for accounts with balances of $25.00 or less with one year of inactivity)	$1.50	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Checkbook Reconcilement	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly Paper Statement	$3	per month	None
Overdraft & NSF
Overdraft Fee(s)	$28	per item	None
Returned Item Fee	$28	Not stated	None
Check Services
Stop Payment	$25	per item	None

Account Maintenance

Monthly Maintenance$10
per month · avoid the service charge, maintain an average daily balance of $1,000 or more

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$10	per month	avoid the service charge, maintain an average daily balance of $1,000 or more

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.