18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 11, 2026.
Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 11, 2026
Call-report figures are for Centera Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Centera Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 11, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $190K in Q2 2026, 4.5% below the same quarter a year earlier ($199K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 9.5% from Q3 2025 to Q2 2026, to $190K.
$190K
Centera BankMedian
FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Centera Bank · $318M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Centera Bank(this institution) | Sublette, KS | $318M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| 1NB Bank | Carlyle, IL | $319M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Abacus Federal Savings Bank | New York, NY | $321M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Bank of Coushatta | Coushatta, LA | $317M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Bank of Yazoo City | Yazoo City, MS | $318M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Citizens Independent Bank | Saint Louis Park, MN | $314M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| City Bank & Trust Co. | Lincoln, NE | $323M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Community Bank | Longview, TX | $315M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Forest Park National Bank and Trust Company | Forest Park, IL | $322M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Gateway Bank | Mendota Heights, MN | $320M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Guaranty Bank and Trust Company | New Roads, LA | $319M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Heritage Bank | Topeka, KS | $325M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Horatio State Bank | Horatio, AR | $312M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| KCB Bank | Lakin, KS | $322M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| People's Bank and Trust Company of Pickett County | Byrdstown, TN | $319M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| PEOPLES BANK | Sheridan, AR | $314M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Pinnacle Bank | Marshalltown, IA | $324M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Profile Bank | Rochester, NH | $317M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Seneca Savings Bank, National Association | Baldwinsville, NY | $312M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Sewickley Savings Bank | Sewickley, PA | $316M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| State Bank of Graymont | Graymont, IL | $313M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The National Iron Bank | Salisbury, CT | $318M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| The Payne County Bank | Perkins, OK | $313M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Peoples Bank | Brownstown, IN | $324M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| TNBANK | Oak Ridge, TN | $318M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Wray State Bank | Wray, CO | $312M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 17 publish this fee(monthly maintenance)
8 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $5, against a peer median of $7.50 among 17 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.
Call reports for Centera Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $190K | +$9K | +5.0% |
| Q1 2026 | $181K | −$12K | −6.2% |
| Q4 2025 | $193K | −$17K | −8.1% |
| Q3 2025 | $210K | +$11K | +5.5% |
| Q2 2025 | $199K | +$8K | +4.2% |
| Q1 2025 | $191K | +$7K | +3.8% |
| Q4 2024 | $184K | −$7K | −3.7% |
| Q3 2024 | $191K | +$14K | +7.9% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Centera Bank’s own schedules, with a source for each figure.
per item
per transaction
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Regular Checking Monthly maintenance fee | $5 | per month | None |
| Closing of Deposit Account within 3 months | $10 | Not stated | None |
| Dormant Account Fee (Monthly Fee) | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft Fee (per item per presentment) | $25 | per item | None |
| Returned Check Fee (per item) | $25 | per item | None |
| Overdraft Daily Cap (audience not stated, treated as personal) | $200 | per day | None |
ATM & Card | |||
| Per Inquiry at Non Centera Bank ATM (Foreign ATM) | $2 | per item | None |
| Per Withdrawal at Non Centera Bank ATM (Foreign ATM) | $2 | per transaction | None |
| Lost or Stolen Replacement card fee | $10 | Not stated | None |
| Replacement Card Fee - per card | $10 | per item | None |
| International Service Assessment Fee | 1.7%of the transaction | Not stated | None |
Wire Transfers | |||
| Domestic Wire Transfer | $25 | Not stated | None |
| International Wire Transfer | $75 | Not stated | None |
Check Services | |||
| Cashiers Checks | $10 | Not stated | None |
| Personal Money Orders | $2 | Not stated | None |
| Stop Payments | $25 | Not stated | None |
Digital & Electronic | |||
| Balance Reporting, Wire Transfers, ACH Origination and Bill Pay (Monthly Fee) | $20Not compared: Monthly charge, not per item | per month | None |
| Balance Reporting Only & Bill Pay (Monthly Fee) | $10 | per month | None |
Account Services | |||
| Notary Fee | $5 | Not stated | None |
| 3 X 10 (short) | $20 | Not stated | None |
| 5 X 5 (long) | $25 | Not stated | None |
| 5 X 6 (short) | $20 | Not stated | None |
| Drilling Charges | $300Not compared: Box drilling or key fee | Not stated | None |
| Lost Key Replacement | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 X 10 (audience not stated, treated as personal) | $75 | Not stated | None |
| Safe Deposit Box 2 X 5 (audience not stated, treated as personal) | $10 | Not stated | None |
| Safe Deposit Box 3 X 10 (audience not stated, treated as personal) | $30 | Not stated | None |
| Safe Deposit Box 3 X 5 (audience not stated, treated as personal) | $15 | Not stated | None |
| Safe Deposit Box 4 X 10 (audience not stated, treated as personal) | $40 | Not stated | None |
| Safe Deposit Box 4 X 5 (audience not stated, treated as personal) | $20 | Not stated | None |
| Safe Deposit Box 5 X 10 (audience not stated, treated as personal) | $50 | Not stated | None |
| Garnishments | $15 | Not stated | None |
| IRS Levies | $10 | Not stated | None |
Other Fees | |||
| Duplicate Deposit Account Statement | $5 | Not stated | None |
| Fax Service: Incoming (per page) | $1 | per item | None |
| Fax Service: Outgoing (per page) | $2.50 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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