18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 11, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Centera Bank’s own schedules, with a source for each figure.
per item
per transaction
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Regular Checking Monthly maintenance fee | $5 | per month | None |
| Closing of Deposit Account within 3 months | $10 | Not stated | None |
| Dormant Account Fee (Monthly Fee) | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft Fee (per item per presentment) | $25 | per item | None |
| Returned Check Fee (per item) | $25 | per item | None |
| Overdraft Daily Cap (audience not stated, treated as personal) | $200 | per day | None |
ATM & Card | |||
| Per Inquiry at Non Centera Bank ATM (Foreign ATM) | $2 | per item | None |
| Per Withdrawal at Non Centera Bank ATM (Foreign ATM) | $2 | per transaction | None |
| Lost or Stolen Replacement card fee | $10 | Not stated | None |
| Replacement Card Fee - per card | $10 | per item | None |
| International Service Assessment Fee | 1.7%of the transaction | Not stated | None |
Wire Transfers | |||
| Domestic Wire Transfer | $25 | Not stated | None |
| International Wire Transfer | $75 | Not stated | None |
Check Services | |||
| Cashiers Checks | $10 | Not stated | None |
| Personal Money Orders | $2 | Not stated | None |
| Stop Payments | $25 | Not stated | None |
Digital & Electronic | |||
| Balance Reporting, Wire Transfers, ACH Origination and Bill Pay (Monthly Fee) | $20Not compared: Monthly charge, not per item | per month | None |
| Balance Reporting Only & Bill Pay (Monthly Fee) | $10 | per month | None |
Account Services | |||
| Notary Fee | $5 | Not stated | None |
| 3 X 10 (short) | $20 | Not stated | None |
| 5 X 5 (long) | $25 | Not stated | None |
| 5 X 6 (short) | $20 | Not stated | None |
| Drilling Charges | $300Not compared: Box drilling or key fee | Not stated | None |
| Lost Key Replacement | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 X 10 (audience not stated, treated as personal) | $75 | Not stated | None |
| Safe Deposit Box 2 X 5 (audience not stated, treated as personal) | $10 | Not stated | None |
| Safe Deposit Box 3 X 10 (audience not stated, treated as personal) | $30 | Not stated | None |
| Safe Deposit Box 3 X 5 (audience not stated, treated as personal) | $15 | Not stated | None |
| Safe Deposit Box 4 X 10 (audience not stated, treated as personal) | $40 | Not stated | None |
| Safe Deposit Box 4 X 5 (audience not stated, treated as personal) | $20 | Not stated | None |
| Safe Deposit Box 5 X 10 (audience not stated, treated as personal) | $50 | Not stated | None |
| Garnishments | $15 | Not stated | None |
| IRS Levies | $10 | Not stated | None |
Other Fees | |||
| Duplicate Deposit Account Statement | $5 | Not stated | None |
| Fax Service: Incoming (per page) | $1 | per item | None |
| Fax Service: Outgoing (per page) | $2.50 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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