Seneca Savings Bank, National Association

Headquarters: Baldwinsville, New York
Charter: Bank
Assets: $312.5M
Fed district: New York

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Seneca Savings Bank, National Association: $30
Seneca Savings Bank, National Association: $30
U.S. median: no median
Non-Network ATM
Compared at $1.50, the middle of its prices
Seneca Savings Bank, National Association: $1 to $2
Seneca Savings Bank, National Association: $1 to $2
U.S. median: no median
Wire Transfer (Domestic Out)
Seneca Savings Bank, National Association: $25
Seneca Savings Bank, National Association: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Seneca Savings Bank, National Association’s own schedules, with a source for each figure.

Account Maintenance

Account Closed within 1 year$20
Abandoned Property (per acct.)$30
Inactive checking acct. fee (per month-inactive 12 months/bal. less than $200.00)$2
per month
Account reconciliation (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements (per statement period, installment only)$5
per month

Overdraft & NSF

Per debit item presented against Insufficient funds (NSF)$30
per item
Per debit item presented against Uncollected funds (NSF)$30
per item
Automatic Overdraft Account-to-Account Transfer Fee$5

ATM & Card

Foreign ATM balance inquiry$1
Foreign ATM withdrawal$2
Check card replacement (each)$5
per item

Wire Transfers

Domestic Wire Transfers- Outcoming$25
Domestic Wire Transfers- Incoming$20
International Wire Transfers- Outcoming$40
International Wire Transfers- Incoming$25

Check Services

Official checks (customer)$1.50
Money Order (customer)$2
Money Orders (Sr. Citizen 60+)$1
Stop Payment$20
Counter Check$1
Collection Items$15
Photocopy paid check$5

Cash & Deposit

Returned deposited item$10
Night Depository Key (per key)$5
per item

Account Services

Notary Public$2
1 lost safe deposit box key$25
Not compared: Box drilling or key fee
2 lost safe deposit box keys$125
Not compared: Box drilling or key fee
Legal Process$100

Other Fees

Copy of account statement$5
Copy of transactional data (deposit/withdrawal slip, etc.) per page$5
per item
Faxing (per page)$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Account Closed within 1 year	$20	Not stated	None
Abandoned Property (per acct.)	$30	Not stated	None
Inactive checking acct. fee (per month-inactive 12 months/bal. less than $200.00)	$2	per month	None
Account reconciliation (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements (per statement period, installment only)	$5	per month	None
Overdraft & NSF
Per debit item presented against Insufficient funds (NSF)	$30	per item	None
Per debit item presented against Uncollected funds (NSF)	$30	per item	None
Automatic Overdraft Account-to-Account Transfer Fee	$5	Not stated	None
ATM & Card
Foreign ATM balance inquiry	$1	Not stated	None
Foreign ATM withdrawal	$2	Not stated	None
Check card replacement (each)	$5	per item	None
Wire Transfers
Domestic Wire Transfers- Outcoming	$25	Not stated	None
Domestic Wire Transfers- Incoming	$20	Not stated	None
International Wire Transfers- Outcoming	$40	Not stated	None
International Wire Transfers- Incoming	$25	Not stated	None
Check Services
Official checks (customer)	$1.50	Not stated	None
Money Order (customer)	$2	Not stated	None
Money Orders (Sr. Citizen 60+)	$1	Not stated	None
Stop Payment	$20	Not stated	None
Counter Check	$1	Not stated	None
Collection Items	$15	Not stated	None
Photocopy paid check	$5	Not stated	None
Cash & Deposit
Returned deposited item	$10	Not stated	None
Night Depository Key (per key)	$5	per item	None
Account Services
Notary Public	$2	Not stated	None
1 lost safe deposit box key	$25Not compared: Box drilling or key fee	Not stated	None
2 lost safe deposit box keys	$125Not compared: Box drilling or key fee	Not stated	None
Legal Process	$100	Not stated	None
Other Fees
Copy of account statement	$5	Not stated	None
Copy of transactional data (deposit/withdrawal slip, etc.) per page	$5	per item	None
Faxing (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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