Ultima Bank Minnesota

Headquarters: Winger, Minnesota
Charter: Bank
Assets: $333.9M
Fed district: Minneapolis

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Account Current
Can be waived with a minimum balance of $1,000 or more.
Ultima Bank Minnesota: $10
Ultima Bank Minnesota: $10
U.S. median: no median
Wire Transfer (Domestic Out)
Ultima Bank Minnesota: $30
Ultima Bank Minnesota: $30
U.S. median: no median
Stop Payment
Ultima Bank Minnesota: $25
Ultima Bank Minnesota: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ultima Bank Minnesota’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$10
per month
Account Reconciliation / Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Continuous Overdraft or NSF$30

ATM & Card

Debit Card Replacement$10

Wire Transfers

Wire Transfers: Outgoing$30
Wire Transfers: Incoming$20

Check Services

Cashier's Check$5
per item
Stop Payments$25
Counter Checks$0.25
per item
Check Cashing (audience not stated, treated as personal)3%
Collection Items$25
per item

Cash & Deposit

Coin Counting (Non‑Customer)3%
Coin Counting (Non‑Customer) (audience not stated, treated as personal)3%
Returned Deposited or Cashed Check$10
per item

Account Services

Notary Service$5
Safe Deposit Box 3 × 10 inches$50
per year
Safe Deposit Box 3 × 5 inches$25
per year
Safe Deposit Box 5 × 10 inches$60
per year
Safe Deposit Box 5 × 5 inches$35
per year
Garnishments / Executions / Levies$50

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$10	per month	None
Account Reconciliation / Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Continuous Overdraft or NSF	$30	Not stated	None
ATM & Card
Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfers: Outgoing	$30	Not stated	None
Wire Transfers: Incoming	$20	Not stated	None
Check Services
Cashier's Check	$5	per item	None
Stop Payments	$25	Not stated	None
Counter Checks	$0.25	per item	None
Check Cashing (audience not stated, treated as personal)	3%	Not stated	None
Collection Items	$25	per item	None
Cash & Deposit
Coin Counting (Non‑Customer)	3%	Not stated	None
Coin Counting (Non‑Customer) (audience not stated, treated as personal)	3%	Not stated	None
Returned Deposited or Cashed Check	$10	per item	None
Account Services
Notary Service	$5	Not stated	None
Safe Deposit Box 3 × 10 inches	$50	per year	None
Safe Deposit Box 3 × 5 inches	$25	per year	None
Safe Deposit Box 5 × 10 inches	$60	per year	None
Safe Deposit Box 5 × 5 inches	$35	per year	None
Garnishments / Executions / Levies	$50	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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