Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Ultima Bank Minnesota

Winger, MinnesotaBankMinneapolis Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation / Research$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=account_research; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="Account Reconciliation / Research / $25 per hour ($25 minimum)" · Source

Overdraft & NSFVerified

Continuous Overdraft or NSF$30Above the typical range ($5–$25 nationally)
$23.50 above the national median
Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=continuous_od; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="Continuous Overdraft or NSF** / $30" · Source

ATM & CardVerified

Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=card_replacement; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="Debit Card Replacement / $10" · Source

Wire TransfersVerified

Wire Transfers: Outgoing$30Above the typical range ($20–$25 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=wire_domestic_outgoing; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="Outgoing: $30" · Source

Check ServicesVerified

Cashier's Check$5Within the typical range ($3–$5.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=cashiers_check; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="Cashier's Check / $5 each" · Source
Counter Checks$0.25Below the typical range ($1–$4 nationally)
$1.75 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=counter_check; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="Counter Checks / $0.25 per check" · Source
Stop Payments$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=stop_payment; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="Stop Payments / $25" · Source

Cash & DepositVerified

Returned Deposited or Cashed Check$10Within the typical range ($9–$25 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=deposited_item_return; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="Returned Deposited or Cashed Check / $10 per item" · Source

Account ServicesVerified

3 × 10 inches$50Within the typical range ($25–$75 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=safe_deposit_box; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="3 × 10 inches / $50" · Source
3 × 5 inches$25Within the typical range ($25–$75 nationally)
$17.50 below the national median
Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=safe_deposit_box; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="3 × 5 inches / $25" · Source
5 × 10 inches$60Within the typical range ($25–$75 nationally)
$17.50 above the national median
Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=safe_deposit_box; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="5 × 10 inches / $60" · Source
5 × 5 inches$35Within the typical range ($25–$75 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=safe_deposit_box; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="5 × 5 inches / $35" · Source
Garnishments / Executions / Levies$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=garnishment_levy; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="Garnishments / Executions / Levies / $50 per service" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation / Research	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=account_research; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="Account Reconciliation / Research / $25 per hour ($25 minimum)"	Source
Overdraft & NSFVerified
Continuous Overdraft or NSF	$30Above the typical range ($5–$25 nationally)	$23.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=continuous_od; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="Continuous Overdraft or NSF** / $30"	Source
ATM & CardVerified
Debit Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=card_replacement; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="Debit Card Replacement / $10"	Source
Wire TransfersVerified
Wire Transfers: Outgoing	$30Above the typical range ($20–$25 nationally)	$7.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=wire_domestic_outgoing; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="Outgoing: $30"	Source
Check ServicesVerified
Cashier's Check	$5Within the typical range ($3–$5.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=cashiers_check; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="Cashier's Check / $5 each"	Source
Counter Checks	$0.25
Cash & DepositVerified
Returned Deposited or Cashed Check	$10Within the typical range ($9–$25 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=deposited_item_return; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="Returned Deposited or Cashed Check / $10 per item"	Source
Account ServicesVerified
3 × 10 inches	$50Within the typical range ($25–$75 nationally)	$7.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2012. canonical_hint=safe_deposit_box; text_hash=fb8362dbe619617d89a7b108f9a77d02956522c6bb48957a890a7b13e791e907; excerpt="3 × 10 inches / $50"	Source
3 × 5 inches	$25

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 13 — leaner than most institutions

Published fees

Under review

Assets

$333.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$333.9M

Total deposits

$277.3M

Service charge income

$102K

Fee income ratio

2.4%

Return on assets

1.89%

Branches

Service charge income by quarter

Q2 2026$102K

Q1 2026$105K

Q4 2025$116K

Q3 2025$134K

Financial profile · Pro

Performance from regulator filings

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Based on 25,662 verified fees from 2,224 institutions

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