First State Bank

Headquarters: Lonoke, Arkansas
Charter: Bank
Assets: $328.1M
Fed district: St. Louis

6 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
First State Bank: $6.50
First State Bank: $6.50
U.S. median: no median
Paper Statement
First State Bank: $2
First State Bank: $2
U.S. median: no median
Dormant Account
First State Bank: $5
First State Bank: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First State Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$6.50
per month
Early closure fee if account is closed within 90 days after opening$10
Dormant Account fee$5
per month
Mailed Paper Statements$2
per month
Excessive Withdrawal Fee$10
per item

Lending Fees

Late Payment$50

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$6.50	per month	None
Early closure fee if account is closed within 90 days after opening	$10	Not stated	None
Dormant Account fee	$5	per month	None
Mailed Paper Statements	$2	per month	None
Excessive Withdrawal Fee	$10	per item	None
Lending Fees
Late Payment	$50	Not stated	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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