Equity Bank

Headquarters: Andover, Kansas
Charter: Bank
Assets: $7.7B
Fed district: Kansas City

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Equity Bank: $34.98
Equity Bank: $34.98
U.S. median: no median
Wire Transfer (Domestic Out)
Equity Bank: $20
Equity Bank: $20
U.S. median: no median
Stop Payment
Equity Bank: $34.98
Equity Bank: $34.98
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Equity Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure, Within 3 Months of Opening Account (audience not stated, treated as personal)$25
Dormant Account$5
per month
Dormant Fee for Balances <$500 after 12 months (checking accounts) or 36 months (audience not stated, treated as personal)$5
For Checking Accounts: A dormant service charge$5
per month
Account Reconciliation - per hour$35
Not compared: Charged per hour; comparison unavailable
per hour
Account Research - per hour$35
Not compared: Charged per hour; comparison unavailable
per hour
Account Research – per hour$35
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$5
Paper Statement Charge - per month$5
per month

Overdraft & NSF

Overdraft Charge/Return Check Charge$34.98
per item
Overdraft Charge (Continuous Overdraft) - per day. Assessed on the eighth consecutive overdrawn business day your accoun$5
per day
Transfer Charge, Automatic Overdraft Protection Transfer$10
Transfer Charge, Automatic Overdraft Protection Transfer between Deposit Accounts - per transfer (audience not stated, treated as personal)$10
per item
Transfer Charge, Overdraft Transfer from Line of Credit$11
Transfer Charge, Overdraft Transfer from Line of Credit - per transfer (audience not stated, treated as personal)$11
per item

ATM & Card

ATM Card Replacement/Swipe with Style DC/Replacement Card$5
ATM/Debit Card Replacement$5
per item
Debit Card Replacement (audience not stated, treated as personal)$5
International transactions1%of the transaction

Wire Transfers

Wire Fee, Outgoing Transfers$20
per item
Wire Fee, Incoming Transfers$10
per item
Wire Fee, International Outgoing Transfer$50
per item
Wire Fee, International Incoming Transfer$50
per item

Check Services

Cashier's Checks (audience not stated, treated as personal)$5
per item
Cashier’s Checks$5
per item
Money Orders$2
per item
Stop Payment Fee$34.98
per item
Counter Checks$1
per item
Collection Items, Incoming/Outgoing$30
per item
Foreign Checks - each check for deposit (audience not stated, treated as personal)$30
per item
Foreign Checks – each check for deposit$30
per item
Copies of Checks$1
per item

Cash & Deposit

Deposit Return Item$5
per item

Account Services

Safe Deposit Box Lost Key (audience not stated, treated as personal)$10
Not compared: Box drilling or key fee
Garnishment - Levy (audience not stated, treated as personal)$75
per item
Garnishment – Levy$75
per item

Retirement & IRA

IRA Fee – Transfer/Rollover to Another Institution (audience not stated, treated as personal)$25
IRA Transfer/Direct Rollover$25

Other Fees

Archive Statement Copies$5
per item
Statement Printout$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure, Within 3 Months of Opening Account (audience not stated, treated as personal)	$25	Not stated	None
Dormant Account	$5	per month	None
Dormant Fee for Balances <$500 after 12 months (checking accounts) or 36 months (audience not stated, treated as personal)	$5	Not stated	None
For Checking Accounts: A dormant service charge	$5	per month	None
Account Reconciliation - per hour	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research - per hour	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research – per hour	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$5	Not stated	None
Paper Statement Charge - per month	$5	per month	None
Overdraft & NSF
Overdraft Charge/Return Check Charge	$34.98	per item	None
Overdraft Charge (Continuous Overdraft) - per day. Assessed on the eighth consecutive overdrawn business day your accoun	$5	per day	None
Transfer Charge, Automatic Overdraft Protection Transfer	$10	Not stated	None
Transfer Charge, Automatic Overdraft Protection Transfer between Deposit Accounts - per transfer (audience not stated, treated as personal)	$10	per item	None
Transfer Charge, Overdraft Transfer from Line of Credit	$11	Not stated	None
Transfer Charge, Overdraft Transfer from Line of Credit - per transfer (audience not stated, treated as personal)	$11	per item	None
ATM & Card
ATM Card Replacement/Swipe with Style DC/Replacement Card	$5	Not stated	None
ATM/Debit Card Replacement	$5	per item	None
Debit Card Replacement (audience not stated, treated as personal)	$5	Not stated	None
International transactions	1%of the transaction	Not stated	None
Wire Transfers
Wire Fee, Outgoing Transfers	$20	per item	None
Wire Fee, Incoming Transfers	$10	per item	None
Wire Fee, International Outgoing Transfer	$50	per item	None
Wire Fee, International Incoming Transfer	$50	per item	None
Check Services
Cashier's Checks (audience not stated, treated as personal)	$5	per item	None
Cashier’s Checks	$5	per item	None
Money Orders	$2	per item	None
Stop Payment Fee	$34.98	per item	None
Counter Checks	$1	per item	None
Collection Items, Incoming/Outgoing	$30	per item	None
Foreign Checks - each check for deposit (audience not stated, treated as personal)	$30	per item	None
Foreign Checks – each check for deposit	$30	per item	None
Copies of Checks	$1	per item	None
Cash & Deposit
Deposit Return Item	$5	per item	None
Account Services
Safe Deposit Box Lost Key (audience not stated, treated as personal)	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment - Levy (audience not stated, treated as personal)	$75	per item	None
Garnishment – Levy	$75	per item	None
Retirement & IRA
IRA Fee – Transfer/Rollover to Another Institution (audience not stated, treated as personal)	$25	Not stated	None
IRA Transfer/Direct Rollover	$25	Not stated	None
Other Fees
Archive Statement Copies	$5	per item	None
Statement Printout	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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