21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 13, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 13, 2026
Call-report figures are for Equity Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Equity Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 13, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $2.4M in Q2 2026, 12% above the same quarter a year earlier ($2.2M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 5.0% from Q3 2025 to Q2 2026, to $2.4M.
$2.4M
Equity BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Equity Bank · $7.7B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 21 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Equity Bank(this institution) | Andover, KS | $7.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bangor Savings Bank | Bangor, ME | $7.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Bank of Colorado | Fort Collins, CO | $7.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Bankers Trust Company | Des Moines, IA | $7.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Cambridge Savings Bank | Cambridge, MA | $7B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Central Pacific Bank | Honolulu, HI | $7.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| CNB Bank | Clearfield, PA | $8.4B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Community Trust Bank, Inc. | Pikeville, KY | $6.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First National Bank of America | East Lansing, MI | $6.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First Security Bank | Searcy, AR | $8.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Forbright Bank | Potomac, MD | $8.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Hanmi Bank | Los Angeles, CA | $8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Heritage Bank | Olympia, WA | $8.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Johnson Bank | Racine, WI | $7.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Kearny Bank | Kearny, NJ | $7.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Lake City Bank | Warsaw, IN | $7.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Needham Bank | Needham, MA | $7.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Northpointe Bank | Grand Rapids, MI | $7.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Ocean Bank | Miami, FL | $7.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Pathward, National Association | Sioux Falls, SD | $7.3B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Republic Bank & Trust Company | Louisville, KY | $7.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ridgewood Savings Bank | Ridgewood, NY | $7.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Stockman Bank of Montana | Miles City, MT | $7.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| TBK BANK, SSB | Dallas, TX | $7.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| The Camden National Bank | Camden, ME | $6.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Farmers National Bank of Canfield | Canfield, OH | $7.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 19 publish this fee(monthly maintenance)
6 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.50 among 19 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.
Monthly maintenance fee in dollars, one mark per institution
Equity Bank does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.
Call reports for Equity Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $2.4M | −$18K | −0.7% |
| Q1 2026 | $2.4M | −$131K | −5.1% |
| Q4 2025 | $2.6M | +$21K | +0.8% |
| Q3 2025 | $2.5M | +$384K | +17.8% |
| Q2 2025 | $2.2M | +$91K | +4.4% |
| Q1 2025 | $2.1M | −$209K | −9.2% |
| Q4 2024 | $2.3M | −$106K | −4.5% |
| Q3 2024 | $2.4M | −$18K | −0.7% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Equity Bank’s own schedules, with a source for each figure.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closure, Within 3 Months of Opening Account (audience not stated, treated as personal) | $25 | Not stated | None |
| Dormant Account | $5 | per month | None |
| Dormant Fee for Balances <$500 after 12 months (checking accounts) or 36 months (audience not stated, treated as personal) | $5 | Not stated | None |
| For Checking Accounts: A dormant service charge | $5 | per month | None |
| Account Reconciliation - per hour | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research - per hour | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research – per hour | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement | $5 | Not stated | None |
| Paper Statement Charge - per month | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft Charge/Return Check Charge | $34.98 | per item | None |
| Overdraft Charge (Continuous Overdraft) - per day. Assessed on the eighth consecutive overdrawn business day your accoun | $5 | per day | None |
| Transfer Charge, Automatic Overdraft Protection Transfer | $10 | Not stated | None |
| Transfer Charge, Automatic Overdraft Protection Transfer between Deposit Accounts - per transfer (audience not stated, treated as personal) | $10 | per item | None |
| Transfer Charge, Overdraft Transfer from Line of Credit | $11 | Not stated | None |
| Transfer Charge, Overdraft Transfer from Line of Credit - per transfer (audience not stated, treated as personal) | $11 | per item | None |
ATM & Card | |||
| ATM Card Replacement/Swipe with Style DC/Replacement Card | $5 | Not stated | None |
| ATM/Debit Card Replacement | $5 | per item | None |
| Debit Card Replacement (audience not stated, treated as personal) | $5 | Not stated | None |
| International transactions | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Fee, Outgoing Transfers | $20 | per item | None |
| Wire Fee, Incoming Transfers | $10 | per item | None |
| Wire Fee, International Outgoing Transfer | $50 | per item | None |
| Wire Fee, International Incoming Transfer | $50 | per item | None |
Check Services | |||
| Cashier's Checks (audience not stated, treated as personal) | $5 | per item | None |
| Cashier’s Checks | $5 | per item | None |
| Money Orders | $2 | per item | None |
| Stop Payment Fee | $34.98 | per item | None |
| Counter Checks | $1 | per item | None |
| Collection Items, Incoming/Outgoing | $30 | per item | None |
| Foreign Checks - each check for deposit (audience not stated, treated as personal) | $30 | per item | None |
| Foreign Checks – each check for deposit | $30 | per item | None |
| Copies of Checks | $1 | per item | None |
Cash & Deposit | |||
| Deposit Return Item | $5 | per item | None |
Account Services | |||
| Safe Deposit Box Lost Key (audience not stated, treated as personal) | $10Not compared: Box drilling or key fee | Not stated | None |
| Garnishment - Levy (audience not stated, treated as personal) | $75 | per item | None |
| Garnishment – Levy | $75 | per item | None |
Retirement & IRA | |||
| IRA Fee – Transfer/Rollover to Another Institution (audience not stated, treated as personal) | $25 | Not stated | None |
| IRA Transfer/Direct Rollover | $25 | Not stated | None |
Other Fees | |||
| Archive Statement Copies | $5 | per item | None |
| Statement Printout | $5 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Equity Bank operates, and what regulators and customers have on file.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
EQUITY BANCSHARES INC (NYSE: EQBK)
Consolidated assets
$7.7B
Shareholders' equity
$827.3M
As of
2026Q2
Net income by quarter
Source: SEC EDGAR filings and XBRL financial data, CIK 1227500. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
We check once a day and send one email covering every change.