Citizens Savings Bank

Headquarters: Bogalusa, Louisiana
Charter: Bank
Assets: $329.1M
Fed district: Atlanta

3 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Flex Checking
Citizens Savings Bank: $8
Citizens Savings Bank: $8
U.S. median: no median
Dormant Account
Citizens Savings Bank: $6.50
Citizens Savings Bank: $6.50
U.S. median: no median
Excess Withdrawals
Compared at $3, the middle of its prices
Citizens Savings Bank: $1 to $5
Citizens Savings Bank: $1 to $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Citizens Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$8
per month
Monthly Service Charge$8
per month
Service Charge$8
2 Inactive checking accounts with a balance of or less for a period of one (1) year or longer, with no customer initiate$6.50
Excessive Withdrawals$5
Per withdrawal in excess of 6 per quarter$1
per transaction

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$8	per month	None
Monthly Service Charge	$8	per month	None
Service Charge	$8	Not stated	None
2 Inactive checking accounts with a balance of or less for a period of one (1) year or longer, with no customer initiate	$6.50	Not stated	None
Excessive Withdrawals	$5	Not stated	None
Per withdrawal in excess of 6 per quarter	$1	per transaction	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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