First Bank

Headquarters: St. Louis, Missouri
Charter: Bank
Assets: $6.7B
Fed district: St. Louis

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
First Bank: $3 to $25
First Bank: $3 to $25
U.S. median: no median
Overdraft (OD)
First Bank: $30
First Bank: $30
U.S. median: no median
NSF / Returned Item
First Bank: $30
First Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$3
per month
Monthly Maintenance Fee$10
per month
Monthly Maintenance Fee$25
per month
Monthly Maintenance Fee$5
per month · no fee if the primary owner is under 25 years of age
Early Closing Fee$25
Inactivity Fee$8
per month
Paper Statement (Consumer)$3
per month
Excessive Activity Fee – Money Market$25
Not compared: Monthly charge, not per item
per month
Excessive Activity Fee – Savings$5
Not compared: Monthly charge, not per item
per month

Overdraft & NSF

Overdraft Fee$30
per item
NSF Return Item Fee$30
per item
Overdraft Transfer Fee$10
per item

ATM & Card

Non-First Bank ATM Withdrawal Fee$3
per item
Debit Card Replacement$5
per item
Expedited Card Fee$35
per item
International Transaction Service Charge (audience not stated, treated as personal)3%of the transaction
per item

Wire Transfers

Outgoing Telephone Wire Transfer with PIN (Consumer)$25
per item
Outgoing Wire Transfer (Consumer)$35
per item
Incoming Wire Transfer (Consumer)$15
per item
Outgoing International Wire Transfer (Consumer)$55
per item

Check Services

Cashier's Check$7
per item
Money Order$5
per item
Stop Payment Fee (Consumer)$35
per item
Foreign Collection Item$35
per item

Account Services

Legal Order Processing Fee (Garnishment, Levy, Lien, etc.)$100
per item
Verification of Deposit$20
per item

Gift & Prepaid Cards

Gift Card (minimum order of 25 cards)$4.95
per item

Other Fees

Photocopy$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$3	per month	None
Monthly Maintenance Fee	$10	per month	None
Monthly Maintenance Fee	$25	per month	None
Monthly Maintenance Fee	$5	per month	no fee if the primary owner is under 25 years of age
Early Closing Fee	$25	Not stated	None
Inactivity Fee	$8	per month	None
Paper Statement (Consumer)	$3	per month	None
Excessive Activity Fee – Money Market	$25Not compared: Monthly charge, not per item	per month	None
Excessive Activity Fee – Savings	$5Not compared: Monthly charge, not per item	per month	None
Overdraft & NSF
Overdraft Fee	$30	per item	None
NSF Return Item Fee	$30	per item	None
Overdraft Transfer Fee	$10	per item	None
ATM & Card
Non-First Bank ATM Withdrawal Fee	$3	per item	None
Debit Card Replacement	$5	per item	None
Expedited Card Fee	$35	per item	None
International Transaction Service Charge (audience not stated, treated as personal)	3%of the transaction	per item	None
Wire Transfers
Outgoing Telephone Wire Transfer with PIN (Consumer)	$25	per item	None
Outgoing Wire Transfer (Consumer)	$35	per item	None
Incoming Wire Transfer (Consumer)	$15	per item	None
Outgoing International Wire Transfer (Consumer)	$55	per item	None
Check Services
Cashier's Check	$7	per item	None
Money Order	$5	per item	None
Stop Payment Fee (Consumer)	$35	per item	None
Foreign Collection Item	$35	per item	None
Account Services
Legal Order Processing Fee (Garnishment, Levy, Lien, etc.)	$100	per item	None
Verification of Deposit	$20	per item	None
Gift & Prepaid Cards
Gift Card (minimum order of 25 cards)	$4.95	per item	None
Other Fees
Photocopy	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Overdraft & NSF

NSF Return Item Fee$30
per item

Check Services

Stop Payment Fee-Manual (Business)$45
per item
Stop Payment Fee-Online (Business)$40
per item
Foreign Collection Item$35
per item

Cash & Deposit

Deposited Item Returned (Business)$17
per item
Night Deposit Service (Business)$15

Fee	Amount	Basis	Note
Overdraft & NSF
NSF Return Item Fee	$30	per item	None
Check Services
Stop Payment Fee-Manual (Business)	$45	per item	None
Stop Payment Fee-Online (Business)	$40	per item	None
Foreign Collection Item	$35	per item	None
Cash & Deposit
Deposited Item Returned (Business)	$17	per item	None
Night Deposit Service (Business)	$15	Not stated	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
First Bank: $3 to $25
First Bank: $3 to $25
U.S. median: no median
Overdraft (OD)
First Bank: $30
First Bank: $30
U.S. median: no median
NSF / Returned Item
First Bank: $30
First Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from First Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$3
per month
Monthly Maintenance Fee$10
per month
Monthly Maintenance Fee$25
per month
Monthly Maintenance Fee$5
per month · no fee if the primary owner is under 25 years of age
Early Closing Fee$25
Inactivity Fee$8
per month
Paper Statement (Consumer)$3
per month
Excessive Activity Fee – Money Market$25
Not compared: Monthly charge, not per item
per month
Excessive Activity Fee – Savings$5
Not compared: Monthly charge, not per item
per month

Overdraft & NSF

Overdraft Fee$30
per item
NSF Return Item Fee$30
per item
Overdraft Transfer Fee$10
per item

ATM & Card

Non-First Bank ATM Withdrawal Fee$3
per item
Debit Card Replacement$5
per item
Expedited Card Fee$35
per item
International Transaction Service Charge (audience not stated, treated as personal)3%of the transaction
per item

Wire Transfers

Outgoing Telephone Wire Transfer with PIN (Consumer)$25
per item
Outgoing Wire Transfer (Consumer)$35
per item
Incoming Wire Transfer (Consumer)$15
per item
Outgoing International Wire Transfer (Consumer)$55
per item

Check Services

Cashier's Check$7
per item
Money Order$5
per item
Stop Payment Fee (Consumer)$35
per item
Foreign Collection Item$35
per item

Account Services

Legal Order Processing Fee (Garnishment, Levy, Lien, etc.)$100
per item
Verification of Deposit$20
per item

Gift & Prepaid Cards

Gift Card (minimum order of 25 cards)$4.95
per item

Other Fees

Photocopy$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$3	per month	None
Monthly Maintenance Fee	$10	per month	None
Monthly Maintenance Fee	$25	per month	None
Monthly Maintenance Fee	$5	per month	no fee if the primary owner is under 25 years of age
Early Closing Fee	$25	Not stated	None
Inactivity Fee	$8	per month	None
Paper Statement (Consumer)	$3	per month	None
Excessive Activity Fee – Money Market	$25Not compared: Monthly charge, not per item	per month	None
Excessive Activity Fee – Savings	$5Not compared: Monthly charge, not per item	per month	None
Overdraft & NSF
Overdraft Fee	$30	per item	None
NSF Return Item Fee	$30	per item	None
Overdraft Transfer Fee	$10	per item	None
ATM & Card
Non-First Bank ATM Withdrawal Fee	$3	per item	None
Debit Card Replacement	$5	per item	None
Expedited Card Fee	$35	per item	None
International Transaction Service Charge (audience not stated, treated as personal)	3%of the transaction	per item	None
Wire Transfers
Outgoing Telephone Wire Transfer with PIN (Consumer)	$25	per item	None
Outgoing Wire Transfer (Consumer)	$35	per item	None
Incoming Wire Transfer (Consumer)	$15	per item	None
Outgoing International Wire Transfer (Consumer)	$55	per item	None
Check Services
Cashier's Check	$7	per item	None
Money Order	$5	per item	None
Stop Payment Fee (Consumer)	$35	per item	None
Foreign Collection Item	$35	per item	None
Account Services
Legal Order Processing Fee (Garnishment, Levy, Lien, etc.)	$100	per item	None
Verification of Deposit	$20	per item	None
Gift & Prepaid Cards
Gift Card (minimum order of 25 cards)	$4.95	per item	None
Other Fees
Photocopy	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Overdraft & NSF

NSF Return Item Fee$30
per item

Check Services

Stop Payment Fee-Manual (Business)$45
per item
Stop Payment Fee-Online (Business)$40
per item
Foreign Collection Item$35
per item

Cash & Deposit

Deposited Item Returned (Business)$17
per item
Night Deposit Service (Business)$15

Fee	Amount	Basis	Note
Overdraft & NSF
NSF Return Item Fee	$30	per item	None
Check Services
Stop Payment Fee-Manual (Business)	$45	per item	None
Stop Payment Fee-Online (Business)	$40	per item	None
Foreign Collection Item	$35	per item	None
Cash & Deposit
Deposited Item Returned (Business)	$17	per item	None
Night Deposit Service (Business)	$15	Not stated	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.