Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

KCB Bank

Lakin, KansasBankKansas City Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Non-Sufficient Fund Check/NSF (per item)$20Below the typical range ($25–$32 nationally)

per item · Knox deterministic extraction from Rosetta artifact #3611. canonical_hint=nsf; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="Non-Sufficient Fund Check/NSF (per item) | $20" · Source

Check ServicesVerified

Stop Payment$15Below the typical range ($20–$30 nationally)
$12 below the national median
Knox deterministic extraction from Rosetta artifact #3611. canonical_hint=stop_payment; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="Stop Payment | $15" · Source

Digital & ElectronicVerified

ACH Origination – Manually$1.50Below the typical range ($5–$20 nationally)
$8.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3611. canonical_hint=ach_origination; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="ACH Origination – Manually | $1.50 per item" · Source
Bill Pay Service$0Within the typical range ($0–$12.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #3611. canonical_hint=bill_pay; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="Bill Pay Service | No Charge" · Source

Cash & DepositVerified

Deposited Item Returned (per item) (COMMERCIAL ONLY)$3Below the typical range ($9.50–$25 nationally)
$12 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3611. canonical_hint=deposited_item_return; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="Deposited Item Returned (per item) (COMMERCIAL ONLY) | $3" · Source
Night Deposit Key & Lock Bag$25Above the typical range ($5–$20 nationally)
$11.25 above the national median
Knox deterministic extraction from Rosetta artifact #3611. canonical_hint=night_deposit; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="Night Deposit Key & Lock Bag | $25" · Source

Account ServicesVerified

Garnishment Fee$15Below the typical range ($25–$75 nationally)
$35 below the national median
Knox deterministic extraction from Rosetta artifact #3611. canonical_hint=garnishment_levy; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="Garnishment Fee | $15" · Source
Lost Key Replacement$20Below the typical range ($25–$80 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #3611. canonical_hint=safe_deposit_box; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="Lost Key Replacement | $20" · Source
Notary Service$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #3611. canonical_hint=notary_fee; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="Notary Service | No Charge" · Source

Lending FeesVerified

Late Payment$5Below the typical range ($15–$26.50 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #3611. canonical_hint=late_payment; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="Late Payment | $5" · Source

Gift & Prepaid CardsVerified

Gift Card Fee (per card)$4Within the typical range ($3–$4.95 nationally)
$0.37 above the national median
Knox deterministic extraction from Rosetta artifact #3611. canonical_hint=gift_card_purchase; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="Gift Card Fee (per card) | $4" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Non-Sufficient Fund Check/NSF (per item)	$20Below the typical range ($25–$32 nationally)	$9 below the national median	per item	Knox deterministic extraction from Rosetta artifact #3611. canonical_hint=nsf; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="Non-Sufficient Fund Check/NSF (per item) \| $20"	Source
Check ServicesVerified
Stop Payment	$15Below the typical range ($20–$30 nationally)	$12 below the national median	—	Knox deterministic extraction from Rosetta artifact #3611. canonical_hint=stop_payment; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="Stop Payment \| $15"	Source
Digital & ElectronicVerified
ACH Origination – Manually	$1.50Below the typical range ($5–$20 nationally)	$8.50 below the national median	per item	Knox deterministic extraction from Rosetta artifact #3611. canonical_hint=ach_origination; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="ACH Origination – Manually \| $1.50 per item"	Source
Bill Pay Service
Cash & DepositVerified
Deposited Item Returned (per item) (COMMERCIAL ONLY)	$3Below the typical range ($9.50–$25 nationally)	$12 below the national median	per item	Knox deterministic extraction from Rosetta artifact #3611. canonical_hint=deposited_item_return; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="Deposited Item Returned (per item) (COMMERCIAL ONLY) \| $3"	Source
Night Deposit Key & Lock Bag
Account ServicesVerified
Garnishment Fee	$15Below the typical range ($25–$75 nationally)	$35 below the national median	—	Knox deterministic extraction from Rosetta artifact #3611. canonical_hint=garnishment_levy; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="Garnishment Fee \| $15"	Source
Lost Key Replacement	$20
Lending FeesVerified
Late Payment	$5Below the typical range ($15–$26.50 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #3611. canonical_hint=late_payment; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="Late Payment \| $5"	Source
Gift & Prepaid CardsVerified
Gift Card Fee (per card)	$4Within the typical range ($3–$4.95 nationally)	$0.37 above the national median	—	Knox deterministic extraction from Rosetta artifact #3611. canonical_hint=gift_card_purchase; text_hash=47ec78efad36b6ad73ae2685c8dc0190b6541f50eaf74ad0983c7c1f9d286b1b; excerpt="Gift Card Fee (per card) \| $4"	Source

Fee change alerts

Get an email when KCB Bank changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at KCB Bank? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $20

31% below the national median NSF fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$322.3M

Work at KCB Bank? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$322.3M

Total deposits

$283.5M

Service charge income

$74K

Fee income ratio

2.3%

Return on assets

1.53%

Branches

Service charge income by quarter

Q2 2026$74K

Q1 2026$74K

Q4 2025$71K

Q3 2025$80K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

See pricing