Community Trust Bank, Inc.

Headquarters: Pikeville, Kentucky
Charter: Bank
Assets: $6.9B
Fed district: Cleveland

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Advantage Checking $7 · Advantage Plus Interest Checking $12
Compared at $9.50, the middle of its prices
Community Trust Bank, Inc.: $7 to $12
Community Trust Bank, Inc.: $7 to $12
U.S. median: no median
Overdraft (OD)
Community Trust Bank, Inc.: $32
Community Trust Bank, Inc.: $32
U.S. median: no median
NSF / Returned Item
Community Trust Bank, Inc.: $32
Community Trust Bank, Inc.: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Community Trust Bank, Inc.’s own schedules, with a source for each figure.

Account Maintenance

Advantage Checking Monthly Maintenance Fee$7
per month
Advantage Plus Interest Checking Monthly Maintenance Fee$12
per month
Dormant Account Fee per cycle$7.50
per month
Paper Statement fee$3

Overdraft & NSF

NSF/Overdraft Fee$32
Return Item Fee$32

ATM & Card

ATM Fees$1
per transaction
ATM Fees. There$1
per item
Card Replacement$5
Card replacement fee$5
per item
Expedited Card or PIN Replacement$75

Wire Transfers

Wire Transfers: Outgoing – Non-Customer Domestic$25
Wire Transfers: Incoming – Customer Domestic$10
Wire Transfers: Incoming – Non-Customer$20
Wire Transfers: Outgoing – International$60
Wire Transfers: Incoming – International$18

Check Services

Cashier’s Check$4
Bill Payment Stop Payment$20
Stop Pay Charge (Limit 6 months)$20
Stop Pay Charge (Limit 6 months)$20
Stop Payment Charge (Limit 6 months)$20
Counter Checks$0.50
per item
View Check ImagesNo charge

Digital & Electronic

ACH Origination$14.95
Bill Pay & ZelleNo charge
Bill Payment Service per month$3.95
per month

Account Services

Safe Box Drilling, No key (minimum)$125
Not compared: Box drilling or key fee
Levy, Garnishment$75

Gift & Prepaid Cards

CTB Reload Fee$2
Gift Card$3.95
Not compared: Monthly charge, not per item
per month

Other Fees

Statement Copy$3

Fee	Amount	Basis	Note
Account Maintenance
Advantage Checking Monthly Maintenance Fee	$7	per month	None
Advantage Plus Interest Checking Monthly Maintenance Fee	$12	per month	None
Dormant Account Fee per cycle	$7.50	per month	None
Paper Statement fee	$3	Not stated	None
Overdraft & NSF
NSF/Overdraft Fee	$32	Not stated	None
Return Item Fee	$32	Not stated	None
ATM & Card
ATM Fees	$1	per transaction	None
ATM Fees. There	$1	per item	None
Card Replacement	$5	Not stated	None
Card replacement fee	$5	per item	None
Expedited Card or PIN Replacement	$75	Not stated	None
Wire Transfers
Wire Transfers: Outgoing – Non-Customer Domestic	$25	Not stated	None
Wire Transfers: Incoming – Customer Domestic	$10	Not stated	None
Wire Transfers: Incoming – Non-Customer	$20	Not stated	None
Wire Transfers: Outgoing – International	$60	Not stated	None
Wire Transfers: Incoming – International	$18	Not stated	None
Check Services
Cashier’s Check	$4	Not stated	None
Bill Payment Stop Payment	$20	Not stated	None
Stop Pay Charge (Limit 6 months)	$20	Not stated	None
Stop Pay Charge (Limit 6 months)	$20	Not stated	None
Stop Payment Charge (Limit 6 months)	$20	Not stated	None
Counter Checks	$0.50	per item	None
View Check Images	No charge	Not stated	None
Digital & Electronic
ACH Origination	$14.95	Not stated	None
Bill Pay & Zelle	No charge	Not stated	None
Bill Payment Service per month	$3.95	per month	None
Account Services
Safe Box Drilling, No key (minimum)	$125Not compared: Box drilling or key fee	Not stated	None
Levy, Garnishment	$75	Not stated	None
Gift & Prepaid Cards
CTB Reload Fee	$2	Not stated	None
Gift Card	$3.95Not compared: Monthly charge, not per item	per month	None
Other Fees
Statement Copy	$3	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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