Fees from its schedule are under review and appear here once review is done.
Know where its fee schedule is? Send the link
Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 4, 2026
Call-report figures are for Franklin Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Franklin Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 4, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $172K in Q2 2026, 1.7% below the same quarter a year earlier ($175K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for Franklin Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 62 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $172K | −$2K | −1.1% |
| Q1 2026 | $174K | −$14K | −7.4% |
| Q4 2025 | $188K | −$6K | −3.1% |
| Q3 2025 | $194K | +$19K | +10.9% |
| Q2 2025 | $175K | +$6K | +3.6% |
| Q1 2025 | $169K | −$3K | −1.7% |
| Q4 2024 | $172K | −$9K | −5.0% |
| Q3 2024 | $181K | +$11K | +6.5% |
Insufficient sample: fewer than 10 peers of its size reported a share.
They stay out of every comparison until review is done.
per month · Monthly charge
per item
per month · Monthly charge
per item
per month · Monthly charge after dormancy period begins: 12 months for checking accounts and 24 months for savings accounts
per item
per item
per item
per item · Per hour
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Other feesUnder review | |||
| ACH Origination (audience not stated, treated as personal) | $25 | per month | Monthly charge |
| ATM/Debit Replacement/Additional Cards (audience not stated, treated as personal) | $5 | per item | None |
| Business Positive Pay (audience not stated, treated as personal) | $25 | per month | Monthly charge |
| Domestic Collection Items (audience not stated, treated as personal) | $20 | per item | None |
| Dormant Fee (audience not stated, treated as personal) | $5 | per month | Monthly charge after dormancy period begins: 12 months for checking accounts and 24 months for savings accounts |
| Drilling of Safe Deposit Box (audience not stated, treated as personal) | $150 | per item | None |
| Levies (audience not stated, treated as personal) | $135 | per item | None |
| Non-Customer Check Cashing (audience not stated, treated as personal) | $10 | per item | None |
| Research/Reconciliation (audience not stated, treated as personal) | $25 | per item | Per hour |
| Safe Deposit Box Key Replacement (audience not stated, treated as personal) | $10 | per item | None |
| Wire Transfers (Incoming) (audience not stated, treated as personal) | $15 | per item | None |
| Wire Transfers (Outgoing) (audience not stated, treated as personal) | $25 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Franklin Bank operates, and what regulators and customers have on file.
Enforcement actions
None on file with the New Jersey Department of Banking and Insurance
The New Jersey Department of Banking and Insurance has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the New Jersey Department of Banking and Insurance, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.