Great Southern Bank

Headquarters: Meridian, Mississippi
Charter: Bank
Assets: $355.1M
Fed district: Atlanta

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Overview

Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 1, 2026

How these figures are measured

Call-report figures are for Great Southern Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FDIC BankFind Suite (call report data) ASSET	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Revenue	Revenue (net interest + noninterest income) One quarter, as reported	FDIC BankFind Suite (call report data) NIMQ + NONIIQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge income	Service charges on deposit accounts One quarter, as reported	FDIC BankFind Suite (call report data) ISERCHGQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Great Southern Bank's published fee schedule; Bank Fee Index medians	Current schedule	Nov 1, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FDIC BankFind Suite (call report data)
Entity: Great Southern Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

What stands out

Service-charge income was $511K in Q2 2026, 11% below the same quarter a year earlier ($575K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Great Choice Checking $5 · Great $en$e Checking $6 to $8 · Great Life Checking $8
Compared at $7, the middle of its prices
Great Southern Bank: $5 to $8
Great Southern Bank: $5 to $8
U.S. median: no median
Overdraft (OD)
Great Southern Bank: $36
Great Southern Bank: $36
U.S. median: no median
NSF / Returned Item
Great Southern Bank: $36
Great Southern Bank: $36
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income fell 15% from Q3 2025 to Q2 2026, to $511K.

Service-charge income, Q2 2026

$511K

$603KQ3 2025

$604KQ4 2025

$535KQ1 2026

$511KQ2 2026

Against the median

Great Southern BankMedian

Sources and open questions

FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Great Southern Bank · $355M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$345M to $365M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Great Southern Bank(this institution)	Meridian, MS	$355M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
AmeriFirst Bank	Montgomery, AL	$364M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Citizens National Bank of Albion	Albion, IL	$349M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Commercial Bank & Trust Company	Monticello, AR	$364M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Community Bank	Lexington, TN	$358M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Community Bank of Raymore	Raymore, MO	$347M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cowboy Bank	Kremlin, OK	$350M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Desjardins Bank, National Association	Hallandale, FL	$362M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Farmers & Merchants Bank	Miamisburg, OH	$359M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First National Bank in Port Lavaca	Port Lavaca, TX	$361M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Frontier Bank	Sioux Falls, SD	$349M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Glenwood State Bank	Glenwood, IA	$353M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Harvest Bank	Kimball, MN	$355M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Heritage Bank National Association	Spicer, MN	$361M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Iowa State Bank and Trust Company of Fairfield, Iowa	Fairfield, IA	$352M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Ireland Bank	Malad City, ID	$355M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Logan Bank & Trust Company	Logan, WV	$359M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Native American Bank, National Association	Denver, CO	$362M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
OSB Community Bank	Ottawa, IL	$356M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Premier Bank	Dubuque, IA	$358M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
ProGrowth Bank	Nicollet, MN	$365M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Rabun County Bank	Clayton, GA	$362M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
State Street Bank and Trust Company	Quincy, IL	$357M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First National Bank of Gordon	Gordon, NE	$358M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The First National Bank of Mount Dora	Mount Dora, FL	$358M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Waumandee State Bank	Waumandee, WI	$345M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 16 publish this fee(monthly maintenance)

9 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2.50 (26%) below the median of similar-sized banks.

Compared at $7, the middle of its four prices, against a peer median of $9.50 among 16 publishing peers.

Its four checking prices are $5, $6, $8 and $8.

$7 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Great Southern Bank: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Great Southern Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $511K
vs prior quarter: −$24K−4.5%; from Q1 2026
vs a year earlier: −$64K−11.1%; from Q2 2025
vs start of range: −$48K−8.6%; from Q3 2024

Details

Source: FDIC BankFind Suite (call report data)
Entity: Great Southern Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$511K	−$24K	−4.5%
Q1 2026	$535K	−$69K	−11.4%
Q4 2025	$604K	+$1K	+0.2%
Q3 2025	$603K	+$28K	+4.9%
Q2 2025	$575K	+$17K	+3.0%
Q1 2025	$558K	−$15K	−2.6%
Q4 2024	$573K	+$14K	+2.5%
Q3 2024	$559K	+$20K	+3.7%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Great Southern Bank’s own schedules, with a source for each figure.

Account Maintenance

Great $en$e Checking monthly service charge (Daily Collected Balances Greater Than $500) (audience not stated, treated as personal)$6
per month
Great $en$e Checking monthly service charge (Daily Collected Balances Less Than $500) (audience not stated, treated as personal)$8
per month
Great Choice Checking Monthly service charge (audience not stated, treated as personal)$5
per month
Great Life Checking monthly service charge (Daily Collected Balances Less Than $1,000) (audience not stated, treated as personal)$8
per month
Account Closure within 90 Days of Opening$25
Dormant Account$10
per month
Escheatment to the State of Mississippi$75
per item
Research and Reconciliation of Statements$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper statement fee (audience not stated, treated as personal)$2

Overdraft & NSF

Overdraft (OD) or Non-Sufficient Funds (NSF) Item$36
per item
Overdraft (OD) or Non-Sufficient Funds (NSF) Item$36
per item

ATM & Card

CheckCard Replacement of Lost Card$6
per item
ATM/CheckCard Foreign Transaction (not at GSB ATM)$2
per item

Wire Transfers

Outgoing Wire Transfer$25
per item
Incoming Wire Transfer$25
per item

Check Services

Official Check$8
per item
Money Order$8
per item
Stop Payment Order$36
per item
Non-Customer Check Cashing2%($20 minimum)
Collection Item (funds credited upon collection)$20
per item

Cash & Deposit

Deposited Item Returned$10
per item

Account Services

Notary$5
per item
10 x 10 Safe Deposit Box$100
per year
10 x 15 Safe Deposit Box$150
per year
2 x 5 Safe Deposit Box$25
per year
3 x 10 Safe Deposit Box$45
per year
3 x 5 Safe Deposit Box$30
per year
5 x 10 Safe Deposit Box$65
per year
5 x 5 Safe Deposit Box$40
per year
Replace Safe Deposit Box Key(s)$30
Not compared: Box drilling or key fee
Levy, Garnishment Processed$100
per item

Retirement & IRA

IRA Transfer to another Institution$20
per item

Other Fees

Photocopy$0.50
Not compared: Charged per page; comparison unavailable
per page · Photocopy | $.50 per page

Fee	Amount	Basis	Note
Account Maintenance
Great $en$e Checking monthly service charge (Daily Collected Balances Greater Than $500) (audience not stated, treated as personal)	$6	per month	None
Great $en$e Checking monthly service charge (Daily Collected Balances Less Than $500) (audience not stated, treated as personal)	$8	per month	None
Great Choice Checking Monthly service charge (audience not stated, treated as personal)	$5	per month	None
Great Life Checking monthly service charge (Daily Collected Balances Less Than $1,000) (audience not stated, treated as personal)	$8	per month	None
Account Closure within 90 Days of Opening	$25	Not stated	None
Dormant Account	$10	per month	None
Escheatment to the State of Mississippi	$75	per item	None
Research and Reconciliation of Statements	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statement fee (audience not stated, treated as personal)	$2	Not stated	None
Overdraft & NSF
Overdraft (OD) or Non-Sufficient Funds (NSF) Item	$36	per item	None
Overdraft (OD) or Non-Sufficient Funds (NSF) Item	$36	per item	None
ATM & Card
CheckCard Replacement of Lost Card	$6	per item	None
ATM/CheckCard Foreign Transaction (not at GSB ATM)	$2	per item	None
Wire Transfers
Outgoing Wire Transfer	$25	per item	None
Incoming Wire Transfer	$25	per item	None
Check Services
Official Check	$8	per item	None
Money Order	$8	per item	None
Stop Payment Order	$36	per item	None
Non-Customer Check Cashing	2%($20 minimum)	Not stated	None
Collection Item (funds credited upon collection)	$20	per item	None
Cash & Deposit
Deposited Item Returned	$10	per item	None
Account Services
Notary	$5	per item	None
10 x 10 Safe Deposit Box	$100	per year	None
10 x 15 Safe Deposit Box	$150	per year	None
2 x 5 Safe Deposit Box	$25	per year	None
3 x 10 Safe Deposit Box	$45	per year	None
3 x 5 Safe Deposit Box	$30	per year	None
5 x 10 Safe Deposit Box	$65	per year	None
5 x 5 Safe Deposit Box	$40	per year	None
Replace Safe Deposit Box Key(s)	$30Not compared: Box drilling or key fee	Not stated	None
Levy, Garnishment Processed	$100	per item	None
Retirement & IRA
IRA Transfer to another Institution	$20	per item	None
Other Fees
Photocopy	$0.50Not compared: Charged per page; comparison unavailable	per page	Photocopy \| $.50 per page

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Great Southern Bank operates, and what regulators and customers have on file.

Market position

In Hattiesburg, MS, Great Southern Bank holds 0.8% of bank deposits, #16 of 20, with 2 offices.

Compare fees with the 17 Hattiesburg, MS banks and credit unions in its home-metro peer set →

Offices in the metro

72 offices of 24 institutions shown.

Great Southern BankOther banksCredit unions

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Hattiesburg, MS metro (FDIC metro code 25620), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 3 offices have no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1The Huntington National Bank17.0%
2Renasant Bank16.0%
3Trustmark Bank13.4%
4Regions Bank11.8%
5Hancock Whitney Bank9.8%
6Grand Bank for Savings, FSB6.0%
7Community Bank of Mississippi5.4%
8BankFirst Financial Services3.9%
16Great Southern Bank0.8%

9 of 20 institutions shown. $4.1B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Hattiesburg, MS metro (FDIC metro code 25620)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2010 to 2026

June 2026: 0.8% share, 2 offices, #16 of 20

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2010 to 2026
Area: Hattiesburg, MS metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

14 offices of 5 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Fee change alerts

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