8 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 11, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Bath State Bank’s own schedules, with a source for each figure.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Research Fee | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Bounce Paid Item(s) Charge | $25 | per item | None |
| Non-Sufficient Fund Returned Item(s) Charge | $25 | per item | None |
ATM & Card | |||
| Currency conversion | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer — Out | $20 | per item | None |
| Wire Transfer - Incoming | $15 | per item | None |
Check Services | |||
| Stop Payment | $20 | per item | None |
Cash & Deposit | |||
| Charge Back Fee | $10 | per item | None |
Account Services | |||
| Lock Box Annual Fee 10 x 10 | $50 | per year | None |
| Lock Box Annual Fee 3 x 10 | $22 | per year | None |
| Lock Box Annual Fee 3 x 12 | $28 | per year | None |
| Lock Box Annual Fee 3 x 5 | $12 | per year | None |
| Lock Box Annual Fee 4 x 5 | $14 | per year | None |
| Lock Box Annual Fee 5 x | $17 | per year | None |
| Lock Box Annual Fee 5 x 10 | $35 | per year | None |
| Lock Box Replacement Key | $30Not compared: Box drilling or key fee | per item | None |
| Tax Levy/Garnishment Fee | $20 | Not stated | None |
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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