The Washington Trust Company, of Westerly

Headquarters: Westerly, Rhode Island
Charter: Bank
Assets: $6.6B
Fed district: Boston

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12.50, the middle of its prices
The Washington Trust Company, of Westerly: $5 to $30
The Washington Trust Company, of Westerly: $5 to $30
U.S. median: no median
Non-Network ATM
The Washington Trust Company, of Westerly: $2
The Washington Trust Company, of Westerly: $2
U.S. median: no median
Stop Payment
Compared at $32.50, the middle of its prices
The Washington Trust Company, of Westerly: $30 to $35
The Washington Trust Company, of Westerly: $30 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Rhode Island, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Rhode Island: Banks and credit unions headquartered in Rhode Island that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Washington Trust Company, of Westerly’s own schedules, with a source for each figure.

Account Maintenance

Freedom Ultra Checking monthly service charge$30
per month
Monthly fee when the primary account holder reaches 23 years of age.$5
per month
Monthly Maintenance$10
per month
Monthly Maintenance$15
per month
Escheatment fee$50
Inactivity fee$20
Account Research (1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Undeliverable Statement$5

ATM & Card

ATM cash withdrawal at non-WTC ATMs$2
Lost Debit Card Replacement Fee$10
Expedited Debit Card$50

Check Services

Cashier’s Checks$8
Money Orders$5
Stop Payment (For payments issued via our Bill Payment Service)$35
Stop Payments$30
Temporary Check Sheet$5
Foreign Items sent for collection$95
� Canadian Checks � Foreign Items � Foreign Items sent for collection$25
Not compared: Charged per hour; comparison unavailable
per hour

Digital & Electronic

Bill Payment$50
Expedited Bill Payment$8

Account Services

Drilling Fee$175
Not compared: Box drilling or key fee
Lost Key Replacement Fee$20
Not compared: Box drilling or key fee
Legal Fees (garnishments, executions, levies, etc.)$125

Other Fees

Copy of Statement$2
Copy of Statement$6

Fee	Amount	Basis	Note
Account Maintenance
Freedom Ultra Checking monthly service charge	$30	per month	None
Monthly fee when the primary account holder reaches 23 years of age.	$5	per month	None
Monthly Maintenance	$10	per month	None
Monthly Maintenance	$15	per month	None
Escheatment fee	$50	Not stated	None
Inactivity fee	$20	Not stated	None
Account Research (1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Undeliverable Statement	$5	Not stated	None
ATM & Card
ATM cash withdrawal at non-WTC ATMs	$2	Not stated	None
Lost Debit Card Replacement Fee	$10	Not stated	None
Expedited Debit Card	$50	Not stated	None
Check Services
Cashier’s Checks	$8	Not stated	None
Money Orders	$5	Not stated	None
Stop Payment (For payments issued via our Bill Payment Service)	$35	Not stated	None
Stop Payments	$30	Not stated	None
Temporary Check Sheet	$5	Not stated	None
Foreign Items sent for collection	$95	Not stated	None
� Canadian Checks � Foreign Items � Foreign Items sent for collection	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Digital & Electronic
Bill Payment	$50	Not stated	None
Expedited Bill Payment	$8	Not stated	None
Account Services
Drilling Fee	$175Not compared: Box drilling or key fee	Not stated	None
Lost Key Replacement Fee	$20Not compared: Box drilling or key fee	Not stated	None
Legal Fees (garnishments, executions, levies, etc.)	$125	Not stated	None
Other Fees
Copy of Statement	$2	Not stated	None
Copy of Statement	$6	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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