Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

First State Bank of DeKalb County

Fort Payne, AlabamaBankAtlanta Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

per month service charge for accounts with up to of 24-hour Accidental Death & Dismemberment Insurance - also includes u$8.50Within the typical range ($4–$10 nationally)

NOW Account minimum balance fee$12

$5 above the national median$5 above the Alabama median

per month · Source

Regular Checking Account Minimum balance charge$7

At the national medianAt the Alabama median

per month · Source

Regular Checking minimum balance charge$7

At the national medianAt the Alabama median

per month · Source

Senior Checking paper statement$0

$3 below the national median$3 below the Alabama median

Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
per month service charge for accounts with up to of 24-hour Accidental Death & Dismemberment Insurance - also includes u	$8.50Within the typical range ($4–$10 nationally)	$2.50 above the national median$1 above the Alabama median	per month	—	Source
NOW Account minimum balance fee	$12Above the typical range ($5–$10 nationally)	$5 above the national median$5 above the Alabama median	per month	—	Source
Regular Checking Account Minimum balance charge	$7Within the typical range ($5–$10 nationally)	At the national medianAt the Alabama median	per month	—	Source
Regular Checking minimum balance charge	$7Within the typical range ($5–$10 nationally)	At the national medianAt the Alabama median	per month	—	Source
Senior Checking paper statement	$0Below the typical range ($2–$4.88 nationally)	$3 below the national median$3 below the Alabama median	—	—	Source

Fee change alerts

Get an email when First State Bank of DeKalb County changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees published

3 of 15

Published fees

Under review

Assets

$353.8M

Work at First State Bank of DeKalb County? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$353.8M

Total deposits

$299.0M

Service charge income

$164K

Fee income ratio

3.4%

Return on assets

2.25%

Branches

Service charge income by quarter

Q2 2026$164K

Q1 2026$182K

Q4 2025$162K

Q3 2025$160K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 65,595 published fee entries from 3,603 institutions

See pricing