Farmers State Bank of Alto Pass, Ill.

Headquarters: Alto Pass, Illinois
Charter: Bank
Assets: $342.4M
Fed district: St. Louis

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Farmers State Bank of Alto Pass, Ill.: $35
Farmers State Bank of Alto Pass, Ill.: $35
U.S. median: no median
NSF / Returned Item
Farmers State Bank of Alto Pass, Ill.: $35
Farmers State Bank of Alto Pass, Ill.: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Farmers State Bank of Alto Pass, Ill.: $25
Farmers State Bank of Alto Pass, Ill.: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Farmers State Bank of Alto Pass, Ill.’s own schedules, with a source for each figure.

Account Maintenance

Account closure fee for accounts closed within 90 days$20
Dormant Account Fee (monthly)$5
per month
Account reconciliation fee per hour (min $30)$30
Not compared: Charged per hour; comparison unavailable
per hour
Account Research per hour (min $30)$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Paid Item fee (each)$35
per item
Returned Item fee (each)$35
per item

ATM & Card

Debit Card replacement$10
Expedited Debit Card replacement$40

Wire Transfers

WIRE FEES: Outgoing$25
WIRE FEES: Incoming$15
WIRE FEES: International$75

Check Services

Cashier’s check$4
Personal Money Order$4
Stop Payments (each)$25
per item

Cash & Deposit

Night Deposit key first free; each additional$5
per item

Account Services

Notary Service$2
3X10 (Harrisburg only)$45
3X5 (Harrisburg only)$30
Drilling Charge$300
Not compared: Box drilling or key fee
Late Payment after 30 days (per month)$20
Not compared: Box drilling or key fee
Safe Deposit Box 10X10$85
Safe Deposit Box 5X10$55
Safe Deposit Box 7X10$75
Garnishments & Levies$100

Other Fees

Copies per page$1
per item
Statement Reproduction per statement$5

Fee	Amount	Basis	Note
Account Maintenance
Account closure fee for accounts closed within 90 days	$20	Not stated	None
Dormant Account Fee (monthly)	$5	per month	None
Account reconciliation fee per hour (min $30)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research per hour (min $30)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Paid Item fee (each)	$35	per item	None
Returned Item fee (each)	$35	per item	None
ATM & Card
Debit Card replacement	$10	Not stated	None
Expedited Debit Card replacement	$40	Not stated	None
Wire Transfers
WIRE FEES: Outgoing	$25	Not stated	None
WIRE FEES: Incoming	$15	Not stated	None
WIRE FEES: International	$75	Not stated	None
Check Services
Cashier’s check	$4	Not stated	None
Personal Money Order	$4	Not stated	None
Stop Payments (each)	$25	per item	None
Cash & Deposit
Night Deposit key first free; each additional	$5	per item	None
Account Services
Notary Service	$2	Not stated	None
3X10 (Harrisburg only)	$45	Not stated	None
3X5 (Harrisburg only)	$30	Not stated	None
Drilling Charge	$300Not compared: Box drilling or key fee	Not stated	None
Late Payment after 30 days (per month)	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10X10	$85	Not stated	None
Safe Deposit Box 5X10	$55	Not stated	None
Safe Deposit Box 7X10	$75	Not stated	None
Garnishments & Levies	$100	Not stated	None
Other Fees
Copies per page	$1	per item	None
Statement Reproduction per statement	$5	Not stated	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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