State Street Bank and Trust Company

Headquarters: Quincy, Illinois
Charter: Bank
Assets: $357.1M
Fed district: St. Louis

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
State Street Bank and Trust Company: $30
State Street Bank and Trust Company: $30
U.S. median: no median
NSF / Returned Item
State Street Bank and Trust Company: $30
State Street Bank and Trust Company: $30
U.S. median: no median
Non-Network ATM
State Street Bank and Trust Company: $2
State Street Bank and Trust Company: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from State Street Bank and Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Checking Dormant Charges$5
per month
Savings Dormant Charges$5
Not compared: Quarterly charge, not monthly
per quarter
Account Research Time$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$3

Overdraft & NSF

Overdraft/NSF Fee$30
per item
Overdraft/NSF Fee$30
per item

ATM & Card

Foreign ATM Fee$2
Replacement of Debit Card and/or PIN$10

Wire Transfers

Wire Transfer Domestic Outgoing$20
Wire Transfer Domestic Incoming$10
Wire Transfer International Outgoing$50
Wire Transfer International Incoming$20

Check Services

Cashier's Checks$3
Stop Payment$20
Temporary Checks$1
Not compared: Charged per page; comparison unavailable
per page

Account Services

10 x 10 x 21 ¼$70
per year
2 x 4 x 21 ½$22
per year
3 x 10 x 21 ¼$35
per year
3 x 5 x 21 ¼$25
per year
5 x 10 x 21 ¼$45
per year
5 x 4 ½ x 19$26
per year
5 x 5 x 21 ¼$30
per year
9 x 10 x 21 ½$60
Drill Box$200
Not compared: Box drilling or key fee
Lost Key$20
Not compared: Box drilling or key fee
Safe Deposit Box 4 x 10 x 19$40
per year
Safe Deposit Boxes Annual Cost (Subject to availability): 2 ¼ x 4 x 21$18
Safe Deposit Boxes Annual Cost (Subject to availability): 4 ½ x 4 x 21 ½$24
Garnishment/Levy/Citations$50
per transaction

Other Fees

Duplicate Statement$3

Fee	Amount	Basis	Note
Account Maintenance
Checking Dormant Charges	$5	per month	None
Savings Dormant Charges	$5Not compared: Quarterly charge, not monthly	per quarter	None
Account Research Time	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$3	Not stated	None
Overdraft & NSF
Overdraft/NSF Fee	$30	per item	None
Overdraft/NSF Fee	$30	per item	None
ATM & Card
Foreign ATM Fee	$2	Not stated	None
Replacement of Debit Card and/or PIN	$10	Not stated	None
Wire Transfers
Wire Transfer Domestic Outgoing	$20	Not stated	None
Wire Transfer Domestic Incoming	$10	Not stated	None
Wire Transfer International Outgoing	$50	Not stated	None
Wire Transfer International Incoming	$20	Not stated	None
Check Services
Cashier's Checks	$3	Not stated	None
Stop Payment	$20	Not stated	None
Temporary Checks	$1Not compared: Charged per page; comparison unavailable	per page	None
Account Services
10 x 10 x 21 ¼	$70	per year	None
2 x 4 x 21 ½	$22	per year	None
3 x 10 x 21 ¼	$35	per year	None
3 x 5 x 21 ¼	$25	per year	None
5 x 10 x 21 ¼	$45	per year	None
5 x 4 ½ x 19	$26	per year	None
5 x 5 x 21 ¼	$30	per year	None
9 x 10 x 21 ½	$60	Not stated	None
Drill Box	$200Not compared: Box drilling or key fee	Not stated	None
Lost Key	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 4 x 10 x 19	$40	per year	None
Safe Deposit Boxes Annual Cost (Subject to availability): 2 ¼ x 4 x 21	$18	Not stated	None
Safe Deposit Boxes Annual Cost (Subject to availability): 4 ½ x 4 x 21 ½	$24	Not stated	None
Garnishment/Levy/Citations	$50	per transaction	None
Other Fees
Duplicate Statement	$3	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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