Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

State Street Bank and Trust Company

Quincy, IllinoisBankChicago Fed districtFees collected Mar 11, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research Time$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=account_research; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Account Research Time | $25.00 per hour. 1 hour minimum" · Source

Checking Dormant Charges$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=dormant_account; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Checking Dormant Charges | $5.00 monthly if balance is below $100." · Source

Paper Statement Fee$3

At the national median

Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=paper_statement; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Paper Statement Fee | $3.00/statement" · Source

Savings Dormant Charges$5

At the national median

Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=dormant_account; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Savings Dormant Charges | $5.00 quarterly if balance is below $100." · Source

Overdraft & NSFVerified

Overdraft/NSF Fee (An overdraft may be created by check, in-person withdrawal, ATM withdrawal or other electronic means$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=overdraft; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Overdraft/NSF Fee (An overdraft may be created by check, in-person withdrawal, ATM withdrawal or other electronic means including representment of items.) | $30.00 per presentment " · Source

ATM & CardVerified

Foreign ATM Fee$2Within the typical range ($1–$2.50 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=atm_non_network; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Foreign ATM Fee | $2.00" · Source
Replacement of Debit Card and/or PIN$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=card_replacement; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Replacement of Debit Card and/or PIN | $10.00" · Source

Wire TransfersVerified

Wire Transfer Domestic Incoming$10Within the typical range ($5–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=wire_domestic_incoming; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Wire Transfer Domestic Incoming | $10.00" · Source
Wire Transfer Domestic Outgoing$20Within the typical range ($20–$25 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=wire_domestic_outgoing; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Wire Transfer Domestic Outgoing | $20.00" · Source
Wire Transfer International Incoming$20Within the typical range ($10–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=wire_intl_incoming; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Wire Transfer International Incoming | $20.00" · Source
Wire Transfer International Outgoing$50Within the typical range ($40–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=wire_intl_outgoing; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Wire Transfer International Outgoing | $50.00" · Source

Check ServicesVerified

Cashier's Checks$3Within the typical range ($3–$6 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=cashiers_check; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Cashier's Checks | $3.00" · Source
Stop Payment$20Within the typical range ($20–$30 nationally)
$5.50 below the national median
Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=stop_payment; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Stop Payment | $20.00" · Source
Temporary Checks$1Within the typical range ($1–$4 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=counter_check; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Temporary Checks | $1.00 per page of 4" · Source

Cash & DepositVerified

Zipper Bags for Businesses: | 1st bag$0Below the typical range ($5–$20 nationally)
$12.50 below the national median
Knox read a free fee from Rosetta artifact #4457. canonical_hint=night_deposit; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Zipper Bags for Businesses: | 1st bag - No Charge" · Source

Account ServicesVerified

Garnishment/Levy/Citations$50Within the typical range ($30–$75 nationally)
At the national median
per transaction · Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=garnishment_levy; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Garnishment/Levy/Citations | $50.00 per transaction" · Source

Other FeesVerified

Duplicate Statement$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=document_reproduction; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Duplicate Statement | $3.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research Time	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=account_research; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Account Research Time \| $25.00 per hour. 1 hour minimum"	Source
Checking Dormant Charges	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=dormant_account; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Checking Dormant Charges \| $5.00 monthly if balance is below $100."	Source
Paper Statement Fee	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=paper_statement; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Paper Statement Fee \| $3.00/statement"	Source
Savings Dormant Charges	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=dormant_account; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Savings Dormant Charges \| $5.00 quarterly if balance is below $100."	Source
Overdraft & NSFVerified
Overdraft/NSF Fee (An overdraft may be created by check, in-person withdrawal, ATM withdrawal or other electronic means	$30Within the typical range ($25–$31 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=overdraft; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Overdraft/NSF Fee (An overdraft may be created by check, in-person withdrawal, ATM withdrawal or other electronic means including representment of items.) \| $30.00 per presentment "	Source
ATM & CardVerified
Foreign ATM Fee	$2Within the typical range ($1–$2.50 nationally)	$0.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=atm_non_network; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Foreign ATM Fee \| $2.00"	Source
Replacement of Debit Card and/or PIN	$10
Wire TransfersVerified
Wire Transfer Domestic Incoming	$10Within the typical range ($5–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=wire_domestic_incoming; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Wire Transfer Domestic Incoming \| $10.00"	Source
Wire Transfer Domestic Outgoing
Check ServicesVerified
Cashier's Checks	$3Within the typical range ($3–$6 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=cashiers_check; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Cashier's Checks \| $3.00"	Source
Stop Payment	$20
Cash & DepositVerified
Zipper Bags for Businesses: \| 1st bag	$0Below the typical range ($5–$20 nationally)	$12.50 below the national median	—	Knox read a free fee from Rosetta artifact #4457. canonical_hint=night_deposit; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Zipper Bags for Businesses: \| 1st bag - No Charge"	Source
Account ServicesVerified
Garnishment/Levy/Citations	$50Within the typical range ($30–$75 nationally)	At the national median	per transaction	Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=garnishment_levy; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Garnishment/Levy/Citations \| $50.00 per transaction"	Source
Other FeesVerified
Duplicate Statement	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4457. canonical_hint=document_reproduction; text_hash=10e9e7e015d2d997f5b328136aca6e0c79198ab91cd21becbef204e95a2c24f3; excerpt="Duplicate Statement \| $3.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 17 — leaner than most institutions

Headline fees published

9 of 15

Published fees

Under review

Assets

$357.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$357.1M

Total deposits

$315.5M

Service charge income

$107K

Fee income ratio

2.0%

Return on assets

2.65%

Branches

Service charge income by quarter

Q2 2026$107K

Q1 2026$118K

Q4 2025$117K

Q3 2025$129K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 28,880 verified fees from 2,290 institutions

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