Pioneer Bank

Headquarters: Stanley, Virginia
Charter: Bank
Assets: $371.8M
Fed district: Richmond

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Pioneer Bank: $35
Pioneer Bank: $35
U.S. median: no median
NSF / Returned Item
Pioneer Bank: $35
Pioneer Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Pioneer Bank: $35
Pioneer Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Pioneer Bank · $372M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$359M to $383M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Pioneer Bank(this institution)	Stanley, VA	$372M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
5Star Bank	Colorado Springs, CO	$378M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
American Community Bank of Indiana	Saint John, IN	$383M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
AmeriFirst Bank	Montgomery, AL	$364M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Commercial Bank & Trust Company	Monticello, AR	$364M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Desjardins Bank, National Association	Hallandale, FL	$362M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Earlham Savings Bank	West Des Moines, IA	$383M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
ESB Financial	Emporia, KS	$381M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Farmers & Merchants Bank	Miamisburg, OH	$359M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First National Bank in Port Lavaca	Port Lavaca, TX	$361M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
First Nebraska Bank	Valley, NE	$371M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Shore Federal Savings and Loan Association	Salisbury, MD	$367M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
First State Bank	Stratford, TX	$372M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
FlatIrons Bank	Boulder, CO	$370M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Georgia Community Bank	Albany, GA	$375M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Heritage Bank National Association	Spicer, MN	$361M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Merchants & Planters' Bank	Newport, AR	$379M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Municipal Trust and Savings Bank	Bourbonnais, IL	$382M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Native American Bank, National Association	Denver, CO	$362M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
ProGrowth Bank	Nicollet, MN	$365M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Rabun County Bank	Clayton, GA	$362M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sandhills State Bank	North Platte, NE	$383M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Farmers Bank of Appomattox	Appomattox, VA	$375M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Fisher National Bank	Fisher, IL	$376M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Harbor Bank of Maryland	Baltimore, MD	$383M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Roosevelt Savings Bank	Carteret, NJ	$381M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Pioneer Bank does not publish a monthly maintenance fee in the index.

The peer median is $8.95 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Pioneer Bank does not publish a monthly maintenance fee, so it is not on this chart.

Pioneer BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Pioneer Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee (If closed within 6 months of opening date)$20
Dormant Account Fee$10
Account Research Fee (per hour)$40
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$5
Return Mail/Bad Address Fee$20

Overdraft & NSF

Overdraft fee$35
per item
Non-sufficient Funds Fee$35

ATM & Card

Credit/Debit Card Replacement Fee$10

Wire Transfers

Outgoing Wire Transfer Fee$35
Incoming Wire Transfer Fee$25
Foreign Wire Transfer Fee$85

Check Services

Cashier's Check fee$10
Stop Payment Fee$35
Foreign Check Cashing Fee (in addition to corresponding bank fee)$35
Check Copies$10

Account Services

Safe Deposit Box Drilling and Lock Replacement Fee$220
Not compared: Box drilling or key fee
Safe Deposit Box Duplicate Key Fee$25
Not compared: Box drilling or key fee
Safe Deposit Box Fee- 10x10$75
Safe Deposit Box Fee- 3x10$41
Safe Deposit Box Fee- 3x5$34
Safe Deposit Box Fee- 5x10$55
Safe Deposit Box Fee- 5x5$36
Garnishments/Levies Fee$125

Retirement & IRA

IRA Transfer Fee$40

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee (If closed within 6 months of opening date)	$20	Not stated	None
Dormant Account Fee	$10	Not stated	None
Account Research Fee (per hour)	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$5	Not stated	None
Return Mail/Bad Address Fee	$20	Not stated	None
Overdraft & NSF
Overdraft fee	$35	per item	None
Non-sufficient Funds Fee	$35	Not stated	None
ATM & Card
Credit/Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Outgoing Wire Transfer Fee	$35	Not stated	None
Incoming Wire Transfer Fee	$25	Not stated	None
Foreign Wire Transfer Fee	$85	Not stated	None
Check Services
Cashier's Check fee	$10	Not stated	None
Stop Payment Fee	$35	Not stated	None
Foreign Check Cashing Fee (in addition to corresponding bank fee)	$35	Not stated	None
Check Copies	$10	Not stated	None
Account Services
Safe Deposit Box Drilling and Lock Replacement Fee	$220Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Duplicate Key Fee	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Fee- 10x10	$75	Not stated	None
Safe Deposit Box Fee- 3x10	$41	Not stated	None
Safe Deposit Box Fee- 3x5	$34	Not stated	None
Safe Deposit Box Fee- 5x10	$55	Not stated	None
Safe Deposit Box Fee- 5x5	$36	Not stated	None
Garnishments/Levies Fee	$125	Not stated	None
Retirement & IRA
IRA Transfer Fee	$40	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Pioneer Bank's nsf / returned item changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Pioneer Bank: $35
Pioneer Bank: $35
U.S. median: no median
NSF / Returned Item
Pioneer Bank: $35
Pioneer Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Pioneer Bank: $35
Pioneer Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Pioneer Bank · $372M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$359M to $383M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Pioneer Bank(this institution)	Stanley, VA	$372M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
5Star Bank	Colorado Springs, CO	$378M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
American Community Bank of Indiana	Saint John, IN	$383M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
AmeriFirst Bank	Montgomery, AL	$364M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Commercial Bank & Trust Company	Monticello, AR	$364M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Desjardins Bank, National Association	Hallandale, FL	$362M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Earlham Savings Bank	West Des Moines, IA	$383M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
ESB Financial	Emporia, KS	$381M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Farmers & Merchants Bank	Miamisburg, OH	$359M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First National Bank in Port Lavaca	Port Lavaca, TX	$361M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
First Nebraska Bank	Valley, NE	$371M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Shore Federal Savings and Loan Association	Salisbury, MD	$367M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
First State Bank	Stratford, TX	$372M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
FlatIrons Bank	Boulder, CO	$370M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Georgia Community Bank	Albany, GA	$375M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Heritage Bank National Association	Spicer, MN	$361M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Merchants & Planters' Bank	Newport, AR	$379M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Municipal Trust and Savings Bank	Bourbonnais, IL	$382M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Native American Bank, National Association	Denver, CO	$362M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
ProGrowth Bank	Nicollet, MN	$365M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Rabun County Bank	Clayton, GA	$362M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sandhills State Bank	North Platte, NE	$383M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Farmers Bank of Appomattox	Appomattox, VA	$375M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Fisher National Bank	Fisher, IL	$376M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Harbor Bank of Maryland	Baltimore, MD	$383M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Roosevelt Savings Bank	Carteret, NJ	$381M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Pioneer Bank does not publish a monthly maintenance fee in the index.

The peer median is $8.95 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Pioneer Bank does not publish a monthly maintenance fee, so it is not on this chart.

Pioneer BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Pioneer Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee (If closed within 6 months of opening date)$20
Dormant Account Fee$10
Account Research Fee (per hour)$40
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$5
Return Mail/Bad Address Fee$20

Overdraft & NSF

Overdraft fee$35
per item
Non-sufficient Funds Fee$35

ATM & Card

Credit/Debit Card Replacement Fee$10

Wire Transfers

Outgoing Wire Transfer Fee$35
Incoming Wire Transfer Fee$25
Foreign Wire Transfer Fee$85

Check Services

Cashier's Check fee$10
Stop Payment Fee$35
Foreign Check Cashing Fee (in addition to corresponding bank fee)$35
Check Copies$10

Account Services

Safe Deposit Box Drilling and Lock Replacement Fee$220
Not compared: Box drilling or key fee
Safe Deposit Box Duplicate Key Fee$25
Not compared: Box drilling or key fee
Safe Deposit Box Fee- 10x10$75
Safe Deposit Box Fee- 3x10$41
Safe Deposit Box Fee- 3x5$34
Safe Deposit Box Fee- 5x10$55
Safe Deposit Box Fee- 5x5$36
Garnishments/Levies Fee$125

Retirement & IRA

IRA Transfer Fee$40

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee (If closed within 6 months of opening date)	$20	Not stated	None
Dormant Account Fee	$10	Not stated	None
Account Research Fee (per hour)	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$5	Not stated	None
Return Mail/Bad Address Fee	$20	Not stated	None
Overdraft & NSF
Overdraft fee	$35	per item	None
Non-sufficient Funds Fee	$35	Not stated	None
ATM & Card
Credit/Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Outgoing Wire Transfer Fee	$35	Not stated	None
Incoming Wire Transfer Fee	$25	Not stated	None
Foreign Wire Transfer Fee	$85	Not stated	None
Check Services
Cashier's Check fee	$10	Not stated	None
Stop Payment Fee	$35	Not stated	None
Foreign Check Cashing Fee (in addition to corresponding bank fee)	$35	Not stated	None
Check Copies	$10	Not stated	None
Account Services
Safe Deposit Box Drilling and Lock Replacement Fee	$220Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Duplicate Key Fee	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Fee- 10x10	$75	Not stated	None
Safe Deposit Box Fee- 3x10	$41	Not stated	None
Safe Deposit Box Fee- 3x5	$34	Not stated	None
Safe Deposit Box Fee- 5x10	$55	Not stated	None
Safe Deposit Box Fee- 5x5	$36	Not stated	None
Garnishments/Levies Fee	$125	Not stated	None
Retirement & IRA
IRA Transfer Fee	$40	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.