Citizens National Bank of Albion

Headquarters: Albion, Illinois
Charter: Bank
Assets: $348.5M
Fed district: St. Louis

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Citizens National Bank of Albion: $30
Citizens National Bank of Albion: $30
U.S. median: no median
NSF / Returned Item
Citizens National Bank of Albion: $30
Citizens National Bank of Albion: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Citizens National Bank of Albion: $25
Citizens National Bank of Albion: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Citizens National Bank of Albion’s own schedules, with a source for each figure.

Account Maintenance

Services Dormant Maintenance Fee monthly fee for checking accounts quarterly fee for savings accounts$10
per month

Overdraft & NSF

Services Paid Non-Sufficient Fund Fee$30
Services Returned Non-Sufficient Fund Fee$30

ATM & Card

Services Debit/ATM Card Replacement$10

Wire Transfers

Services Wire Transfer - Customer (Outgoing)$25
Services Wire Transfer - Customer (Incoming)No charge
Services International Wire Transfer - (Outgoing)$55
Services International Wire Transfer - (Incoming)$35

Check Services

Services Cashier Checks$5
Services Consumer One-Time ACH Stop Payment$30
Services Stop Payment for checks and Corporate ACH$30
Services Foreign Check Collection$10

Cash & Deposit

Services Coin Counting (non-customer)10%
Services Night Deposit Bag w/Lock -- (annual fee)$30
Not compared: Annual charge, not per item
per year

Account Services

Services Notary Service (non-customer)$5
per item
Services Garnishment, Levy & Liens$25

Other Fees

Services Fax Machine (per page)$1

Fee	Amount	Basis	Note
Account Maintenance
Services Dormant Maintenance Fee monthly fee for checking accounts quarterly fee for savings accounts	$10	per month	None
Overdraft & NSF
Services Paid Non-Sufficient Fund Fee	$30	Not stated	None
Services Returned Non-Sufficient Fund Fee	$30	Not stated	None
ATM & Card
Services Debit/ATM Card Replacement	$10	Not stated	None
Wire Transfers
Services Wire Transfer - Customer (Outgoing)	$25	Not stated	None
Services Wire Transfer - Customer (Incoming)	No charge	Not stated	None
Services International Wire Transfer - (Outgoing)	$55	Not stated	None
Services International Wire Transfer - (Incoming)	$35	Not stated	None
Check Services
Services Cashier Checks	$5	Not stated	None
Services Consumer One-Time ACH Stop Payment	$30	Not stated	None
Services Stop Payment for checks and Corporate ACH	$30	Not stated	None
Services Foreign Check Collection	$10	Not stated	None
Cash & Deposit
Services Coin Counting (non-customer)	10%	Not stated	None
Services Night Deposit Bag w/Lock -- (annual fee)	$30Not compared: Annual charge, not per item	per year	None
Account Services
Services Notary Service (non-customer)	$5	per item	None
Services Garnishment, Levy & Liens	$25	Not stated	None
Other Fees
Services Fax Machine (per page)	$1	Not stated	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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