Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

FlatIrons Bank

Boulder, ColoradoBankKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$30Above the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=dormant_account; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="Dormant Account Fee | $30.00 per month" · Source

Paper Statement Fee$5

$2 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=paper_statement; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="Paper Statement Fee | $5.00 per month" · Source

RDC Maintenance Fee$50

$42 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=monthly_maintenance; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="RDC Maintenance Fee | $50.00 per month" · Source

Overdraft & NSFVerified

Overdraft$35Above the typical range ($10–$30 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=overdraft; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="Overdraft** | $35.00 per item" · Source
Returned Item (Per Presentment)$35Above the typical range ($15–$32 nationally)
$7 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=nsf; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="Returned Item (Per Presentment)** | $35.00" · Source

Wire TransfersVerified

Incoming Wire Transfer – Domestic$10Within the typical range ($10–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=wire_domestic_incoming; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="Incoming Wire Transfer – Domestic | $10.00" · Source
Outgoing Wire Transfer – Domestic (Online)$18Below the typical range ($20–$25 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=wire_domestic_outgoing; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="Outgoing Wire Transfer – Domestic (Online) | $18.00" · Source

Check ServicesVerified

Stop Payment (online)$22.50Within the typical range ($20–$30 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=stop_payment; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="Stop Payment (online) | $22.50" · Source

Digital & ElectronicVerified

ACH Batch Reversal or Deletion Fee$25Above the typical range ($3–$20 nationally)
$16 above the national median
Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=ach_origination; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="ACH Batch Reversal or Deletion Fee | $25.00" · Source

Cash & DepositVerified

Chargeback (Deposited Item)$15Within the typical range ($10–$25 nationally)
$1.75 below the national median
Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=deposited_item_return; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="Chargeback (Deposited Item) | $15.00" · Source

Account ServicesVerified

Safe Deposit Box (10 x 10)$120Above the typical range ($20–$100 nationally)
$84 above the national median
per year · Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=safe_deposit_box; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="Safe Deposit Box (10 x 10) | $120.00 per year" · Source
Safe Deposit Box Forced Entry$175Above the typical range ($20–$100 nationally)
$139 above the national median
Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=safe_deposit_box; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="Safe Deposit Box Forced Entry | $175.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$30Above the typical range ($5–$10 nationally)	$25 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=dormant_account; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="Dormant Account Fee \| $30.00 per month"	Source
Paper Statement Fee	$5Above the typical range ($2–$4.50 nationally)	$2 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=paper_statement; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="Paper Statement Fee \| $5.00 per month"	Source
RDC Maintenance Fee	$50Above the typical range ($5–$17.50 nationally)	$42 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=monthly_maintenance; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="RDC Maintenance Fee \| $50.00 per month"	Source
Overdraft & NSFVerified
Overdraft	$35Above the typical range ($10–$30 nationally)	$10 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=overdraft; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="Overdraft** \| $35.00 per item"	Source
Returned Item (Per Presentment)	$35
Wire TransfersVerified
Incoming Wire Transfer – Domestic	$10Within the typical range ($10–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=wire_domestic_incoming; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="Incoming Wire Transfer – Domestic \| $10.00"	Source
Outgoing Wire Transfer – Domestic (Online)
Check ServicesVerified
Stop Payment (online)	$22.50Within the typical range ($20–$30 nationally)	$2.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=stop_payment; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="Stop Payment (online) \| $22.50"	Source
Digital & ElectronicVerified
ACH Batch Reversal or Deletion Fee	$25Above the typical range ($3–$20 nationally)	$16 above the national median	—	Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=ach_origination; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="ACH Batch Reversal or Deletion Fee \| $25.00"	Source
Cash & DepositVerified
Chargeback (Deposited Item)	$15Within the typical range ($10–$25 nationally)	$1.75 below the national median	—	Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=deposited_item_return; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="Chargeback (Deposited Item) \| $15.00"	Source
Account ServicesVerified
Safe Deposit Box (10 x 10)	$120Above the typical range ($20–$100 nationally)	$84 above the national median	per year	Knox deterministic extraction from Rosetta artifact #2852. canonical_hint=safe_deposit_box; text_hash=c22c5740e5430f0bc1ca3df4f8ac521c8dfd9b32c8ad102bf76591b016009627; excerpt="Safe Deposit Box (10 x 10) \| $120.00 per year"	Source
Safe Deposit Box Forced Entry

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

40% above the national median overdraft fee

Total fees: 12 — leaner than most institutions

Verified fees

Under review

Assets

$370.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$370.3M

Total deposits

$336.1M

Service charge income

$24K

Fee income ratio

0.49%

Return on assets

1.52%

Branches

Service charge income by quarter

Q2 2026$24K

Q1 2026$22K

Q4 2025$23K

Q3 2025$25K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 6,925 verified fees from 1,557 institutions

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