AmeriFirst Bank

Headquarters: Montgomery, Alabama
Charter: Bank
Assets: $364.1M
Fed district: Atlanta

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $11.50, the middle of its prices
AmeriFirst Bank: $3 to $20
AmeriFirst Bank: $3 to $20
U.S. median: no median
Wire Transfer (Domestic Out)
AmeriFirst Bank: $35
AmeriFirst Bank: $35
U.S. median: no median
Stop Payment
AmeriFirst Bank: $35
AmeriFirst Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from AmeriFirst Bank’s own schedules, with a source for each figure.

Account Maintenance

Economy Checking monthly service charge$3
per month
Monthly Maintenance$20
per month
Monthly service charge$15
per month
Service charge$5
per month
Traditional Checking Monthly service charge$8
per month
Research (1 hour minimum): Customer: Non-Customer$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$5
per month

ATM & Card

ATM Card Replacement: Customer: Non-Customer$15

Wire Transfers

Reverse Wire Transfer – Outgoing Domestic: Customer: Non-Customer$35
Reverse Wire Transfer – Incoming: Customer: Non-Customer$10
International Wire: Customer: Non-Customer$100

Check Services

Cashier’s Check Fee: Customer: Non-Customer$10
Cashier’s Check Fee: Customer: Non-Customer$15
Stop Payment Request: Customer: Non-Customer$35

Digital & Electronic

ACH Origination Payments$10
per item

Account Services

Safe Deposit Box Drill (Minimum Charge)$175
Not compared: Box drilling or key fee
Safe Deposit Box Key Replacement$40
Not compared: Box drilling or key fee
Levy/Garnishment: Customer: Non-Customer$50

Gift & Prepaid Cards

Gift Cards: Customer: Non-Customer$5

Other Fees

Fax Service: Customer: Non-Customer$5

Fee	Amount	Basis	Note
Account Maintenance
Economy Checking monthly service charge	$3	per month	None
Monthly Maintenance	$20	per month	None
Monthly service charge	$15	per month	None
Service charge	$5	per month	None
Traditional Checking Monthly service charge	$8	per month	None
Research (1 hour minimum): Customer: Non-Customer	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$5	per month	None
ATM & Card
ATM Card Replacement: Customer: Non-Customer	$15	Not stated	None
Wire Transfers
Reverse Wire Transfer – Outgoing Domestic: Customer: Non-Customer	$35	Not stated	None
Reverse Wire Transfer – Incoming: Customer: Non-Customer	$10	Not stated	None
International Wire: Customer: Non-Customer	$100	Not stated	None
Check Services
Cashier’s Check Fee: Customer: Non-Customer	$10	Not stated	None
Cashier’s Check Fee: Customer: Non-Customer	$15	Not stated	None
Stop Payment Request: Customer: Non-Customer	$35	Not stated	None
Digital & Electronic
ACH Origination Payments	$10	per item	None
Account Services
Safe Deposit Box Drill (Minimum Charge)	$175Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Key Replacement	$40Not compared: Box drilling or key fee	Not stated	None
Levy/Garnishment: Customer: Non-Customer	$50	Not stated	None
Gift & Prepaid Cards
Gift Cards: Customer: Non-Customer	$5	Not stated	None
Other Fees
Fax Service: Customer: Non-Customer	$5	Not stated	None

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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