The Camden National Bank

Headquarters: Camden, Maine
Charter: Bank
Assets: $6.9B
Fed district: Boston

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 2, 2026

How these figures are measured

Call-report figures are for The Camden National Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	The Camden National Bank's published fee schedule; Bank Fee Index medians	Current schedule	Nov 2, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: The Camden National Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $2.7M in Q2 2026, 12% above the same quarter a year earlier ($2.4M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $3.98, the middle of its prices
The Camden National Bank: $0 to $20
The Camden National Bank: $0 to $20
U.S. median: no median
Overdraft (OD)
The Camden National Bank: $35
The Camden National Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
The Camden National Bank: $25 to $75
The Camden National Bank: $25 to $75
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 5.1% from Q3 2025 to Q2 2026, to $2.7M.

Service-charge income, Q2 2026

$2.7M

$2.6MQ3 2025

$2.6MQ4 2025

$2.2MQ1 2026

$2.7MQ2 2026

Against the median

The Camden National BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

The Camden National Bank · $6.9B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Banks only
$6.2B to $7.7B in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
The Camden National Bank(this institution)	Camden, ME	$6.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Alpine Bank	Glenwood Springs, CO	$6.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Bank of Colorado	Fort Collins, CO	$7.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Cambridge Savings Bank	Cambridge, MA	$7B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Central Pacific Bank	Honolulu, HI	$7.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Choice Financial Group	Fargo, ND	$6.4B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Community Trust Bank, Inc.	Pikeville, KY	$6.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Bank	St. Louis, MO	$6.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First National Bank of America	East Lansing, MI	$6.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Five Star Bank	Warsaw, NY	$6.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Intrust Bank, National Association	Wichita, KS	$6.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Johnson Bank	Racine, WI	$7.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Kearny Bank	Kearny, NJ	$7.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lake City Bank	Warsaw, IN	$7.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Mercantile Bank	Grand Rapids, MI	$6.2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Needham Bank	Needham, MA	$7.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northpointe Bank	Grand Rapids, MI	$7.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Ocean Bank	Miami, FL	$7.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Pathward, National Association	Sioux Falls, SD	$7.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Republic Bank & Trust Company	Louisville, KY	$7.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ridgewood Savings Bank	Ridgewood, NY	$7.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
TBK BANK, SSB	Dallas, TX	$7.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
The Farmers National Bank of Canfield	Canfield, OH	$7.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Washington Trust Company, of Westerly	Westerly, RI	$6.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
TrustCo Bank	Glenville, NY	$6.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
United Fidelity Bank, fsb	Evansville, IN	$6.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 18 publish this fee(monthly maintenance)

7 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $4.77 (55%) below the median of similar-sized banks.

Compared at $3.98, the middle of its six prices, against a peer median of $8.74 among 18 publishing peers.

Its six checking prices are $0, $1, $3, $4.95, $5 and $20.

$3.98 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

The Camden National Bank: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for The Camden National Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $2.7M
vs prior quarter: +$543K+25.2%; from Q1 2026
vs a year earlier: +$296K+12.3%; from Q2 2025
vs start of range: +$533K+24.6%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: The Camden National Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$2.7M	+$543K	+25.2%
Q1 2026	$2.2M	−$399K	−15.6%
Q4 2025	$2.6M	−$13K	−0.5%
Q3 2025	$2.6M	+$165K	+6.9%
Q2 2025	$2.4M	+$87K	+3.8%
Q1 2025	$2.3M	+$183K	+8.6%
Q4 2024	$2.1M	−$33K	−1.5%
Q3 2024	$2.2M	+$54K	+2.6%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from The Camden National Bank’s own schedules, with a source for each figure.

Account Maintenance

Choice Checking Monthly Service Fee$3
per month
Launch Checking Monthly Service Fee$4.95
per month
Monthly Service Charge (audience not stated, treated as personal)$1
per month
Monthly Service FeeNo charge
per month
Premier Checking Monthly Service Fee$20
per month
Rewards Checking Monthly Service Fee$5
per month
Early Closure of Deposit Account (closed within 6 months)$25
Dormant Account Fee$5
per month
DORMANT/INACTIVE ACCOUNT INFORMATION. A dormant account fee (audience not stated, treated as personal)$5
Escheat Processing Fee$50
Account Reconciliation/Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$3
Paper statementsNo charge
Paper statements (Rewards Checking and Choice Checking)$3
per month
Excess Debit Fee$10
per item
Undeliverable Address Fee$5
per month

Overdraft & NSF

Overdraft Fee$35
per item
Overdraft Fee (limit of 4 per day for consumer accounts)$35

ATM & Card

ATM or Debit Card Replacement$5

Wire Transfers

Wire Transfers (per wire): Outgoing Not In Person Request$75
per item
Wire- Outgoing Domestic$25

Check Services

Treasurer’s Check$8
Money Order$5
Treasurer’s Checks or Money OrdersNo charge
Stop Payment$35
per item
Stop Payment$35
Counter Check Fee$2
Not compared: Charged per page; comparison unavailable
per page
Check Cashing Non-Customer$5
per item
Canadian Collection Items$10
per item
Domestic & Foreign Collection Items$30
per item
Check Image Copies$1
per item

Cash & Deposit

Night Drop Replacement Key$10

Account Services

Notary Public (Non-Customer)$10
per item
Box Drilling$200
Not compared: Box drilling or key fee
Key Replacement$30
Not compared: Box drilling or key fee
per item
Garnishments, Court Orders$30
Not compared: Charged per hour; comparison unavailable
per hour
Legal Processing Fee for Levies$150
per item
Legal Processing for Levies, Garnishments,: Wire- Additional Not In Person$75
Court Orders, or other Document Production$150

Lending Fees

Late Payment Fee$7
Not compared: Monthly charge, not per item
per month

Retirement & IRA

IRA Termination$25

Other Fees

Copy of Bank Document(s)$1
Not compared: Charged per page; comparison unavailable
per page
Fax or Photocopy$3

Fee	Amount	Basis	Note
Account Maintenance
Choice Checking Monthly Service Fee	$3	per month	None
Launch Checking Monthly Service Fee	$4.95	per month	None
Monthly Service Charge (audience not stated, treated as personal)	$1	per month	None
Monthly Service Fee	No charge	per month	None
Premier Checking Monthly Service Fee	$20	per month	None
Rewards Checking Monthly Service Fee	$5	per month	None
Early Closure of Deposit Account (closed within 6 months)	$25	Not stated	None
Dormant Account Fee	$5	per month	None
DORMANT/INACTIVE ACCOUNT INFORMATION. A dormant account fee (audience not stated, treated as personal)	$5	Not stated	None
Escheat Processing Fee	$50	Not stated	None
Account Reconciliation/Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$3	Not stated	None
Paper statements	No charge	Not stated	None
Paper statements (Rewards Checking and Choice Checking)	$3	per month	None
Excess Debit Fee	$10	per item	None
Undeliverable Address Fee	$5	per month	None
Overdraft & NSF
Overdraft Fee	$35	per item	None
Overdraft Fee (limit of 4 per day for consumer accounts)	$35	Not stated	None
ATM & Card
ATM or Debit Card Replacement	$5	Not stated	None
Wire Transfers
Wire Transfers (per wire): Outgoing Not In Person Request	$75	per item	None
Wire- Outgoing Domestic	$25	Not stated	None
Check Services
Treasurer’s Check	$8	Not stated	None
Money Order	$5	Not stated	None
Treasurer’s Checks or Money Orders	No charge	Not stated	None
Stop Payment	$35	per item	None
Stop Payment	$35	Not stated	None
Counter Check Fee	$2Not compared: Charged per page; comparison unavailable	per page	None
Check Cashing Non-Customer	$5	per item	None
Canadian Collection Items	$10	per item	None
Domestic & Foreign Collection Items	$30	per item	None
Check Image Copies	$1	per item	None
Cash & Deposit
Night Drop Replacement Key	$10	Not stated	None
Account Services
Notary Public (Non-Customer)	$10	per item	None
Box Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$30Not compared: Box drilling or key fee	per item	None
Garnishments, Court Orders	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Legal Processing Fee for Levies	$150	per item	None
Legal Processing for Levies, Garnishments,: Wire- Additional Not In Person	$75	Not stated	None
Court Orders, or other Document Production	$150	Not stated	None
Lending Fees
Late Payment Fee	$7Not compared: Monthly charge, not per item	per month	None
Retirement & IRA
IRA Termination	$25	Not stated	None
Other Fees
Copy of Bank Document(s)	$1Not compared: Charged per page; comparison unavailable	per page	None
Fax or Photocopy	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where The Camden National Bank operates, and what regulators and customers have on file.

Market position

In Portland-South Portland, ME, The Camden National Bank holds 5.5% of bank deposits, #8 of 23, with 10 offices.

Compare fees with the 41 Portland-South Portland, ME banks and credit unions in its home-metro peer set →

Offices in the metro

268 offices of 51 institutions shown.

The Camden National BankOther banksCredit unions

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Portland-South Portland, ME metro (FDIC metro code 38860), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 9 offices have no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1TD Bank, National Association13.8%
2Northeast Bank13.3%
3Bank of America, National Association10.0%
4Maine Community Bank9.1%
5KeyBank National Association8.7%
6Kennebunk Savings Bank5.9%
7Bangor Savings Bank5.8%
8The Camden National Bank5.5%

8 of 23 institutions shown. $22.8B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Portland-South Portland, ME metro (FDIC metro code 38860)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2010 to 2026

June 2026: 5.5% share, 10 offices, #8 of 23

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2010 to 2026
Area: Portland-South Portland, ME metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

90 offices of 28 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Fee change alerts

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