The Farmers Bank of Appomattox

Headquarters: Appomattox, Virginia
Charter: Bank
Assets: $374.6M
Fed district: Richmond

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
The Farmers Bank of Appomattox: $35
The Farmers Bank of Appomattox: $35
U.S. median: no median
NSF / Returned Item
The Farmers Bank of Appomattox: $35
The Farmers Bank of Appomattox: $35
U.S. median: no median
Non-Network ATM
The Farmers Bank of Appomattox: $1.50
The Farmers Bank of Appomattox: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Farmers Bank of Appomattox’s own schedules, with a source for each figure.

Account Maintenance

Account closed within 90 days$30
Christmas/Summer Savings Club Early Closure$8
Dormant accounts (per month)$10
per month
Record Research (per hour)$30
Not compared: Charged per hour; comparison unavailable
per hour
Savings Fees (per withdrawal in excess of 6 per month)$3
per item

Overdraft & NSF

Overdraft/Returned Item Fee$35
Overdraft/Returned Item Fee$35
Automatic Transfer of Funds from Savings to Checking for overdraft protection$10

ATM & Card

Foreign ATM transactions$1.50
Replacement card fee$5

Wire Transfers

Outgoing Wire Transfer$25
Incoming Wire Transfer$10
Outgoing Foreign Wire Transfer$75

Check Services

Cashier’s Checks (waived for club members)$8
Stop Payment$35
Counter Checks: 5 checks$3
Foreign Items Collection Fee$25
Copy of Check (per copy)$3
per item

Digital & Electronic

Online Bill Pay – Overnight Payment$14.95
Online Bill Pay – Same Day Payment$9.95

Cash & Deposit

Returned Deposit or Cashed Item$8

Account Services

Notary fees (per stamp, non-customer)$5
per item
Levy, Garnishment, Lien Fee$100

Other Fees

Copy of Statement$5
Copy of Statement with images$10
Fax fee$2
Photocopy Fee (per page, non-customer)$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Account closed within 90 days	$30	Not stated	None
Christmas/Summer Savings Club Early Closure	$8	Not stated	None
Dormant accounts (per month)	$10	per month	None
Record Research (per hour)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Savings Fees (per withdrawal in excess of 6 per month)	$3	per item	None
Overdraft & NSF
Overdraft/Returned Item Fee	$35	Not stated	None
Overdraft/Returned Item Fee	$35	Not stated	None
Automatic Transfer of Funds from Savings to Checking for overdraft protection	$10	Not stated	None
ATM & Card
Foreign ATM transactions	$1.50	Not stated	None
Replacement card fee	$5	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$25	Not stated	None
Incoming Wire Transfer	$10	Not stated	None
Outgoing Foreign Wire Transfer	$75	Not stated	None
Check Services
Cashier’s Checks (waived for club members)	$8	Not stated	None
Stop Payment	$35	Not stated	None
Counter Checks: 5 checks	$3	Not stated	None
Foreign Items Collection Fee	$25	Not stated	None
Copy of Check (per copy)	$3	per item	None
Digital & Electronic
Online Bill Pay – Overnight Payment	$14.95	Not stated	None
Online Bill Pay – Same Day Payment	$9.95	Not stated	None
Cash & Deposit
Returned Deposit or Cashed Item	$8	Not stated	None
Account Services
Notary fees (per stamp, non-customer)	$5	per item	None
Levy, Garnishment, Lien Fee	$100	Not stated	None
Other Fees
Copy of Statement	$5	Not stated	None
Copy of Statement with images	$10	Not stated	None
Fax fee	$2	Not stated	None
Photocopy Fee (per page, non-customer)	$1Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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