Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

The Farmers Bank of Appomattox

Appomattox, VirginiaBankRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closed within 90 days$30Above the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=early_closure; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Account closed within 90 days | $30.00" · Source

Dormant accounts (per month)$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=dormant_account; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Dormant accounts (per month) | $10.00" · Source

Positive Pay Monthly Maintenance Fee$25

$16.50 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=monthly_maintenance; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Positive Pay Monthly Maintenance Fee | $25.00" · Source

Overdraft & NSFVerified

Overdraft/Returned Item Fee$35Above the typical range ($7.81–$30 nationally)
$12.50 above the national median
Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=overdraft; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Overdraft/Returned Item Fee | $35.00" · Source

ATM & CardVerified

Foreign ATM transactions$1.50Within the typical range ($1–$4.99 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=atm_non_network; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Foreign ATM transactions | $1.50" · Source
Replacement card fee$5Within the typical range ($5–$12 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=card_replacement; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Replacement card fee | $5.00" · Source

Wire TransfersVerified

Incoming Wire Transfer$10Within the typical range ($10–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=wire_domestic_incoming; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Incoming Wire Transfer | $10.00" · Source
Outgoing Foreign Wire Transfer$75Above the typical range ($35–$50 nationally)
$30 above the national median
Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=wire_intl_outgoing; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Outgoing Foreign Wire Transfer | $75.00" · Source
Outgoing Wire Transfer$25Within the typical range ($20–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=wire_domestic_outgoing; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Outgoing Wire Transfer | $25.00" · Source

Check ServicesVerified

Copy of Check (per copy)$3Within the typical range ($2.25–$5 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=check_image; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Copy of Check (per copy) | $3.00" · Source
Stop Payment$35Above the typical range ($20–$30 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=stop_payment; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Stop Payment | $35.00" · Source

Digital & ElectronicVerified

Online Bill Pay – Overnight Payment$14.95Above the typical range ($0–$14.45 nationally)
$9 above the national median
Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=bill_pay; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Online Bill Pay – Overnight Payment | $14.95" · Source

Account ServicesVerified

Levy, Garnishment, Lien Fee$100Within the typical range ($30–$100 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=garnishment_levy; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Levy, Garnishment, Lien Fee | $100.00" · Source
Notary fees (per stamp, non-customer)$5Within the typical range ($0–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=notary_fee; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Notary fees (per stamp, non-customer) | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account closed within 90 days	$30Above the typical range ($10–$25 nationally)	$7.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=early_closure; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Account closed within 90 days \| $30.00"	Source
Dormant accounts (per month)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=dormant_account; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Dormant accounts (per month) \| $10.00"	Source
Positive Pay Monthly Maintenance Fee	$25Above the typical range ($5–$17.50 nationally)	$16.50 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=monthly_maintenance; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Positive Pay Monthly Maintenance Fee \| $25.00"	Source
Overdraft & NSFVerified
Overdraft/Returned Item Fee	$35Above the typical range ($7.81–$30 nationally)	$12.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=overdraft; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Overdraft/Returned Item Fee \| $35.00"	Source
ATM & CardVerified
Foreign ATM transactions	$1.50Within the typical range ($1–$4.99 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=atm_non_network; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Foreign ATM transactions \| $1.50"	Source
Replacement card fee	$5
Wire TransfersVerified
Incoming Wire Transfer	$10Within the typical range ($10–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=wire_domestic_incoming; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Incoming Wire Transfer \| $10.00"	Source
Outgoing Foreign Wire Transfer
Check ServicesVerified
Copy of Check (per copy)	$3Within the typical range ($2.25–$5 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=check_image; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Copy of Check (per copy) \| $3.00"	Source
Stop Payment	$35
Digital & ElectronicVerified
Online Bill Pay – Overnight Payment	$14.95Above the typical range ($0–$14.45 nationally)	$9 above the national median	—	Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=bill_pay; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Online Bill Pay – Overnight Payment \| $14.95"	Source
Account ServicesVerified
Levy, Garnishment, Lien Fee	$100Within the typical range ($30–$100 nationally)	$50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2557. canonical_hint=garnishment_levy; text_hash=12cc839ace36d0cecadbe402c3399c5a86256fd0b3d96343c37c8ac7a8a3094d; excerpt="Levy, Garnishment, Lien Fee \| $100.00"	Source
Notary fees (per stamp, non-customer)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

56% above the national median overdraft fee

Total fees: 14 — leaner than most institutions

Verified fees

Under review

Assets

$374.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$374.6M

Total deposits

$313.6M

Service charge income

$142K

Fee income ratio

2.1%

Return on assets

1.26%

Branches

Service charge income by quarter

Q2 2026$142K

Q1 2026$141K

Q4 2025$146K

Q3 2025$121K

Financial profile · Pro

Performance from regulator filings

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