Commercial Bank & Trust Company

Headquarters: Monticello, Arkansas
Charter: Bank
Assets: $364.0M
Fed district: St. Louis

5 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 29, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Secure Checking Club $2 · Economy Checking $4 · Interest-bearing account $10 · NOW Account $10
Compared at $10, the middle of its prices
Commercial Bank & Trust Company: $2 to $10
Commercial Bank & Trust Company: $2 to $10
U.S. median: no median
Bill Pay & Zelle
Commercial Bank & Trust Company: No fee
Commercial Bank & Trust Company: No fee
U.S. median: no median
Check Printing
Commercial Bank & Trust Company: No fee
Commercial Bank & Trust Company: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 29, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Commercial Bank & Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Economy Checking monthly service charge$4
per month
Monthly Maintenance$10
per month
NOW Account monthly service fee$10
per month
NOW Account Monthly service fee (audience not stated, treated as personal)$10
per month
Service charge reduced$2
per month

Check Services

Free ChecksNo charge

Digital & Electronic

Online Banking & Bill-PayNo charge
Mobile Banking with Mobile DepositNo charge

Account Services

Free Notary ServiceNo charge

Fee	Amount	Basis	Note
Account Maintenance
Economy Checking monthly service charge	$4	per month	None
Monthly Maintenance	$10	per month	None
NOW Account monthly service fee	$10	per month	None
NOW Account Monthly service fee (audience not stated, treated as personal)	$10	per month	None
Service charge reduced	$2	per month	None
Check Services
Free Checks	No charge	Not stated	None
Digital & Electronic
Online Banking & Bill-Pay	No charge	Not stated	None
Mobile Banking with Mobile Deposit	No charge	Not stated	None
Account Services
Free Notary Service	No charge	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Service charge reduced$2
per month

Cash & Deposit

Free Coin CountingNo charge

Fee	Amount	Basis	Note
Account Maintenance
Service charge reduced	$2	per month	None
Cash & Deposit
Free Coin Counting	No charge	Not stated	None

Correct a fee source

Oct 29, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Secure Checking Club $2 · Economy Checking $4 · Interest-bearing account $10 · NOW Account $10
Compared at $10, the middle of its prices
Commercial Bank & Trust Company: $2 to $10
Commercial Bank & Trust Company: $2 to $10
U.S. median: no median
Bill Pay & Zelle
Commercial Bank & Trust Company: No fee
Commercial Bank & Trust Company: No fee
U.S. median: no median
Check Printing
Commercial Bank & Trust Company: No fee
Commercial Bank & Trust Company: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 29, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Commercial Bank & Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Economy Checking monthly service charge$4
per month
Monthly Maintenance$10
per month
NOW Account monthly service fee$10
per month
NOW Account Monthly service fee (audience not stated, treated as personal)$10
per month
Service charge reduced$2
per month

Check Services

Free ChecksNo charge

Digital & Electronic

Online Banking & Bill-PayNo charge
Mobile Banking with Mobile DepositNo charge

Account Services

Free Notary ServiceNo charge

Fee	Amount	Basis	Note
Account Maintenance
Economy Checking monthly service charge	$4	per month	None
Monthly Maintenance	$10	per month	None
NOW Account monthly service fee	$10	per month	None
NOW Account Monthly service fee (audience not stated, treated as personal)	$10	per month	None
Service charge reduced	$2	per month	None
Check Services
Free Checks	No charge	Not stated	None
Digital & Electronic
Online Banking & Bill-Pay	No charge	Not stated	None
Mobile Banking with Mobile Deposit	No charge	Not stated	None
Account Services
Free Notary Service	No charge	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Service charge reduced$2
per month

Cash & Deposit

Free Coin CountingNo charge

Fee	Amount	Basis	Note
Account Maintenance
Service charge reduced	$2	per month	None
Cash & Deposit
Free Coin Counting	No charge	Not stated	None

Correct a fee source

Oct 29, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.