Central Bank

Headquarters: Tampa, Florida
Charter: Bank
Assets: $386.8M
Fed district: Atlanta

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Central Bank: $35
Central Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Central Bank: $20
Central Bank: $20
U.S. median: no median
Stop Payment
Central Bank: $35
Central Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Central Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Closing Fee (within 90 days of opening)$50
Dormant/Escheat charge (account is dormant after 18 months without customer activity)$10
Account Balancing (per hour-minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (per hour-minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Item Paid Fee (such as created by check, in-person withdrawal, ATM withdrawal, or other electronic means) | Item*$35
Sweep Transaction Charge (Overdraft Protection from another account at Central Bank)No charge

ATM & Card

Check Card/Debit Card Replacement$10
International Currency (audience not stated, treated as personal)0.8%of the transaction

Wire Transfers

Wire Fees - Domestic Outgoing: Wire$20
Wire Fees - Domestic IncomingNo charge
Wire Fees - International Outgoing: Wire$50
Wire Fees - International Incoming: Wire$30

Check Services

Cashiers Check - Customer$5
Stop Payment: Item$35
Counter Temporary Checks$0.25
per item
Counter Temporary Checks | Check$0.25
Collection Item - Domestic: Item$20
Collection Item - International: Item$50
Check Image Copy$5
per item

Digital & Electronic

Online Bill PaymentNo charge

Account Services

Notary Service - CustomerNo charge
10 x 10 | Year$90
3 x 10 | Year$60
3 x 5 | Year$35
5 x 10 | Year$70
5 x 5 | Year$45
Box Drilled$150
Not compared: Box drilling or key fee
Safe Deposit Box - Late Fee: Month$5
Not compared: Box drilling or key fee
Garnishment: Item$125
Levies$100

Other Fees

Photocopies: Page$1

Fee	Amount	Basis	Note
Account Maintenance
Account Closing Fee (within 90 days of opening)	$50	Not stated	None
Dormant/Escheat charge (account is dormant after 18 months without customer activity)	$10	Not stated	None
Account Balancing (per hour-minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (per hour-minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Item Paid Fee (such as created by check, in-person withdrawal, ATM withdrawal, or other electronic means) \| Item*	$35	Not stated	None
Sweep Transaction Charge (Overdraft Protection from another account at Central Bank)	No charge	Not stated	None
ATM & Card
Check Card/Debit Card Replacement	$10	Not stated	None
International Currency (audience not stated, treated as personal)	0.8%of the transaction	Not stated	None
Wire Transfers
Wire Fees - Domestic Outgoing: Wire	$20	Not stated	None
Wire Fees - Domestic Incoming	No charge	Not stated	None
Wire Fees - International Outgoing: Wire	$50	Not stated	None
Wire Fees - International Incoming: Wire	$30	Not stated	None
Check Services
Cashiers Check - Customer	$5	Not stated	None
Stop Payment: Item	$35	Not stated	None
Counter Temporary Checks	$0.25	per item	None
Counter Temporary Checks \| Check	$0.25	Not stated	None
Collection Item - Domestic: Item	$20	Not stated	None
Collection Item - International: Item	$50	Not stated	None
Check Image Copy	$5	per item	None
Digital & Electronic
Online Bill Payment	No charge	Not stated	None
Account Services
Notary Service - Customer	No charge	Not stated	None
10 x 10 \| Year	$90	Not stated	None
3 x 10 \| Year	$60	Not stated	None
3 x 5 \| Year	$35	Not stated	None
5 x 10 \| Year	$70	Not stated	None
5 x 5 \| Year	$45	Not stated	None
Box Drilled	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box - Late Fee: Month	$5Not compared: Box drilling or key fee	Not stated	None
Garnishment: Item	$125	Not stated	None
Levies	$100	Not stated	None
Other Fees
Photocopies: Page	$1	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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