Locality Bank

Headquarters: Fort Lauderdale, Florida
Charter: Bank
Assets: $396.2M
Fed district: Atlanta

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Locality Bank: $18
Locality Bank: $18
U.S. median: no median
Wire Transfer (Domestic Out)
Locality Bank: $12 to $25
Locality Bank: $12 to $25
U.S. median: no median
Stop Payment
Locality Bank: $25
Locality Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Locality Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Monthly$20
per month
Paper Statement$3

Overdraft & NSF

Non-Sufficient Funds / Overdrafts$18

ATM & Card

Debit Card Replacement$5
Debit Card - Expedited Fee$50

Wire Transfers

Domestic - Outgoing Wire (online)$12
Domestic – Outgoing Wire (banker assisted)$25
Domestic - Incoming Wire$10
Intl Wire Transfer – Outgoing$45
Intl Wire Transfer – Incoming$10

Check Services

Official Check Issued$5
ACH Stop Payment$25
Stop Payment Checks$25
Temporary Checks (3 per page)$2
per item
Non-Customer Check Cashing$25
Collection Item -Canadian$10
Collection Item -Domestic$10
Collection Item – Foreign$30

Digital & Electronic

ACH Batch / File Fee$5
ACH Return Item$8

Cash & Deposit

Loose Coin Ordered (per bag)$15
per item
Returned Deposited Items$12

Account Services

Legal Processing$100

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Monthly	$20	per month	None
Paper Statement	$3	Not stated	None
Overdraft & NSF
Non-Sufficient Funds / Overdrafts	$18	Not stated	None
ATM & Card
Debit Card Replacement	$5	Not stated	None
Debit Card - Expedited Fee	$50	Not stated	None
Wire Transfers
Domestic - Outgoing Wire (online)	$12	Not stated	None
Domestic – Outgoing Wire (banker assisted)	$25	Not stated	None
Domestic - Incoming Wire	$10	Not stated	None
Intl Wire Transfer – Outgoing	$45	Not stated	None
Intl Wire Transfer – Incoming	$10	Not stated	None
Check Services
Official Check Issued	$5	Not stated	None
ACH Stop Payment	$25	Not stated	None
Stop Payment Checks	$25	Not stated	None
Temporary Checks (3 per page)	$2	per item	None
Non-Customer Check Cashing	$25	Not stated	None
Collection Item -Canadian	$10	Not stated	None
Collection Item -Domestic	$10	Not stated	None
Collection Item – Foreign	$30	Not stated	None
Digital & Electronic
ACH Batch / File Fee	$5	Not stated	None
ACH Return Item	$8	Not stated	None
Cash & Deposit
Loose Coin Ordered (per bag)	$15	per item	None
Returned Deposited Items	$12	Not stated	None
Account Services
Legal Processing	$100	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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