The First National Bank of Mount Dora

Headquarters: Mount Dora, Florida
Charter: Bank
Assets: $358.0M
Fed district: Atlanta

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $18.50, the middle of its prices
The First National Bank of Mount Dora: $5 to $32
The First National Bank of Mount Dora: $5 to $32
U.S. median: no median
Overdraft (OD)
The First National Bank of Mount Dora: $35
The First National Bank of Mount Dora: $35
U.S. median: no median
NSF / Returned Item
The First National Bank of Mount Dora: $35
The First National Bank of Mount Dora: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The First National Bank of Mount Dora’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$5
per month
Monthly fee$32
per month
Account Closed Within Six Months of Opening$25
Dormant Account$15
per month
Account Balancing Assistance$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$5
per month

Overdraft & NSF

Overdraft Fee also called Overdraft Item Charge$35
per item
Insufficient Funds Charge$35
per item
Daily Overdraft Fee also called Continuous Overdraft Charge: Consumer Accounts$5
per day
Overdraft Protection Transfers also called Auto Transfer FeeNo charge

ATM & Card

Lost/Stolen/Replacement VISA ATM/Check Card$15
per item
Expedited Card$55
per item

Wire Transfers

Wire Transfers: Domestic - outgoing$25
Wire Transfers: Domestic - incoming$10
Wire Transfers: Foreign - outgoing$45
Wire Transfers: Foreign - incoming$15

Check Services

Cashier's Check$10
per item
Stop Payments$30
per item

Account Services

10 x 10 box annually$100
per year
3 x 10 box annually$55
per year
3 x 5 box annually$35
per year
4 x 5 box annually$40
per year
5 x 10 box annually$75
per year
5 x 5 box annually$45
per year
Drill Box if both keys are lost/stolen$350
Not compared: Box drilling or key fee
Garnishments / Levies$200
Legal Document Review$25

Other Fees

Photocopy$2.50
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$5	per month	None
Monthly fee	$32	per month	None
Account Closed Within Six Months of Opening	$25	Not stated	None
Dormant Account	$15	per month	None
Account Balancing Assistance	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$5	per month	None
Overdraft & NSF
Overdraft Fee also called Overdraft Item Charge	$35	per item	None
Insufficient Funds Charge	$35	per item	None
Daily Overdraft Fee also called Continuous Overdraft Charge: Consumer Accounts	$5	per day	None
Overdraft Protection Transfers also called Auto Transfer Fee	No charge	Not stated	None
ATM & Card
Lost/Stolen/Replacement VISA ATM/Check Card	$15	per item	None
Expedited Card	$55	per item	None
Wire Transfers
Wire Transfers: Domestic - outgoing	$25	Not stated	None
Wire Transfers: Domestic - incoming	$10	Not stated	None
Wire Transfers: Foreign - outgoing	$45	Not stated	None
Wire Transfers: Foreign - incoming	$15	Not stated	None
Check Services
Cashier's Check	$10	per item	None
Stop Payments	$30	per item	None
Account Services
10 x 10 box annually	$100	per year	None
3 x 10 box annually	$55	per year	None
3 x 5 box annually	$35	per year	None
4 x 5 box annually	$40	per year	None
5 x 10 box annually	$75	per year	None
5 x 5 box annually	$45	per year	None
Drill Box if both keys are lost/stolen	$350Not compared: Box drilling or key fee	Not stated	None
Garnishments / Levies	$200	Not stated	None
Legal Document Review	$25	Not stated	None
Other Fees
Photocopy	$2.50Not compared: Charged per page; comparison unavailable	per page	None

Check Services

Corporate Investment Banking (CIB) with Monthly Account Statements containing check images$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Check Services
Corporate Investment Banking (CIB) with Monthly Account Statements containing check images	$5Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $18.50, the middle of its prices
The First National Bank of Mount Dora: $5 to $32
The First National Bank of Mount Dora: $5 to $32
U.S. median: no median
Overdraft (OD)
The First National Bank of Mount Dora: $35
The First National Bank of Mount Dora: $35
U.S. median: no median
NSF / Returned Item
The First National Bank of Mount Dora: $35
The First National Bank of Mount Dora: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from The First National Bank of Mount Dora’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$5
per month
Monthly fee$32
per month
Account Closed Within Six Months of Opening$25
Dormant Account$15
per month
Account Balancing Assistance$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$5
per month

Overdraft & NSF

Overdraft Fee also called Overdraft Item Charge$35
per item
Insufficient Funds Charge$35
per item
Daily Overdraft Fee also called Continuous Overdraft Charge: Consumer Accounts$5
per day
Overdraft Protection Transfers also called Auto Transfer FeeNo charge

ATM & Card

Lost/Stolen/Replacement VISA ATM/Check Card$15
per item
Expedited Card$55
per item

Wire Transfers

Wire Transfers: Domestic - outgoing$25
Wire Transfers: Domestic - incoming$10
Wire Transfers: Foreign - outgoing$45
Wire Transfers: Foreign - incoming$15

Check Services

Cashier's Check$10
per item
Stop Payments$30
per item

Account Services

10 x 10 box annually$100
per year
3 x 10 box annually$55
per year
3 x 5 box annually$35
per year
4 x 5 box annually$40
per year
5 x 10 box annually$75
per year
5 x 5 box annually$45
per year
Drill Box if both keys are lost/stolen$350
Not compared: Box drilling or key fee
Garnishments / Levies$200
Legal Document Review$25

Other Fees

Photocopy$2.50
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$5	per month	None
Monthly fee	$32	per month	None
Account Closed Within Six Months of Opening	$25	Not stated	None
Dormant Account	$15	per month	None
Account Balancing Assistance	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$5	per month	None
Overdraft & NSF
Overdraft Fee also called Overdraft Item Charge	$35	per item	None
Insufficient Funds Charge	$35	per item	None
Daily Overdraft Fee also called Continuous Overdraft Charge: Consumer Accounts	$5	per day	None
Overdraft Protection Transfers also called Auto Transfer Fee	No charge	Not stated	None
ATM & Card
Lost/Stolen/Replacement VISA ATM/Check Card	$15	per item	None
Expedited Card	$55	per item	None
Wire Transfers
Wire Transfers: Domestic - outgoing	$25	Not stated	None
Wire Transfers: Domestic - incoming	$10	Not stated	None
Wire Transfers: Foreign - outgoing	$45	Not stated	None
Wire Transfers: Foreign - incoming	$15	Not stated	None
Check Services
Cashier's Check	$10	per item	None
Stop Payments	$30	per item	None
Account Services
10 x 10 box annually	$100	per year	None
3 x 10 box annually	$55	per year	None
3 x 5 box annually	$35	per year	None
4 x 5 box annually	$40	per year	None
5 x 10 box annually	$75	per year	None
5 x 5 box annually	$45	per year	None
Drill Box if both keys are lost/stolen	$350Not compared: Box drilling or key fee	Not stated	None
Garnishments / Levies	$200	Not stated	None
Legal Document Review	$25	Not stated	None
Other Fees
Photocopy	$2.50Not compared: Charged per page; comparison unavailable	per page	None

Check Services

Corporate Investment Banking (CIB) with Monthly Account Statements containing check images$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Check Services
Corporate Investment Banking (CIB) with Monthly Account Statements containing check images	$5Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.