Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

The First National Bank of Mount Dora

Mount Dora, FloridaBankAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing Assistance$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=account_research; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Account Balancing Assistance | $20.00 per hour ($5.00 minimum)" · Source

Account Closed Within Six Months of Opening$25

$10 above the national median

Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=early_closure; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Account Closed Within Six Months of Opening | $25.00" · Source

Dormant Account$15

$10 above the national median

per month · Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=dormant_account; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Dormant Account | $15.00 per month after two years of no activity or contact in the account" · Source

Monthly fee$5

$1.13 below the national median

per month · Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=monthly_maintenance; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Small Business Basic Service | Set-up fee $20.00; Monthly fee $5.00 (waived with Check Safekeeping)" · Source

Monthly fee$32

$25.87 above the national median

per month · Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=monthly_maintenance; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Business Deluxe Service | Set-up fee $20.00; Monthly fee $32.00 (includes one module)" · Source

Returned Mail$5

$15 below the national median

per month · Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=account_research; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Returned Mail | $5.00 per month" · Source

Overdraft & NSFVerified

Daily Overdraft Fee also called Continuous Overdraft Charge | Consumer Accounts$5Within the typical range ($5–$25 nationally)
$1 below the national median
per day · Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=continuous_od; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Daily Overdraft Fee also called Continuous Overdraft Charge | Consumer Accounts $5.00 per business day after 5 consecutive days overdrawn" · Source
Insufficient Funds Charge$35Above the typical range ($25–$32 nationally)
$6 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=nsf; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Insufficient Funds Charge | $35.00 per item" · Source
Overdraft Fee also called Overdraft Item Charge$35Above the typical range ($20–$30 nationally)
$7 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=overdraft; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Overdraft Fee also called Overdraft Item Charge | $35.00 per item" · Source
Overdraft Protection Transfers also called Auto Transfer Fee$0Below the typical range ($2.50–$5 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #4195. canonical_hint=od_protection_transfer; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Overdraft Protection Transfers also called Auto Transfer Fee | No Charge" · Source

ATM & CardVerified

Expedited Card$55Above the typical range ($30–$50 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=rush_card; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Expedited Card | $55 per card" · Source

Wire TransfersVerified

Wire Transfers: Domestic - incoming$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=wire_domestic_incoming; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Domestic - incoming | $10.00" · Source
Wire Transfers: Domestic - outgoing$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=wire_domestic_outgoing; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Domestic - outgoing | $25.00" · Source
Wire Transfers: Foreign - incoming$15Within the typical range ($10–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=wire_intl_incoming; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Foreign - incoming | $15.00" · Source
Wire Transfers: Foreign - outgoing$45Within the typical range ($40–$50 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=wire_intl_outgoing; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Foreign - outgoing | $45.00" · Source

Check ServicesVerified

Cashier's Check$10Above the typical range ($3–$6 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=cashiers_check; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Cashier's Check | $10.00 each" · Source
Stop Payments$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=stop_payment; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Stop Payments | $30.00 each" · Source

Account ServicesVerified

10 x 10 box annually$100Above the typical range ($25–$80 nationally)
$60 above the national median
per year · Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=safe_deposit_box; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="10 x 10 box annually | $100.00" · Source
3 x 10 box annually$55Within the typical range ($25–$80 nationally)
$15 above the national median
per year · Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=safe_deposit_box; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="3 x 10 box annually | $55.00" · Source
3 x 5 box annually$35Within the typical range ($25–$80 nationally)
$5 below the national median
per year · Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=safe_deposit_box; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="3 x 5 box annually | $35.00" · Source
4 x 5 box annually$40Within the typical range ($25–$80 nationally)
At the national median
per year · Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=safe_deposit_box; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="4 x 5 box annually | $40.00" · Source
5 x 10 box annually$75Within the typical range ($25–$80 nationally)
$35 above the national median
per year · Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=safe_deposit_box; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="5 x 10 box annually | $75.00" · Source
5 x 5 box annually$45Within the typical range ($25–$80 nationally)
$5 above the national median
per year · Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=safe_deposit_box; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="5 x 5 box annually | $45.00" · Source
Drill Box if both keys are lost/stolen$350Above the typical range ($25–$80 nationally)
$310 above the national median
Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=safe_deposit_box; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Drill Box if both keys are lost/stolen | $350.00" · Source
Garnishments / Levies$200Above the typical range ($25–$75 nationally)
$150 above the national median
Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=garnishment_levy; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Garnishments / Levies | $200.00" · Source

Other FeesVerified

Photocopy$2.50Within the typical range ($2–$5 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=document_reproduction; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Photocopy | $2.50 per page" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing Assistance	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=account_research; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Account Balancing Assistance \| $20.00 per hour ($5.00 minimum)"	Source
Account Closed Within Six Months of Opening	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=early_closure; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Account Closed Within Six Months of Opening \| $25.00"	Source
Dormant Account	$15Above the typical range ($5–$10 nationally)	$10 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=dormant_account; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Dormant Account \| $15.00 per month after two years of no activity or contact in the account"	Source
Monthly fee	$5Within the typical range ($4–$12.63 nationally)	$1.13 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=monthly_maintenance; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Small Business Basic Service \| Set-up fee $20.00; Monthly fee $5.00 (waived with Check Safekeeping)"	Source
Monthly fee	$32Above the typical range ($4–$12.63 nationally)	$25.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=monthly_maintenance; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Business Deluxe Service \| Set-up fee $20.00; Monthly fee $32.00 (includes one module)"	Source
Returned Mail	$5Below the typical range ($15–$25 nationally)	$15 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=account_research; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Returned Mail \| $5.00 per month"	Source
Overdraft & NSFVerified
Daily Overdraft Fee also called Continuous Overdraft Charge \| Consumer Accounts	$5Within the typical range ($5–$25 nationally)	$1 below the national median	per day	Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=continuous_od; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Daily Overdraft Fee also called Continuous Overdraft Charge \| Consumer Accounts $5.00 per business day after 5 consecutive days overdrawn"	Source
ATM & CardVerified
Expedited Card	$55Above the typical range ($30–$50 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=rush_card; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Expedited Card \| $55 per card"	Source
Wire TransfersVerified
Wire Transfers: Domestic - incoming	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=wire_domestic_incoming; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Domestic - incoming \| $10.00"	Source
Wire Transfers: Domestic - outgoing
Check ServicesVerified
Cashier's Check	$10Above the typical range ($3–$6 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=cashiers_check; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Cashier's Check \| $10.00 each"	Source
Stop Payments	$30
Account ServicesVerified
10 x 10 box annually	$100Above the typical range ($25–$80 nationally)	$60 above the national median	per year	Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=safe_deposit_box; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="10 x 10 box annually \| $100.00"	Source
3 x 10 box annually
Other FeesVerified
Photocopy	$2.50Within the typical range ($2–$5 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #4195. canonical_hint=document_reproduction; text_hash=53ce700026cb8d07d0810b270e29c4d3bd899ba32bf9c66ffbe7b93a8f240f5c; excerpt="Photocopy \| $2.50 per page"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

25% above the national median overdraft fee

Total fees: 26

Verified fees

Under review

Assets

$358.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$358.0M

Total deposits

$317.6M

Service charge income

$30K

Fee income ratio

0.56%

Return on assets

0.47%

Branches

Service charge income by quarter

Q2 2026$30K

Q1 2026$31K

Q4 2025$45K

Q3 2025$38K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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