First Secure Bank and Trust Co.

Headquarters: Palos Hills, Illinois
Charter: Bank
Assets: $396.2M
Fed district: Chicago

26 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First Secure Bank and Trust Co.: $35
First Secure Bank and Trust Co.: $35
U.S. median: no median
Foreign Transaction
First Secure Bank and Trust Co.: $5
First Secure Bank and Trust Co.: $5
U.S. median: no median
Wire Transfer (Domestic Out)
First Secure Bank and Trust Co.: $15
First Secure Bank and Trust Co.: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Secure Bank and Trust Co.’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
Account Reconciliation/Research$50
Not compared: Charged per hour; comparison unavailable
per hour
Printed Statement Fee$5
Bad Address Fee$5
Not compared: Per-item charge, not monthly
per item
Return MailNo charge

Overdraft & NSF

Overdraft/NSF Paid per Presentment$35
per item
Daily Overdraft Accrual (Consumer)$6
per day
Overdraft Transfer / Sweep$5
Overdraft/NSF Paid per Presentment daily maximum$175
per day

ATM & Card

Cross-border transaction fee$5
Foreign currency conversion fee0.2%

Wire Transfers

Online Wire-Domestic$15
Wire Transfer - Domestic$15
Wire Transfer - Domestic: Incoming$15
Online Wire-International$50
Wire Transfer - International$15
Wire Transfer - International: Incoming$15

Check Services

Cashier’s Check$6
Money Order$5
Stop Payment$35
Temporary Checks$1
per item
Collection Fee per item$30
per item
Check Copy$5

Cash & Deposit

Charge Back (returned item)$15
Night Deposit Keys$15

Account Services

Notary Service (Customer Only)$5
Safe Deposit Box Drilling Fee$150
Not compared: Box drilling or key fee
Safe Deposit Box Late Payment$10
Not compared: Box drilling or key fee
Safe Deposit Box Replacement Key$50
Not compared: Box drilling or key fee
Legal Processing Fee$150
Subordination Agreement$200
Verification of DepositNo charge

Retirement & IRA

IRA Early Closing/Transfer$30
per item

Other Fees

Fax: min up to 5 pages (audience not stated, treated as personal)$1
per item
Photocopies$0.50
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	Not stated	None
Account Reconciliation/Research	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Printed Statement Fee	$5	Not stated	None
Bad Address Fee	$5Not compared: Per-item charge, not monthly	per item	None
Return Mail	No charge	Not stated	None
Overdraft & NSF
Overdraft/NSF Paid per Presentment	$35	per item	None
Daily Overdraft Accrual (Consumer)	$6	per day	None
Overdraft Transfer / Sweep	$5	Not stated	None
Overdraft/NSF Paid per Presentment daily maximum	$175	per day	None
ATM & Card
Cross-border transaction fee	$5	Not stated	None
Foreign currency conversion fee	0.2%	Not stated	None
Wire Transfers
Online Wire-Domestic	$15	Not stated	None
Wire Transfer - Domestic	$15	Not stated	None
Wire Transfer - Domestic: Incoming	$15	Not stated	None
Online Wire-International	$50	Not stated	None
Wire Transfer - International	$15	Not stated	None
Wire Transfer - International: Incoming	$15	Not stated	None
Check Services
Cashier’s Check	$6	Not stated	None
Money Order	$5	Not stated	None
Stop Payment	$35	Not stated	None
Temporary Checks	$1	per item	None
Collection Fee per item	$30	per item	None
Check Copy	$5	Not stated	None
Cash & Deposit
Charge Back (returned item)	$15	Not stated	None
Night Deposit Keys	$15	Not stated	None
Account Services
Notary Service (Customer Only)	$5	Not stated	None
Safe Deposit Box Drilling Fee	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Payment	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Replacement Key	$50Not compared: Box drilling or key fee	Not stated	None
Legal Processing Fee	$150	Not stated	None
Subordination Agreement	$200	Not stated	None
Verification of Deposit	No charge	Not stated	None
Retirement & IRA
IRA Early Closing/Transfer	$30	per item	None
Other Fees
Fax: min up to 5 pages (audience not stated, treated as personal)	$1	per item	None
Photocopies	$0.50Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account$5
Account Reconciliation/Research$50
Not compared: Charged per hour; comparison unavailable
per hour
Printed Statement Fee$5
Bad Address Fee$5
Not compared: Per-item charge, not monthly
per item
Return MailNo charge

Overdraft & NSF

Overdraft/NSF Paid per Presentment$35
per item
Daily Overdraft Accrual (Business)$1
per day
Overdraft Transfer / Sweep$5
Overdraft/NSF Paid per Presentment daily maximum$175
per day

ATM & Card

Cross-border transaction fee$5
Foreign currency conversion fee0.2%

Wire Transfers

Online Wire-Domestic$15
Wire Transfer - Domestic$15
Wire Transfer - Domestic: Incoming$15
Online Wire-International$50
Wire Transfer - International$15
Wire Transfer - International: Incoming$15

Check Services

Cashier’s Check$6
Money Order$5
Stop Payment$35
Temporary Checks$1
per item
Collection Fee per item$30
per item
Check Copy$5

Cash & Deposit

Charge Back (returned item)$15
Night Deposit Keys$15

Account Services

Notary Service (Customer Only)$5
Safe Deposit Box Drilling Fee$150
Not compared: Box drilling or key fee
Safe Deposit Box Late Payment$10
Not compared: Box drilling or key fee
Safe Deposit Box Replacement Key$50
Not compared: Box drilling or key fee
Legal Processing Fee$150
Subordination Agreement$200
Verification of DepositNo charge

Retirement & IRA

IRA Early Closing/Transfer$30
per item

Other Fees

Photocopies$0.50
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	Not stated	None
Account Reconciliation/Research	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Printed Statement Fee	$5	Not stated	None
Bad Address Fee	$5Not compared: Per-item charge, not monthly	per item	None
Return Mail	No charge	Not stated	None
Overdraft & NSF
Overdraft/NSF Paid per Presentment	$35	per item	None
Daily Overdraft Accrual (Business)	$1	per day	None
Overdraft Transfer / Sweep	$5	Not stated	None
Overdraft/NSF Paid per Presentment daily maximum	$175	per day	None
ATM & Card
Cross-border transaction fee	$5	Not stated	None
Foreign currency conversion fee	0.2%	Not stated	None
Wire Transfers
Online Wire-Domestic	$15	Not stated	None
Wire Transfer - Domestic	$15	Not stated	None
Wire Transfer - Domestic: Incoming	$15	Not stated	None
Online Wire-International	$50	Not stated	None
Wire Transfer - International	$15	Not stated	None
Wire Transfer - International: Incoming	$15	Not stated	None
Check Services
Cashier’s Check	$6	Not stated	None
Money Order	$5	Not stated	None
Stop Payment	$35	Not stated	None
Temporary Checks	$1	per item	None
Collection Fee per item	$30	per item	None
Check Copy	$5	Not stated	None
Cash & Deposit
Charge Back (returned item)	$15	Not stated	None
Night Deposit Keys	$15	Not stated	None
Account Services
Notary Service (Customer Only)	$5	Not stated	None
Safe Deposit Box Drilling Fee	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Payment	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Replacement Key	$50Not compared: Box drilling or key fee	Not stated	None
Legal Processing Fee	$150	Not stated	None
Subordination Agreement	$200	Not stated	None
Verification of Deposit	No charge	Not stated	None
Retirement & IRA
IRA Early Closing/Transfer	$30	per item	None
Other Fees
Photocopies	$0.50Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when First Secure Bank and Trust Co.'s ach origination changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First Secure Bank and Trust Co.: $35
First Secure Bank and Trust Co.: $35
U.S. median: no median
Foreign Transaction
First Secure Bank and Trust Co.: $5
First Secure Bank and Trust Co.: $5
U.S. median: no median
Wire Transfer (Domestic Out)
First Secure Bank and Trust Co.: $15
First Secure Bank and Trust Co.: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from First Secure Bank and Trust Co.’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
Account Reconciliation/Research$50
Not compared: Charged per hour; comparison unavailable
per hour
Printed Statement Fee$5
Bad Address Fee$5
Not compared: Per-item charge, not monthly
per item
Return MailNo charge

Overdraft & NSF

Overdraft/NSF Paid per Presentment$35
per item
Daily Overdraft Accrual (Consumer)$6
per day
Overdraft Transfer / Sweep$5
Overdraft/NSF Paid per Presentment daily maximum$175
per day

ATM & Card

Cross-border transaction fee$5
Foreign currency conversion fee0.2%

Wire Transfers

Online Wire-Domestic$15
Wire Transfer - Domestic$15
Wire Transfer - Domestic: Incoming$15
Online Wire-International$50
Wire Transfer - International$15
Wire Transfer - International: Incoming$15

Check Services

Cashier’s Check$6
Money Order$5
Stop Payment$35
Temporary Checks$1
per item
Collection Fee per item$30
per item
Check Copy$5

Cash & Deposit

Charge Back (returned item)$15
Night Deposit Keys$15

Account Services

Notary Service (Customer Only)$5
Safe Deposit Box Drilling Fee$150
Not compared: Box drilling or key fee
Safe Deposit Box Late Payment$10
Not compared: Box drilling or key fee
Safe Deposit Box Replacement Key$50
Not compared: Box drilling or key fee
Legal Processing Fee$150
Subordination Agreement$200
Verification of DepositNo charge

Retirement & IRA

IRA Early Closing/Transfer$30
per item

Other Fees

Fax: min up to 5 pages (audience not stated, treated as personal)$1
per item
Photocopies$0.50
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	Not stated	None
Account Reconciliation/Research	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Printed Statement Fee	$5	Not stated	None
Bad Address Fee	$5Not compared: Per-item charge, not monthly	per item	None
Return Mail	No charge	Not stated	None
Overdraft & NSF
Overdraft/NSF Paid per Presentment	$35	per item	None
Daily Overdraft Accrual (Consumer)	$6	per day	None
Overdraft Transfer / Sweep	$5	Not stated	None
Overdraft/NSF Paid per Presentment daily maximum	$175	per day	None
ATM & Card
Cross-border transaction fee	$5	Not stated	None
Foreign currency conversion fee	0.2%	Not stated	None
Wire Transfers
Online Wire-Domestic	$15	Not stated	None
Wire Transfer - Domestic	$15	Not stated	None
Wire Transfer - Domestic: Incoming	$15	Not stated	None
Online Wire-International	$50	Not stated	None
Wire Transfer - International	$15	Not stated	None
Wire Transfer - International: Incoming	$15	Not stated	None
Check Services
Cashier’s Check	$6	Not stated	None
Money Order	$5	Not stated	None
Stop Payment	$35	Not stated	None
Temporary Checks	$1	per item	None
Collection Fee per item	$30	per item	None
Check Copy	$5	Not stated	None
Cash & Deposit
Charge Back (returned item)	$15	Not stated	None
Night Deposit Keys	$15	Not stated	None
Account Services
Notary Service (Customer Only)	$5	Not stated	None
Safe Deposit Box Drilling Fee	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Payment	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Replacement Key	$50Not compared: Box drilling or key fee	Not stated	None
Legal Processing Fee	$150	Not stated	None
Subordination Agreement	$200	Not stated	None
Verification of Deposit	No charge	Not stated	None
Retirement & IRA
IRA Early Closing/Transfer	$30	per item	None
Other Fees
Fax: min up to 5 pages (audience not stated, treated as personal)	$1	per item	None
Photocopies	$0.50Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account$5
Account Reconciliation/Research$50
Not compared: Charged per hour; comparison unavailable
per hour
Printed Statement Fee$5
Bad Address Fee$5
Not compared: Per-item charge, not monthly
per item
Return MailNo charge

Overdraft & NSF

Overdraft/NSF Paid per Presentment$35
per item
Daily Overdraft Accrual (Business)$1
per day
Overdraft Transfer / Sweep$5
Overdraft/NSF Paid per Presentment daily maximum$175
per day

ATM & Card

Cross-border transaction fee$5
Foreign currency conversion fee0.2%

Wire Transfers

Online Wire-Domestic$15
Wire Transfer - Domestic$15
Wire Transfer - Domestic: Incoming$15
Online Wire-International$50
Wire Transfer - International$15
Wire Transfer - International: Incoming$15

Check Services

Cashier’s Check$6
Money Order$5
Stop Payment$35
Temporary Checks$1
per item
Collection Fee per item$30
per item
Check Copy$5

Cash & Deposit

Charge Back (returned item)$15
Night Deposit Keys$15

Account Services

Notary Service (Customer Only)$5
Safe Deposit Box Drilling Fee$150
Not compared: Box drilling or key fee
Safe Deposit Box Late Payment$10
Not compared: Box drilling or key fee
Safe Deposit Box Replacement Key$50
Not compared: Box drilling or key fee
Legal Processing Fee$150
Subordination Agreement$200
Verification of DepositNo charge

Retirement & IRA

IRA Early Closing/Transfer$30
per item

Other Fees

Photocopies$0.50
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	Not stated	None
Account Reconciliation/Research	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Printed Statement Fee	$5	Not stated	None
Bad Address Fee	$5Not compared: Per-item charge, not monthly	per item	None
Return Mail	No charge	Not stated	None
Overdraft & NSF
Overdraft/NSF Paid per Presentment	$35	per item	None
Daily Overdraft Accrual (Business)	$1	per day	None
Overdraft Transfer / Sweep	$5	Not stated	None
Overdraft/NSF Paid per Presentment daily maximum	$175	per day	None
ATM & Card
Cross-border transaction fee	$5	Not stated	None
Foreign currency conversion fee	0.2%	Not stated	None
Wire Transfers
Online Wire-Domestic	$15	Not stated	None
Wire Transfer - Domestic	$15	Not stated	None
Wire Transfer - Domestic: Incoming	$15	Not stated	None
Online Wire-International	$50	Not stated	None
Wire Transfer - International	$15	Not stated	None
Wire Transfer - International: Incoming	$15	Not stated	None
Check Services
Cashier’s Check	$6	Not stated	None
Money Order	$5	Not stated	None
Stop Payment	$35	Not stated	None
Temporary Checks	$1	per item	None
Collection Fee per item	$30	per item	None
Check Copy	$5	Not stated	None
Cash & Deposit
Charge Back (returned item)	$15	Not stated	None
Night Deposit Keys	$15	Not stated	None
Account Services
Notary Service (Customer Only)	$5	Not stated	None
Safe Deposit Box Drilling Fee	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Payment	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Replacement Key	$50Not compared: Box drilling or key fee	Not stated	None
Legal Processing Fee	$150	Not stated	None
Subordination Agreement	$200	Not stated	None
Verification of Deposit	No charge	Not stated	None
Retirement & IRA
IRA Early Closing/Transfer	$30	per item	None
Other Fees
Photocopies	$0.50Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.