Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
16th percentile; peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 15, 2026
Call-report figures are for The Farmers State Bank of Oakley, Kansas at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,412 banks with $300M to $1B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | The Farmers State Bank of Oakley, Kansas's published fee schedule; Bank Fee Index medians | Current schedule | Oct 15, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 0.9% of revenue, below the 2.1% median of 1,412 banks with $300M to $1B in assets (16th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $30K in Q2 2026, 30% above the same quarter a year earlier ($23K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for The Farmers State Bank of Oakley, Kansas (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $30K | −$17K | −36.2% |
| Q1 2026 | $47K | +$4K | +9.3% |
| Q4 2025 | $43K | +$14K | +48.3% |
| Q3 2025 | $29K | +$6K | +26.1% |
| Q2 2025 | $23K | +$1K | +4.5% |
| Q1 2025 | $22K | −$2K | −8.3% |
| Q4 2024 | $24K | $0 | 0.0% |
| Q3 2024 | $24K | $0 | 0.0% |
Financial cohort: 1,433 banks with $300M to $1B in assets filing for Q2 2026; 1,412 reported a share above 0% and are counted, The Farmers State Bank of Oakley, Kansas left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to The Farmers State Bank of Oakley, Kansas by share.
They stay out of every comparison until review is done.
per transaction
per day
per transaction
per day
per month
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Minimum Balance | $10 | Not stated | None |
| Minimum Balance | $10Not compared: Daily charge, not monthly | per day | None |
Other feesUnder review | |||
| A fee will be assessed for each transaction over six | $10 | per transaction | None |
| base fee if average daily balance falls below | $10 | Not stated | None |
| base fee if average daily balance falls below | $10 | per day | None |
| Fee will be assessed for each transaction over six | $10 | per transaction | None |
| If the average daily balance falls below , there will be a | $10 | Not stated | None |
| If the average daily balance falls below , there will be a | $10 | per day | None |
| Maintain | $500 | per month | None |
| Maintain a | $500 | per month | None |
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where The Farmers State Bank of Oakley, Kansas operates, and what regulators and customers have on file.
Branch footprint
2 offices in 1 state, $295.1M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 1 | $224.9M |
| 1 | $70.2M |
Lawrence, KS
2% of bank deposits, #10 of 22, up 2 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Capitol Federal Savings Bank | 16.3% |
| U.S. Bank National Association | 14.1% |
| Bank of America, National Association | 13.6% |
| The Central Trust Bank | 8.4% |
| Commerce Bank | 8.3% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Lawrence, KS, The Farmers State Bank of Oakley, Kansas holds 2% of bank deposits, #10 of 22, with 1 office.
52 offices of 27 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 22 institutions shown. $3.6B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time
Only the 2026 survey has The Farmers State Bank of Oakley, Kansas in this metro, so there is no trend to show.
Credit unions, reported separately
10 offices of 6 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows