27 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 13, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from First Iowa State Bank’s own schedules, with a source for each figure.
per month
per hour
per hour
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge | $10 | per month | None |
| Account closed within 90 days (audience not stated, treated as personal) | $15 | Not stated | None |
| Dormant fee (audience not stated, treated as personal) | $5 | Not stated | None |
| Dormant fee | $5 | Not stated | None |
| Inactive fee (audience not stated, treated as personal) | $5 | Not stated | None |
| Account balancing assistance ($15.00 minimum) (per hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account research ($15.00 minimum) (per hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Debit Card Chargeback fee (audience not stated, treated as personal) | $20 | Not stated | None |
| Minimum age 60 years, Free paper statements | $2 | per month | None |
| Returned statement (audience not stated, treated as personal) | $5 | Not stated | None |
Overdraft & NSF | |||
| Paid Overdraft Item Fee (per item) (audience not stated, treated as personal) | $35 | per item | None |
| Return Insufficient Funds (per item) (audience not stated, treated as personal) | $35 | per item | None |
| Overdraft protection transfer (audience not stated, treated as personal) | $7.50 | Not stated | None |
ATM & Card | |||
| Foreign ATM fee (over 5 transactions per month) (audience not stated, treated as personal) | $1 | Not stated | None |
| Replace lost ATM card (audience not stated, treated as personal) | $20 | Not stated | None |
Wire Transfers | |||
| Wire transfers: Domestic outgoing (audience not stated, treated as personal) | $25 | Not stated | None |
| Wire transfers: Domestic incoming (audience not stated, treated as personal) | $10 | Not stated | None |
| Wire transfers: International outgoing (audience not stated, treated as personal) | $45 | Not stated | None |
| Wire transfers: International incoming (audience not stated, treated as personal) | $35 | Not stated | None |
Check Services | |||
| Cashier's check fee (audience not stated, treated as personal) | $6 | Not stated | None |
| Money order (audience not stated, treated as personal) | $5 | Not stated | None |
| Check cashing non-customer (audience not stated, treated as personal) | $5 | Not stated | None |
| Collection item (audience not stated, treated as personal) | $30 | Not stated | None |
| Copy of paid check (audience not stated, treated as personal) | $2 | Not stated | None |
Digital & Electronic | |||
| ACH Return Fee (audience not stated, treated as personal) | $5 | Not stated | None |
| Internet bill payment (audience not stated, treated as personal) | No charge | Not stated | None |
Cash & Deposit | |||
| Returned deposited item: Charged back (audience not stated, treated as personal) | $5 | Not stated | None |
| Returned deposited item: Charged back | $5 | Not stated | None |
Account Services | |||
| Notary Services (audience not stated, treated as personal) | $5 | Not stated | None |
| Drilling | $140Not compared: Box drilling or key fee | Not stated | None |
| Late payment (after 30 days) (per month) | $5Not compared: Box drilling or key fee | Not stated | None |
| Replacement key (audience not stated, treated as personal) | $20Not compared: Box drilling or key fee | Not stated | None |
| Garnishment/ Levy (audience not stated, treated as personal) | $50 | Not stated | None |
Retirement & IRA | |||
| IRA transfer fee (audience not stated, treated as personal) | $50 | Not stated | None |
Other Fees | |||
| Fax incoming or outgoing (per page) | $1 | per item | None |
| Photocopies (per page) (after 30 free) (audience not stated, treated as personal) | $0.15 | per item | None |
| Statement Printout (per Statement) | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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