27 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 13, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 13, 2026
Call-report figures are for First Iowa State Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | First Iowa State Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 13, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $112K in Q2 2026, 6.7% below the same quarter a year earlier ($120K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 10% from Q3 2025 to Q2 2026, to $112K.
$112K
First Iowa State BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
First Iowa State Bank · $396M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| First Iowa State Bank(this institution) | Albia, IA | $396M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ascendia Bank | Glen Rock, NJ | $395M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Balboa Thrift and Loan Association | Chula Vista, CA | $394M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Bank of St. Francisville | Saint Francisville, LA | $399M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Big Horn Federal Savings Bank | Greybull, WY | $400M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Community Bank of Santa Maria | Santa Maria, CA | $397M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Farmers State Bank | Center, TX | $391M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Secure Bank and Trust Co. | Palos Hills, IL | $396M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First State Bank | Irvington, KY | $402M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Grant County State Bank | Swayzee, IN | $396M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Great Plains State Bank | Petersburg, NE | $392M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| GreenWay Bank | Van Wert, OH | $402M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Locality Bank | Fort Lauderdale, FL | $396M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Peoples State Bank of Hallettsville | Hallettsville, TX | $396M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Peoples Trust Company of St. Albans | Saint Albans, VT | $395M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Pony Express Bank | Braymer, MO | $399M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Bank of Glen Burnie | Glen Burnie, MD | $395M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The Citizens National Bank of Park Rapids | Park Rapids, MN | $397M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Clinton National Bank | Clinton, IA | $396M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Community State Bank | Poteau, OK | $393M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The First Citizens National Bank of Upper Sandusky | Upper Sandusky, OH | $390M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The Peoples Community Bank | Mazomanie, WI | $389M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The Security National Bank of Enid | Enid, OK | $400M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Shelby State Bank | Shelby, MI | $397M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| TrustTexas Bank, SSB | Cuero, TX | $393M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Universal Bank | West Covina, CA | $388M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $10, against a peer median of $5.63 among 14 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for First Iowa State Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $112K | +$5K | +4.7% |
| Q1 2026 | $107K | −$12K | −10.1% |
| Q4 2025 | $119K | −$6K | −4.8% |
| Q3 2025 | $125K | +$5K | +4.2% |
| Q2 2025 | $120K | +$10K | +9.1% |
| Q1 2025 | $110K | −$6K | −5.2% |
| Q4 2024 | $116K | −$12K | −9.4% |
| Q3 2024 | $128K | +$3K | +2.4% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from First Iowa State Bank’s own schedules, with a source for each figure.
per month
per hour
per hour
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge | $10 | per month | None |
| Account closed within 90 days (audience not stated, treated as personal) | $15 | Not stated | None |
| Dormant fee (audience not stated, treated as personal) | $5 | Not stated | None |
| Dormant fee | $5 | Not stated | None |
| Inactive fee (audience not stated, treated as personal) | $5 | Not stated | None |
| Account balancing assistance ($15.00 minimum) (per hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account research ($15.00 minimum) (per hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Debit Card Chargeback fee (audience not stated, treated as personal) | $20 | Not stated | None |
| Minimum age 60 years, Free paper statements | $2 | per month | None |
| Returned statement (audience not stated, treated as personal) | $5 | Not stated | None |
Overdraft & NSF | |||
| Paid Overdraft Item Fee (per item) (audience not stated, treated as personal) | $35 | per item | None |
| Return Insufficient Funds (per item) (audience not stated, treated as personal) | $35 | per item | None |
| Overdraft protection transfer (audience not stated, treated as personal) | $7.50 | Not stated | None |
ATM & Card | |||
| Foreign ATM fee (over 5 transactions per month) (audience not stated, treated as personal) | $1 | Not stated | None |
| Replace lost ATM card (audience not stated, treated as personal) | $20 | Not stated | None |
Wire Transfers | |||
| Wire transfers: Domestic outgoing (audience not stated, treated as personal) | $25 | Not stated | None |
| Wire transfers: Domestic incoming (audience not stated, treated as personal) | $10 | Not stated | None |
| Wire transfers: International outgoing (audience not stated, treated as personal) | $45 | Not stated | None |
| Wire transfers: International incoming (audience not stated, treated as personal) | $35 | Not stated | None |
Check Services | |||
| Cashier's check fee (audience not stated, treated as personal) | $6 | Not stated | None |
| Money order (audience not stated, treated as personal) | $5 | Not stated | None |
| Check cashing non-customer (audience not stated, treated as personal) | $5 | Not stated | None |
| Collection item (audience not stated, treated as personal) | $30 | Not stated | None |
| Copy of paid check (audience not stated, treated as personal) | $2 | Not stated | None |
Digital & Electronic | |||
| ACH Return Fee (audience not stated, treated as personal) | $5 | Not stated | None |
| Internet bill payment (audience not stated, treated as personal) | No charge | Not stated | None |
Cash & Deposit | |||
| Returned deposited item: Charged back (audience not stated, treated as personal) | $5 | Not stated | None |
| Returned deposited item: Charged back | $5 | Not stated | None |
Account Services | |||
| Notary Services (audience not stated, treated as personal) | $5 | Not stated | None |
| Drilling | $140Not compared: Box drilling or key fee | Not stated | None |
| Late payment (after 30 days) (per month) | $5Not compared: Box drilling or key fee | Not stated | None |
| Replacement key (audience not stated, treated as personal) | $20Not compared: Box drilling or key fee | Not stated | None |
| Garnishment/ Levy (audience not stated, treated as personal) | $50 | Not stated | None |
Retirement & IRA | |||
| IRA transfer fee (audience not stated, treated as personal) | $50 | Not stated | None |
Other Fees | |||
| Fax incoming or outgoing (per page) | $1 | per item | None |
| Photocopies (per page) (after 30 free) (audience not stated, treated as personal) | $0.15 | per item | None |
| Statement Printout (per Statement) | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where First Iowa State Bank operates, and what regulators and customers have on file.
Enforcement actions
1 past action
Past
Federal Reserve · Order
Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
We check once a day and send one email covering every change.