Ridgewood Savings Bank

Headquarters: Ridgewood, New York
Charter: Bank
Assets: $7.5B
Fed district: New York

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
Ridgewood Savings Bank: $0 to $15
Ridgewood Savings Bank: $0 to $15
U.S. median: no median
Overdraft (OD)
Ridgewood Savings Bank: $30
Ridgewood Savings Bank: $30
U.S. median: no median
Non-Network ATM
Ridgewood Savings Bank: $1.50
Ridgewood Savings Bank: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ridgewood Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Bankon Checking Monthly Maintenance Charge$5
per month
Monthly Maintenance Charge$10
per month
Monthly Maintenance ChargeNo charge
per month
Premier Checking Monthly fee$15
per month
Ridgewood Good Checking Monthly fee$3
per month
Returned Mail, processing fee (per month/per account)$5
per month

Overdraft & NSF

Overdraft Fee$30
Overdraft Protection Transfer FeeNo charge

ATM & Card

Non-Ridgewood ATM Use$1.50
Customer Requested Replacement Debit Card$5

Check Services

Teller Check$2
Stop Payment (per item)$30
per item
Plus copy charge (per item)$5
per item

Account Services

Notary Services, depositors (per item)No charge
per item
Notary Services, non-depositors (per item)$2
per item
Lost Key$25
Not compared: Box drilling or key fee

Lending Fees

Late Payment (30 days past due)$10
Not compared: Daily charge, not per item
per day

Other Fees

Interim Statement$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Bankon Checking Monthly Maintenance Charge	$5	per month	None
Monthly Maintenance Charge	$10	per month	None
Monthly Maintenance Charge	No charge	per month	None
Premier Checking Monthly fee	$15	per month	None
Ridgewood Good Checking Monthly fee	$3	per month	None
Returned Mail, processing fee (per month/per account)	$5	per month	None
Overdraft & NSF
Overdraft Fee	$30	Not stated	None
Overdraft Protection Transfer Fee	No charge	Not stated	None
ATM & Card
Non-Ridgewood ATM Use	$1.50	Not stated	None
Customer Requested Replacement Debit Card	$5	Not stated	None
Check Services
Teller Check	$2	Not stated	None
Stop Payment (per item)	$30	per item	None
Plus copy charge (per item)	$5	per item	None
Account Services
Notary Services, depositors (per item)	No charge	per item	None
Notary Services, non-depositors (per item)	$2	per item	None
Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Lending Fees
Late Payment (30 days past due)	$10Not compared: Daily charge, not per item	per day	None
Other Fees
Interim Statement	$5Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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